Slight chance of getting accepted for the Barclay Initial Credit Card?

TrueUnitedFan

Barclay's phoned me up yesterday and asked if i was interested in applying for a Barclay Initial Credit Card.

Anyway, today, i decided to go ahead with it and apply online.

I thought it would be a waste of time as i have no credit so far, (turned 18 a few weeks ago)

Anyway went through the process and here's the message i got.

Thanks for your application. We promise we'll be in touch soon.
Thank you for applying for a Barclaycard Initial credit card. We need to check some more details before we're able to give you a decision, please bear with us while we complete your application.
We'll be in touch within the next 5 working days if we need to ask you anything else.
Any questions?

In the meantime, if you have any queries about your application, please don't hesitate to give us a call on 0844 811 9151 (call charges apply).

Anyone think i will stand a good chance of getting accepted? :P

DCFC79

No 1 has any idea if you will be accepted, its the unknown question for anyone except those who will deal with your application.

Of course if you have a crystal ball then maybe use that.

ssswww

You'll probably get accepted, assuming you're employed.

TrueUnitedFan

ah ok, yep, i am employed, earning 10500

after tax

fingers cross

rdwarr

They don't hang about, do they? The minute you turn 18 they try and suck you into a lifetime of debt.

It reminds me of the Daily Star in the 1980s with their revolting "countdown to 16" practice before printing a topless picture of a young girl.

CLAPTON

well if you get the card then set up a DD for the FULL amount
use the card for normal everyday things you buy anyway and this will help buy a decent credit rating.
never get into debt (except that mortgage one day)
hopefully you are already starting to save.

TrueUnitedFan

rdwarr wrote: »

They don't hang about, do they? The minute you turn 18 they try and suck you into a lifetime of debt.

It reminds me of the Daily Star in the 1980s with their revolting "countdown to 16" practice before printing a topless picture of a young girl.

I don't mind anyway, it will build up my credit rating and im good at managing money ect.

CLAPTON wrote: »

well if you get the card then set up a DD for the FULL amount
use the card for normal everyday things you buy anyway and this will help buy a decent credit rating.
never get into debt (except that mortgage one day)
hopefully you are already starting to save.

Yep, deffo will

Apples2

Note for future use, STOP replying to cold calls.
It is nothing more than a sales pitch but you ended up feeling all special and valued. You're a punter like the rest of us and that person on the phone was simply trying to get a bonus.

Use the card wisely, the temptation for disaster is real and difficult to resist.