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MoneySaving polls
Archives for March 2008
Discussion List
Money Moral Dilemma: You broke it, would you pay to fix it?
Here's this week's hypothetical situation for you to cogitate on: MMD: You broke it, would you pay to fix it? You’re just bought a cup of hot coffee in McDonalds. As you get back to your seat, you trip over your own bag, which you’d left on the floor. The coffee flys right over the person next to you, they’re unhurt but…
'Have you ever cheated the taxman?' Poll results/discussion
Poll started 25 March 2008: Have you ever cheated the taxman? Have you ever not declared earnings, left money in a hidden account, or not paid tax when you should? It is of course a crime, and being cracked down on ever more harshly. How widespread is tax evasion? Which is the closest to your situation? Over your life have…
MMD: Should Wayne protect his finances from Coleen?
Here's this week's hypothetical situation for you to cogitate on: MMD: Should Wayne protect his finances from Coleen? After six months of marriage, housewife Coleen confesses to taxi driver husband Wayne she's accumulated £50,000 of credit card debt, the vast majority while she traveled the world. Staggered by his wife's…
What's the cost of parking fines? Poll Results/Discussion
Poll between 17-25 March 2008: Results What’s the cost of parking fines? The free Budget Planner microcategorises spending, but the car section doesn’t include fines. Are these now such an annual part of people’s expenditure that they should be included? Are parking fines so unavoilable in a clamping culture that they…
MONEY MORAL DILEMMA. Should Howard and Marion replace Richie’s tenner?
Here's this week's hypothetical situation for you to cogitate on: Should Howard and Marion replace Richie’s tenner? Howard and Marion’s 11-year-old son, Richie, loses a £10 note after stuffing it into the back pocket of his jeans. He’s not actually sure whether it was lost or pick pocketed, but it wasn’t there when he got…
The MSE European Referendum? Poll results/discussion
Poll ran between 11-17 March '08 The MSE European Referendum: what'd be your vote on the Lisbon Treaty? Last week in parliament there was a major spat about whether to have a referendum either on the new European Lisbon Treaty (which replaced the constitution) or even on Britain in Europe itself. As the decision was 'no…
MONEY MORAL DILEMMA. Should Vinnie chase the robbers?
Here's this week's hypothetical situation for you to cogitate on: Should Vinnie chase the robbers? Vinnie works in a department store sales assistant, serving customers and is paid the minimum wage. As he is tall and hard looking, his supervisor often gets him to work near the exit, in the hope that he'll put off potential…
Would you steal someone else’s post? Poll Results/Discussion
Poll between 4-11 Mar 08. Would you steal someone elses post? Imagine a magazine you love arrives in a transparent envelope addressed to someone who used to live at your address. You have no forwarding address and no way to get in touch with them. Which of these is closest to what you’d do. A. Return it to sender. It's not…
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MSE News
Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
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