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MoneySaving polls
Archives for October 2008
Discussion List
MONEY MORAL DILEMMA: Should you give cash to the drunk homeless man?
Here's this week's hypothetical situation for you to cogitate on: Should you give cash to the drunk homeless man? For a few months you've been helping out Pete, a friendly homeless man who you walk past on the way to work. He's always friendly and polite. Then one day you pass him and spot that he's got a couple of six…
'Would you take a pay cut?' Poll results/discussion
Poll ran 28 Oct - 03 Nov 2008: Would you take a pay cut to save your company? Due to the economic climate, your employer announces it needs to radically reduce its outgoings to keep the company's head above water. Reluctant to cut jobs, the boss sends a memo asking all 200 employees if they would agree to take a 10% pay…
Money Moral Dilemma: Do you charge house guests for breakages?
Here's this week's hypothetical situation for you to cogitate on: Do you charge house guests for breakages? You invite friends to stay for the weekend. They’re there with the children and everyone’s having a great time. Then sadly young 6 year old Tommy throws the cricket ball he was playing with through the new-ish £500…
'What'll happen to house prices?' poll results/discussion
Poll between 20-28 Oct 2008: What’ll happen to house prices? Annual UK house prices drops of over 10% have been reported. But where will they go next? What do you think’ll happen to UK house prices over the next 12 months? A. Increase over 20%. 1% (118 votes) B. Increase 10-20%. 1% (128 votes) C. Increase 5-10%. 2% (194…
Should Rebecca come clean about David's baguette?
Here's this week's hypothetical situation for you to cogitate on: Should Rebecca come clean about David's baguette? Every day, personal assistant Rebecca dutifully picks up lunch for her boss, David. He gives her £25 a week to get his usual bacon baguette and bottle of coke, every day. Yet MoneySaver Rebecca realises the…
Bank Bailout Referendum poll results/discussion
Poll between 13-20 Oct 2008: Bank Bailout Referendum The government is to invest £37billion in a part nationalisation of RBS/Natwest and the to-be-merged Lloyds/HBOS. Plus it's going to guarantee interbank loans with a potential exposure of £100s billions. If there were a referendum on this issue would you support it? A.…
MONEY MORAL DILEMMA: Would you shop your teenager?
Here's this week's hypothetical situation for you to cogitate on: Would you shop your teenager? Whilst withdrawing cash from an ATM you notice £750 is missing from the account. A quick check online reveals the money was spent a few days ago at djdecksdirect.com; your fourteen year-old son's favourite website. He admits…
What class are you? Poll results/discussion
Poll between 06-13 October 2008. What class are you? It’s an old fashioned comment, but many use the terms to this day. The aim is for you instinctively to say where you think you belong. There are deliberately no definitions below; in a few weeks the same poll will be repeated with them to see if that changes the result.…
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MSE News
Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
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