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Secured Loan Not on Credit File
About 2 years ago myself and my wife took out a secured loan and we have been paying it on time and up to date every month. About 5 months ago i gave up my full time employment to start my own business, now we are struggling as my business is giving us around 70% of what i was previously on, this has caused us to tighten…
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Payday loans and response
I have several payday loans and have realised I won't be able to pay for them. I have contacted a few and they have agreed to freeze the interest and gave me a payment plan to follow. However, there are 3 companies who do not wish to help me with a payment plan. One loan is for the amount of £500 and by next month's pay…
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Endeavour Personal Finance can give me no straight answers!!
Hi there My partner and I took out a loan in 2007 with Endeavour (duration 10 years) which is secured on our property so in effect a second mortgage. I recently contacted them as we are looking to move house within the next few years to query what happens. i.e. do we just notify them and the details are transferred to the…
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missed intrest free date by 3 days but!!
hi all i brought a laptop through dell a year ago and i got it on intrest free for a year, now its the third laptop ive had of dell and ive always paid it off towards the end (when i received a letter telling me my date for intrest free was due and if it wasnt paid in full by then i would have 12 monthly payemnets of £90…
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Settlement Figure
I wonder if anyone more knowledgebale than me with figures could take a look at my loan and tell me what the settlement figure would be as of now, just paid May's payment. I've got a rough idea but would like another opinion before I ring the loan company up. Loan amount £7,500 Duration of the agreement 74 months Total…
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beware of bogus loan companies in india
clyde finance are now calling themselves revival finance they are based in India and they offer you loans which are to good to be true......... i applied for a loan through yes loans and thought the loan company came from them. they ask you to pay £50 to west union it is a big scam if you get a call from 02081442493 dont…
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sola pv loans
Help please, is there any cheap loans for sola pv of about 13k on a private house in suffolk?
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letter from blemain finance
a couple of months a go got a letter from blemain finance. Quoting an account number and a security address somewehere in northumberland that are absolutely nothing to do with me. today I have received a 2nd letter do I need to do anything about this or should I just leave it and they hope they stop mailing me. I have not…
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Loan versus Adding to Mortgage?
I have a Offset Mortgage that tracks 0.5% above base rate. I need to raise £9,550 and I want to pay it back over 5 years. The best rate I have found is 6.9% apr, which is a monthly payment of £187.71 meaning I will pay back a total of £11263. If I add £9,550 to my offset mortgage, but payback an extra £187 each month I…
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Credit History?
Hi, new to the forum so sorry if its been covered. I have plenty of history and I have always payed on time and in full on multiple Phone contracts and Credit cards and my loan for my car, even pay off the cards in full every month and the loan was payed off 1 year early. the only thing I refused to pay was a mobile phone…
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I've been stitched up by a "friend"
Hi, I had a very good friend or so I thought, he used to help me out by coming round to my house and cutting my grass and helping build furniture and he was just generally good friend. SO my other friend was geting married and planned a hen weekend away and he offered me the cash to go as I couldn't afford it. I couldn't…
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loan paperwork
Hi. Me and my wife took out a secured loan in 2005. We have claimed back the ppi in 2009 as the documentation was in the wrong lead name. I have been made redundant last year and am now struggling to get a permanant income and as such am finding it increasingly hard to make the payments. However after perusing the loan…
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Help re Wentworth Loan...
So in a moment of desperation, I applied for a loan with Wentworth, and they rang and told me it was approved, but had to pay £70 for the pleasure. They agreed to take the money out of my account at the end of the month. I quickly changed my mind about this, and have desperately been trying to get hold of them, to no…
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Need a little help with an abbey national loan i have
Hi All, thanks for taking the time to read this and hopefully helping. i currently have a loan with the abbey national. the APR is 19.9%. the loan amount is 7,957. and i am paying monthly repayments of 170. each month around 80 of this 170 is interest. how is this possible? if the APR is 19.9% should it be this high? i am…
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Is My Debt Statute Barred, What Do I Do Next……?
Back in May 2004 I took a loan out with Black Horse LTD for £7,000 over 5 years while I was still living at my parents house in Scotland. About a year later in 2005 I lost my job and was unable to maintain the repayments on the loan. I contacted Black Horse to explain my situation, but they were not very understanding.…
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New Loan
Hi there, i have now stopped working to be at at home with my two babies and am looking to pay off some debt early. Can anyone tell me if there are any loan lenders who would consider me for a loan? i currently have an existing loan with my bank which i would like to pay off and i have a good credit rating. I have an…
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Can my girlfriend put a hold on loan repayments?
Good Morning My girlfriend currently has circa £3k left on a loan she has been paying off for 8 odd years (15k in total I think). The loan is going to be fully paid off next October sometime however she is currently suffering with a long term illness (ME/CFS) and is no longer able to work. If she quits her job due to her…
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Getting a business bank loan
Does anyone have any suggestions about shopping around for a business loan? I've been in a couple of banks but they said I'd need to open an account and apply before I could find out if i'd even be eligible. I can't imagine myself going and opening bank accounts with all the major banks to apply for loans there, so is…
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Easy Lonas Company
Hi can anyone advise if this company is the sames as eze Loans or are they different companies?
