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Family Loan
Right, this is slightly complicated. My parents lent us some money to help us out. They then offered us a job (this looked like a good move for all parties involved) which we accepted and would make a monthly repayment to them out of the wages. Unfortunately this 'employment' ended after 4 months, but i have only been paid…
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I need help
i recently had an email from flm that goes like this. I have been told by Aspire Money you're looking for a loan of £1,000. I've spent some time looking over your details and I’m pleased to tell you that FLM have accepted your application. I've transferred £1,000 into your new FLM account and the money is available for you…
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the loan centre
hi, i foolishly looked the loan centre. i have not token out a loan or used any of their services behold A MONTH after they take £67.70 from my account ive mailed them telling them i want a refund. but i get a reply saying it anit possible as in the t&c it states 14 day refund when you send off you app. i have passed the…
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1st class credit union loans
Hi Has anyone applied for a loan with 1st class credit? What do they ask and are you likely to be rejected. Looking for a £1000 loan and have been saving with them for a while with about £700 in savings. Money get paid straight out of wages for savings to would assume the loan repayments would too? Thanks
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Going to Peru to learn Spanish, there is a possibility I might need to borrow alittle
Looking into interest free overdrafts but apart from that what would be the cheapest way to borrow if I needed to up to £2000 in a way I could pay it off before any charges inccurred. Thinking about cash advances on a interest free credit card but this will cost 3% or more. Any catches with this? Only ever had one bank…
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Annoyed with HFC bank customer service
Just under 12 months ago, my partner bought a TV on 12 months free credit with HFC bank. The time has come to pay off the money before they start to take payments etc... so I called them on behalf of my partner, with her personal details and card details. First off, they told me they could not disclose any details of the…
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Help needed.
Hi all. I need help, and I'm going to come clean. It started mid last year. I used a payday loan company to help me through the month as i was struggling. Come payday, i repaid the loan, but the interest was massive. So to componsate, I got another loan from a different payday loan company, as well as the original one.…
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Lloyds loan might default, need advice?
Hi guys, I recently lost my job and called lloyds to lower the repayments on a £18k loan I have for a few months until I get another job. Well they transferred me through to SCM Solicitors and I was told that if I keep the lower repayment rate for more than 3 months (which is likely) that they will close my account and…
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Loans for bad credit rating.
Hi there, Does anyone know of a company who are loaning money to people with poor credit ratings? Hopefully a company who will not charge a high interest rate! :hello:
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Which way to finance car?
Hi I currently have a PCP on my car which is due to run out imminently - this arrangement has worked well for me. I am now looking at buying another car however I am unable to finance it using the same method (the dealer can't due to the age of the car). So my choice is to use the car dealer's finance or get a personal…
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Strawberry Loans/LD Finance & Vanquish C/Card!!..
I just got a call from them,the woman identified themselves as 'Strawberry Loans' & they called me on 01656838121. http://www.wearestrawberry.com/ I said I hadn't applied for a loan & she said I applied for a credit card,which I had recently but not with them.It was for one of those credit cards that you use to rebuild…
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can you put a loan as a second charge on a
property? rather than have to pay it off straight away?
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£4000 loan required HELP
:o Hey all, Looking for a £4000 loan to replace our car? But have real bad credit.....any ideas ????
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Guaranteed car finance
Hey all, Sometime ago various car dealers offered a guaranteed finace scheme that seemed as long as you had a pulse you could get finance? I have a very poor credit history and despite trying a couple of lenders ie ACF and Advantage cant get one of these schemes? Now I am ineed of replacing my car but stuck for help?? Any…
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Being Legitimate does not pay!
After a ropey start to my late teens I quickly found myself in debt. By the time I was in my 20's and after years of robbing Peter to pay Paul I had gotten to the point of no return. Sink or swim. I decided not to go bankrupt or opt for an IVA, but instead to learn a lesson by paying the debts I amounted off in full. What…
