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MoneySaving polls
Archives for October 2006
Discussion List
What would you pay to turn the world green?
Poll Title: Poll Started 30 October 2006: What would you pay to turn the world green? This week's 'Stern Report' says as well as the damage to the planet, unless we tackle the environment it'll cost the world £3,680 billion (20% of the world's wealth). Yet to fix the problem would cost just 1% of the world's income each…
MONEY MORAL DILEMMA: Would you want them sacked?
Imagine a call centre operator has inadvertently given you the wrong info costing you £100. You call them to complain and they explain they're already on a final warning and will lose their job if you process the complaint to get your money back. What would you do? Click reply to enter the money moral maze Please remember,…
How big are your savings?
Poll Started 24 Oct: How big are your savings? How much do you currently have in cash savings/liquid assets (ie you would be able to get access within a week if you needed it)? Don't worry, this poll is completely confidential. Individual votes aren't tracked. A. Nothing B. Up to £100 C. Up to £500 D. Up to £2,000 E. Up to…
Should marriage be taken out of the finance system?
Poll Started 16 Oct: Should marriage be taken out of the finance system? Should 'common law partners' or couples that live together automatically get the same rights and financial benefits as married couples/civil partnerships? A. Yes B. No Vote here or click reply to discuss
Highest Interest Poll
Poll Title: Poll Started 10 Oct: If you were to borrow £100 over a week, above what level would you consider the interest to be extortionate? A. 5% APR B. 25% APR C. 50% APR D. 100% APR E. 250% APR F. 500% APR G. 750% APR H. 1250% APR I. 2500% APR Vote here or click reply to discuss this poll :)
Should child benefit be means tested?
Poll Title: Poll started 3 October 2006: Should child benefit be means tested? Child benefit of £900 a year is paid for a family’s first child and £600 for each subsequent child. This applies whether you're Richard Branson, Victoria Beckham or Vicky Pollard (well it would if she were real); it doesn't depend on wealth or…
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MSE News
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payments this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
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