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park dean caravan sites

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hi a lot is being done with the banks giving 3 months mortgage grace because of the corona virus and some credit cards but us owners on a credit agreement with premium credit to pay for a loan for a caravan we cant use / hire we have been told by park dean we must keep up the site fees even though we cant use the vans and no respite from premium credit either can any advise / help please we are getting into serious debt as we rely on renting out the van to pay towards the loan / site fees 

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  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    https://www.facebook.com/groups/parkdeanowners/ a few on their with same issues, remember finance have to treat you fair
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • As far as the site fees go that's a contract you have with them and be wary of not paying it as they could throw you off the site, as for the credit have you spoke to them to find out if they can help?
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    But if the loan was to pay parkdean they cant throw you off as they have already been paid in advance by the finance
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Fifth Anniversary 1,000 Posts Name Dropper I've been Money Tipped!
    edited 9 April 2020 at 10:57PM
    chanz4 said:
    But if the loan was to pay parkdean they cant throw you off as they have already been paid in advance by the finance
    the loan and the site fees are two different things, as I said the fees for siting the van are a contract and if you fail to pay then they can remove the van from their site, doesn't matter who you borrowed the money off that's a separate issue and if you failed to keep up repayments they could go to court get a CCJ and thrash your credit history.

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