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Loans
Archives for January 2012
Discussion List
HSBC Loan question
No longer need this thread, thanks for all replies
Thinking of applying for a loan - not got the best credit score!!
Hi All im thinking of applying for a £5000 loan. i have £2300 in debt, £1100 left to pay to my wedding and my fiance has £1200 to pay on an overdraft. i would just like to consolidate it into one payment and pay it off in 3 years. I don't have the best credit history as i had 2 defaults when i was around 20 (now 25) but i…
Slight chance of getting accepted for the Barclay Initial Credit Card?
Barclay's phoned me up yesterday and asked if i was interested in applying for a Barclay Initial Credit Card. Anyway, today, i decided to go ahead with it and apply online. I thought it would be a waste of time as i have no credit so far, (turned 18 a few weeks ago) Anyway went through the process and here's the message i…
Barclays 0.8% pre approved offer
Just logged into my online banking and thought oh we'll let's see how much I can get and at what stupid apr. Low and behold 7000 over 5 years only 0.8% lol so total repayment works out at 7000.20 over 5 years I'm thinking take it and lock it away in a ISA and looks like a good return over 5 years Is it just my account or…
Make it a happy whole year!!!
By not using Payday lenders at all. (and mainstream loans/cards really) By not borrowing for luxuries at all. By living well within your means. And by saving at least 10% of your income each money into an emergency savings account to only be used for genuine unexpected expenses.
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