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Student loans for fees suggestions
I have been rejected for a student loan (for fees only) because I already have a masters (I'm retraining) I have a part-time job that will cover my expenses, I own my own house, have a good credit rating, so am frankly baffled. Do you have any suggestions on how I can find a loan to finance my fees. It's a 3 year part time…
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Is there a good student loan calculator that projects
as and when you will end up paying it off based on current contribution rates and current interest rates depending on salary etc
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PCP loan disadvantages?
Have been trying a long time to buy a new car with cash I've managed to save but unable to obtain a good discount unless I take out PCP. I'm just about to sign up for PCP but worried about the disadvantages. Can I really pay it off in say 3 months with no cancellation charges? And if so how much interest would I pay for 3…
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Why do I feel so worried about getting a loan?
Hi all, So i'm in a bit of a mindset predicament. My car is ageing and is coming up with a whole bunch of issues, it's time to get rid of it and purchase a new (used) one. I do have the cash in the bank to not purchase with a loan, but that would wipe out the majority of my hard earned mortgage deposit savings, so the idea…
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Hire purchase
I financed a car back in 2017 over 5 years (Silly i know). However ive been looking into my documentation because im thinking of paying it off. my friend works for a finance company and after reading my terms and conditions she beleives ive been mis sold my car fiannce. In agreement that my car is on hire purchase plan…
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Would like to borrow £3500
I am unemployed, rent from a housing association, make a little extra from busking. Have a fair credit rating. Would like the money for a personal purchase from a private individual. Do I have any options?
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Loan query
Hi All, I have been looking at loans to clear an outstanding credit card balance of £3,000 but the best rate i can see is Admiral at 8.2% for £3,000 . I want to pay off as quick as possible so i have set as 18 months term, i have noticed i can borrow £5,000 at 3.4% which i would pay less interest back over the same…
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Joint loan, can I split the debt??
Hi everyone, I am separated from my wife and about to start off the divorce proceedings, this should be a straightforward divorce but we have a jointly named loan with £24k left on it. It's an unsecured loan from Northern Rock, taken out 10 years ago as part of their Together Mortgage to give us a 125% mortgage (95% LTV…
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Toyota Financial Services
Hi, Not sure this is the right section but here we go. My partner had a finance agreement I believe it was HP with Toyota financial services. She returned the car instead of paying her balloon payment back at the end of February. They did there usual handover and stated the condition of the car and we signed to say we…
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I need £62000 NOW!
Hi Guys, picking brains time. My brother is law is going to take over a business but needs to pay £72,000 He has paid £10,00 and my mother in law has now applied for equity release. This has all been approved and is going swimmingly however, the money will not be with us until 20th August. My brother in law needs the…
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QuickQuid & Financial Ombudsman
Hi all I made an irresponsible lending complaint to QuickQuid back last year. I finally received a response from an Ombudsman on the 3rd of July. The complaint was upheld and this was at the bottom of a copy of a letter which was sent to QuickQuid: Please confirm whether you accept my view and are prepared to make an offer…
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Loan to pay tax. Which lenders will offer this?
Hello all I used to work as a contractor and had a limited company. I had to stop work rather abruptly and become a normal employee at a company. In doing so, my accounting affairs were less than perfect, and in the near future I’ll have to pay around £9000 in tax. I don’t expect sympathy from HMRC. It’s a big no no to…
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TSB breach of loan agreement?
I have a loan with TSB. One of the features of the loan is the ability to take two repayment holidays a year. I have only tried to take one repayment holiday before and that was at the time of their online banking system breakdown so I assumed the reason I couldn't apply for one was due to their issues. That was until…
