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MoneySaving polls
Archives for February 2011
Discussion List
Should Insurance Be Sexless - Martin's Blog & Site Vote
Real life MMD: Should I ask ex for money?
Should I ask ex for money? I'm a single mum of two, I moved over 200 miles from my children's Dad after the relationship broke down. I drive monthly with the children (at my expense) to ensure regular contact. My ex and I made a private arrangement with regards to maintenance, which is half the amount he'd be asked to pay…
'Should we change the general election voting system?' poll discussion
Poll between 22-28 February 2011: Should we change the general election voting system? On 5 May the UK will have a referendum on whether we should switch to the the Alternative Vote (AV) system or stick with the current First-Past-the-Post. If the election was today which would you vote for? A. Alternative Vote (Rate the…
Real Life MMD: Do I have a right to my niece's money back?
Do I have a right to my niece's money back? I opened an account for a niece when she was born and have been paying into it ever since intending her to have the money when she's 18. I gave her parents the account details so they could add to it. I've just checked and found the account's empty. I asked and they were having…
Which is the best/worst customer service bank?' poll discussion
Poll between 15-22 February 2011: Which is the best/worst customer service bank? Every three months we ask for your customer services experiences with big banks; it's that time again, so how've they been recently? Please vote based on CUSTOMER SERVICE, not rate, on your MAIN CURRENT ACCOUNT over the LAST THREE MONTHS.…
Real Life MMD: Should I send the wallpaper back?
Please give this MoneySaver the benefit of your advice... Should I send the wallpaper back? I ordered 5 rolls of wallpaper online, £14 each, from a well known store, who informed me it was a 'direct from manufacturer' item. However, the manufacturer has delivered 45 rolls - £630 worth! - by mistake. As far as the store and…
Pizza Express - Discount or not?
Hello Recently in another thread this came to my mind. Pizza Express seems have discounts coming out of it's ears. As well as being in both taste card and gourmet society scheme. They also participate in Orange Wednesday and I regularly get a voucher or coupon through email. So the question I ask is has anyone ever pay a…
'Should you be allowed to repay students loans more quickly?' poll discussion
Poll started 08 February 2011: Should you be allowed to repay students loans more quickly? Under the new student loans system, students' repayments are set at 9% of everything earned above £21,000 (e.g. earn £22,000 repay £90 a year) upon leaving university, and some will pay commercial rates of interest. The govt's…
Real life MMD: Should I pay extra for Sky?
Please give this MoneySaver the benefit of your advice... Should I pay the extra for Sky? I live with 2 housemates and we all chip in paying for Sky TV in the lounge. They also pay an extra £10/mth each to get it in their bedrooms. Microsoft have now added Sky to the Xbox, which you can pay £10/mth for, but it's free if…
Debts vs. Mental Health
Poll 01-08 Feb 2011: Debts vs. Mental Health We're researching the alignment between mental health issues and debt problems (excluding mortgages). It's argued either one can cause the other. Please answer the question below. I (or my partner) have never had mental health problems Never been in debt - 1210 votes (34%) Only…
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MSE News
Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
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