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Finance Payments
Hi My son has purchased a new car through Nissan Finance. His first payment was due to be taken from his bank account at the beginning of this month. He accidentally gave them him savings account details which I don't think you can have a direct debit set up from. Today he realised that the money hadn't been taken and he…
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boss owes me money & salary
help.... my boss owes me salary and money that I lent him on credit cards. He is at present paying me salary when he can, but is behind. This has been going on for a while now (was getting it monthly for about 5 months) but gone back to bits and pieces and not getting full amount. I lent him money about 3 years ago through…
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How quick can you get a loan?
Hello how long does it take to process loans? What will they need? Bank statements, credit check? Do they need employer reference? Just that hubby needs to leave UK quicker than expected but need to get loan first. So might be technically unemployed when he signs paperwork but soon to be employed abroad. Prob about 10k…
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Loan for a Pensioner
Hello, My brother-in-law is 73, has an excellent credit score and no outstanding debts. His last loan was settled 5 years ago and his net pension incomes total around 1000 per month, with domestic outgoings of £600 a month (including living expenses). His daughter is planning her wedding and he wants to provide her with…
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Any experience with the 'Everyday Loans' company?
I'm finding good and not-so-good reviews online, not sure what to believe?
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Liquid Advance
I desperatley needed £500 for a month until i got paid for a new car as mine died! I was looking around the internet at various companies and Liquid Loans was one of them. To apply i was required to input my card details, i was then told i would be given a loan of £100 as long as i could provide a guarantor. This was of no…
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HSBC Loan Credit File Update
Hi Guys, Second thread here, first one got answered really quickly and eased my mind. Now for the second one. I got a HSBC loan in November last year for 2k as I needed a new car (need vs. want, I needed. Beyond economical repair, wasn't getting me to work etc.) So anyway, I'd paid about 4 instalments on the loan when the…
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Advise needed on a Satandear loan
I need advise please. I took out a 6 year repayment loan in April 2008 with ASDA Loans (GE Capital Bank Ltd) and it stated in the terms and condition that I could repay the balance at any time with out any penalty charge or early payment interest charge. However, during the course of the loan Santander took over the loan…
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Marks & Spencers Personal Loan - interest rates
We recently applied for an M&S loan at the advertised 6% rate. Applicant has a near perfect credit score, with minimal creidt in his name. He's linked to me and I too have a near perfect score although I do have a bit of "debt" in my name, all of which is kept up to. The offered us 16%, 10% higher than advertised, I did…
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Anyone any experience of Norton Finance?
Hi I am looking at getting a loan so I can consolidate my debts and before I go ahead and get one I just wondered if anyone had any experience of Norton Finance? Thanks x
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Calculate APR
i have car finance with APR 15.7% and an amount of credit of £6894, can some please advise how to work out the monthly payments. ps i know how much i pay but i agree to some insurance cover, not sure how much this was, (d'oh) its not PPI. many thanks
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Is My Credit Profile good enough for a loan?
Hi Everyone. I'm hoping i will get some great advice from the fantastic people in here. I will give as much info as i can to help. Ok i have 1 loan with Nationwide. I have £4670 remaining from an original balance of £18k. I pay about £225 pm. I have 2 credit cards. 1 with £2670 left and the second with £2821 left. Ideally…
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Question about using bank statements with MCOL claim.
Hi I need to include a copy of my bank statements as part of a MCOL claim. Is it ok to blank out all the payments apart from the ones that I am claiming for ? I would rather the other party didn't have to see any more information than is needed but don't want it rejected for blanking out part of my statement
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Enhance financial solutions loan con
I would like to warn everyone about a company called ENHANCE FINANCIAL SERVICES and not to enter any prsonal details whilst online, i was looking for a loan comparison site and was dircted to this company i had to enter my bank details and click confirm i enterd my bank details then seen in the small print that there was a…
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Car Loan v's Bank Loan
Ok, we are part exchanging our car to bring down our monthly payments and looking to re-finance. New car £15710 Part ex £13500 = £2210 + o/s finance £13158 - Deposit £200 £15,168 to finance (£15,000 to borrow on finance) We have been quoted a figure of £341 per month (60mths) for car finance @ 7% fixed / 14.1% apr. Is it…
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Payday Loan Companies
I have used Payday loan companies on and off for a few years... however these last 6 months I became reliant on them too much-a couple of reasons why -including I was made redundant and the only job I could get was a significant drop in salary compared to my previous one- I’m bringing home £500 a month less (but I am not…
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Loan for a new kitchen.
I have a 70,000 mortgage which we have been overpaying £500 a month, with my other halfs company pension. We need a new kitchen. We have worked out that we can afford a 7500 loan from sainsburys bank at 5.9% using the pension to pay it off over 16mths at 488 a month. total pay back is £7,817.28. I have NEVER had a loan…
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Trying in vain to borrow 25k
Hi All, In order to develop my business I have been looking to raise 25k. I have phoned 3 specialist mortgage brokers with the idea of re mortgaging a property to raise the funds. All of them have said that I won't get approved. The background is that I live in Spain, have a house here with plenty equity and another house…
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Extra Payments on a loan
How many of you are doing this? Are any of you employing the PADing method (Payment a day Challenge) and actually making cash deposits onto you loan? I called the company that gave me the loan and they gave me their bank account and sort-code details. I have £11,000 to pay. This is my only debt and I want to start…
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Help, please.
Am in bits.. Absolute bits. I had a moment of madness in 2008, and signed up to a computer course. I couldn't get the loan, so the guy told me to get one thru them, by Barclays finance. Long story short, if I didn't pay it off in a year, then the interest would more than double it, to 11 thousand. Of course I couldn't get…
