Loans

Discussion List

• Loan Query

  Morning all, I've had to bite the bullet (no pun intended, you'll see what I mean soon) and get a loan. A bit of a strange one but it's for new teeth which is rather expensive and for implants etc. I applied with my bank, Yorkshire Bank and was approved online. I thought this was the best bet as its my personal bank so…

• HELP! Bad credit.. high debt

  Has anyone got any advice on how to put all my debts together with a poor credit rating. I only need £3000 but at the minute it is smothering me! I have 4 dependants, I work and I struggle... really struggle. I owe family, friends and have a very high interest providential loan! Advice please!! X

• nationwide top up loan

  Hi. i took a nationwide loan in november and applied for a top up loan recently and declined. soft search quote gave me the rate 6.2 i got for my original loan. so iam guessing ive not had the loan long enough. anyone have any idea how longi should wait before applying again. Craig

• Loan to buy pensioner bonds

  I have a substantial isa due to mature on 31st July this year. Also£20,000 in Santander 123 account. I have never had a loan before. Hubby and I earn £2400 per month from Pensions etc. I am considering buying 2 x 3 year pensioner bonds using the Santander money but then it effectively stops all the interest and cash back…

• Loan for car - HP vs loan plus will want to pay off early

  Hi, We need to borrow approx. £9500 either via HP or a loan. But later this year we will be able to pay the whole thing off. The figures are: HP: 6.57% per annum / 12% APR Sainsbury's loan: 3.6% per annum / 23.6% APR (I should add I understand about the early settlement fee on the loan but my plan would be to make an…

• Creation finance

  Has anyone had a similar problem to mine? Will try to be brief, Summer 2012 bought some furniture from 'oakfurniture land' paid a deposit and had option of paying balance at one go or monthly installment. Sent off balance following February by due date.Nearly 2 years later they contact me to say am in arrears with…