-
I've been going about this the wrong way.
:doh: and nobody told me otherwise. Due to a, one month, payment holiday, I owe a bit more than one month on my Bank Loan. I planned to pay the difference, just before the next DD goes out, thereby finishing the loan this month, rather than having a part-payment go out next month. I went into the bank, yesterday, to get a…
-
Wanting to make a purchase on finance- 0% APR?
Hi everyone, I was considering making a bit of a pricey-ish purchase, but wanted to search for a possible way of doing it on 0% APR? It's not very common here in the UK like in other countries, and was wondering if anyone knew of a way I could basically pay for something monthly (12-18 months is fine), and eventually pay…
-
Final Loan Payment
Hi All, Looking for a bit advice before I take this further. I just paid my last loan repayment over 5 years with black horse. I've never missed any payments. When I checked my balance I was still due around £70. After contacting black horse they said that when the loan was first debited into my account around the middle…
-
Settling car finance / taking out new agreement
Hi. I'm about to trade in my old car and collect a new one on Monday. The old car has finance on it which the company I'm buying the new car from say they will settle. We've obtained a settlement figure and they said they are going to issue and send off a cheque to the old finance company this week. They advised me to…
-
myloan
I checked my bank last night as I got paid and I seen that myloan has taken 68 pound out of my bank Evan thou I havnt Evan tried applying for a loan now because of that I have no money to put electric on and feed my daughter it has proper p***ed me of as I never tried getting a loan in the first place is there anyway I…
-
Refused loan! Will it help if I....
Hi, I've just been refused finance for a car through Sainsbury's! I've opened an account on Credit Expert and everything looks fine on there, rating is excellent. Would I have a better chance of getting finance through a bank I had finance though in the past (within the last 2 years)? What I'm trying to ask is, If I apply…
-
Low credit score
Hi, I did not realise until I looked at my credit rating that it is quite low due to 2 three month late payments. I was only 17 at the time..:( Now im leaving uni and have this all paid off now over a year and am wondering how this will affect me getting a mortgage and loans? Thanks
-
Unauthorised Details
Hello, I wonder if anyone can help. My sister-in-law recently allowed a friend of hers to use her name and address as reference to get a council house. This so called friend who has now done a disappearing act has taken out a loan and used my sister-in-law name and address as the first contact point without her permission.…
-
Bank deposited money in my account after enquiring about a loan without my consent...
I enquired about what the repayments would be on a loan, didn't sign anything as I was just enquiring and left the bank to think about it. I went to the cashpoint the day after and the money had appeared in my account (surely this is illegal?) I went back to the bank to complain and they took the money back, apologised and…
-
Personal Loan Settlement Figure
Hi, apologies if this has been asked before, I wasn't sure what to search for on the forums. I'm thinking about taking out a personal loan to help renovate a property, the idea being that I'll settle the loan in full sooner rather than later, my question is what should I expect the settlement figure to look like after one…
