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Loans
Archives for April 2020
Discussion List
Help! Lent money to a friend in the USA, now silence.
Hi. Wondering if some wizzes on here could help me out. For my sins, I lent a friend (who lives in the East Coast of the USA) USD$1,100 in May 2019. He was adamant when I lent it to him, that he would repay me "at some point". In August 2019 I had it confirmed by his father on email that I would "definitely get my money…
Delayed Payment charge
I have been stopped from working, I am a self-employed construction worker. I contacted blackhorse to say I would like payment delay, the only choice on offer at the moment is to delay payment from the 4th of April to the 30th of April, this is for now a temporary fix, but in doing this I have been charged £84.20, for…
Loan to Parents
Since selling my house 2 months ago and not finding another place. Im left with a large sum of money 250000 . Now im wondering if it is possible to give some money to my folks say 50000 to help towards thier own mortgage . Would this be regarded as a gift,for tax purposes ? Its a confusing topic so anyone that help that…
Consolidation Loan advice
Hi All Newbie hear just after a little advice tbh, or feedback if anyone has been in the same position as me. Okay so this ,maybe little ling winded. I have accumulative credit card debt of around £9500, and a loan of just over £7000. I,m looking to consolidate and get rid of the devils work of credit cards altogether.…
Trying to get my personal loan to 0%...
Hi, I got a £10,500 unsecured personal loan last April on a 60 month term at £189.39 pm / 3.2% APR. I have managed to overpay this loan over 12 months meaning my outstanding amount is now £6000 (Bank hasn’t given me an early settlement figure yet). I want to try and get the loan onto a 0% via credit card - £4000 / cash -…
park dean caravan sites
hi a lot is being done with the banks giving 3 months mortgage grace because of the corona virus and some credit cards but us owners on a credit agreement with premium credit to pay for a loan for a caravan we cant use / hire we have been told by park dean we must keep up the site fees even though we cant use the vans and…
M&S Loan issues default notice due to Corona Virus
So I rang M&S loans once the lockdown was put in place as I am in the 1st year of self employment and I no longer have an income. It is a substantial loan that I took out at the start of my business, my repayments are £300 per month, I asked if I could defer my payments for 3 months, until hopefully my business will be…
Ford options - simple approach
Hi there, I've read other threads about Ford Options and I realise that people have split opinions whether it's a good business or a scam. However, I found it confusing since everyone is going into great detail. My question is simple: If I buy a £25 000 fiesta and pay in £5000 deposit, the online calculator says I'll have…
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