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Loans
Archives for March 2015
Discussion List
Loan Query
Morning all, I've had to bite the bullet (no pun intended, you'll see what I mean soon) and get a loan. A bit of a strange one but it's for new teeth which is rather expensive and for implants etc. I applied with my bank, Yorkshire Bank and was approved online. I thought this was the best bet as its my personal bank so…
HELP! Bad credit.. high debt
Has anyone got any advice on how to put all my debts together with a poor credit rating. I only need £3000 but at the minute it is smothering me! I have 4 dependants, I work and I struggle... really struggle. I owe family, friends and have a very high interest providential loan! Advice please!! X
nationwide top up loan
Hi. i took a nationwide loan in november and applied for a top up loan recently and declined. soft search quote gave me the rate 6.2 i got for my original loan. so iam guessing ive not had the loan long enough. anyone have any idea how longi should wait before applying again. Craig
Loan to buy pensioner bonds
I have a substantial isa due to mature on 31st July this year. Also£20,000 in Santander 123 account. I have never had a loan before. Hubby and I earn £2400 per month from Pensions etc. I am considering buying 2 x 3 year pensioner bonds using the Santander money but then it effectively stops all the interest and cash back…
Loan for car - HP vs loan plus will want to pay off early
Hi, We need to borrow approx. £9500 either via HP or a loan. But later this year we will be able to pay the whole thing off. The figures are: HP: 6.57% per annum / 12% APR Sainsbury's loan: 3.6% per annum / 23.6% APR (I should add I understand about the early settlement fee on the loan but my plan would be to make an…
Creation finance
Has anyone had a similar problem to mine? Will try to be brief, Summer 2012 bought some furniture from 'oakfurniture land' paid a deposit and had option of paying balance at one go or monthly installment. Sent off balance following February by due date.Nearly 2 years later they contact me to say am in arrears with…
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