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Have I missed it?
Have I missed today's thread for - "ive just paid ripmeoff.com £69.50 for a loan and ive heard nothing from them am i being ripped off becose they said i would have the loan today and i ave bin in tuch wiv ma bank an they hav told me that the money has gon out can anyone help me" I've had a look and just cannot find it…
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Alliance and Leicester loan - problems! Help!!
Hi all, would really appreciate some advice or to hear from someone who's had a similar problem as Santander have just had me in tears. I had an Alliance and Leicester loan around 10years ago when I stupidly got into a lot of debt and am still trying to pay it off but since Alliance & Leicester were absorbed to Santander…
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gothia/red castle car finance
help me please! i took a car out on finance a good few years ago but due to circumstances i had to give the car back. i originally got the car through british credit trust and i didnt realise how much the interest would be, i was completely miss sold the vehicle but it is my own fault for being so eager to get it and not…
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Best Type of Loan for Re-Training
Looking to re-train in a different career (mid-life crisis time). Need to get a loan for £40k to be spent over the next 18-24 months. Got plenty of equity in my house - but have a really sweet mortgage deal with 1.9% interest on remaining £70k. When I asked mortgage company if I could take out the extra money on my…
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Are there any genuine bad credit loans
Are there any any genuine loans out there for people with bad credit. Unfortunately I was declared bankrupt a few years ago (now discharged) due to my business collapsing. I now want a loan of £1000 as I am moving due to my tenancy expiring. Everyone I have look at seem to be a scam. They turn out to be brokers charging a…
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Loans for single parent
Hi all. does anybody know of any places that will loan money to single parents on Income Support? I have applied for a budgeting loan and incase i dont get that Im looking for somewhere that would help me. Any advice is welcome :) Thanks SarahJane x
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Can I move Bank Loan to Credit Card?
My husband has a bank loan in his name which has interest rate of 10%, that we want to transfer onto my credit card. Is there anything to stop us from doing this balance transfer? We have an early settlement figure from them but the bank say we can only pay it off from the account that the direct debit is taken from!!!
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Settlement figure more than I owe!
I have a personal loan with Nationwide - £12k over 7 years, taken out in May 07. I phoned for a settlement quotation and the figure they gave me is more than I still owe. I can remember getting interest rebates when previously paying off loans early. They quoted 'accumulated depreciation' to me and said that they can…
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Is this a loan company scam?
Hi All, I had a letter from wentworth direct finance today after accepting a loan. It said "we are pleased to inform you that your application for a personal loan has been accepted by our loan processing department and will be processed through to our lenders ... Out brokers fee for processing your application details will…
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Car loan/Insurance
Hi I am trying to get the best deal for my son who has just passed his driving test. My son is 19 and looking to buy his first car, trying to help him i am absolutly taken back with the quotes i am getting back for his first car, for example, a Renault clio 1.1 Y reg on the forecourt at £1995, for him to insure that car,…
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25k- re-mortgage or loan
just need some advise please, i need about 25k for home improvements. would it be advisable to re-mortgage or a personal loan? thanks
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If I cancel a new car loan will I still be able at an
Hi All, I just bought a Ford Focus ST. It's gorgeous and when I went to see it I felt really happy. The sales man went through all the loan stuff and it all came back OK. Paperwork is all done (just waiting for the signed copies to comeback from the loan company, which I think is black horse). That was on Saturday but last…
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Living with Parents dilemma- Help needed!
Hi, This is my first time posting on here but I'm at my wit's end after spending ages looking through websites. I thought I'd be best asking people who know what they're talking about! This might go on a bit, so I apologise in advance and am really, really grateful for any help anyone can give me! I am 32 and back living…
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Budgeting Loan
Hey all Im new to this. I need a bit if help. Im a single mum on Income support and I want to move house. I have found a place that doesnt want a deposit which is brill. I want to get a Budgeting Loan for the months rent in advance and some furniture for my son. I was wondering how long does it take to come through and…
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Graduate Loan Problems
I recently applied for a Graduate Loan at my bank for 6 years, HSBC and got rejected, with no specified reason. My circumstances are that I have 2 overdrafts totalling to £3150 and a credit card of £500. I applied for a loan of £8k for four years and start my new job in September paying £45k gross. I believe that I may…
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Loan for a car
Hi I am currently a student but have just started a placement year (so i have this year then my 3rd and final year starting sept 2011) Because i'm working I thought i'd be a good opportunity to get a newer car. I'm thinking of spending about £6,000. I would want to buy the car 1st (as i have a number plate i need to…
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Credit Check please help
Dont know if this is on the right page so hopefully someone will move it if not. I have just checked my credit reportand a company called Robinson Way have put a default for an unpaid loan of 250.00 on my report, I have never heard of them and do not know what the loan is, when they have done a check on me the D.O.B is…
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Bank loan or PCP?
Hi, sorry I'm not sure if I've posted this on the right board. We need to buy a new car and in the past have always put down a deposit and taken a bank loan for the remainder. Went into a car dealership yesterday to see a few cars and the salesman started telling us about PCP and how it would be better for us because we…
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HSBC loan early repayment question
Hi, We have a loan with HSBC which was front loaded with the interest for the full term of the loan. If we pay the loan off early will the total ammount owed be less than it currently shows on my statement as in effect that interest has not been acrued, or will we still be liable for all the interest over the agreed term?…
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The Money Shop - irresponsible lending?
Today I found a leaflet from The Money Shop in my letter box. The leaflet offers so-called "Payday Loans" of "up to £500". A closer look seems to reveal that, exemplary, in order to obtain a loan of £100 one has to hand over a cheque to the value of £100. In return the loanee receives £90.01 in cash immediately (£9.99…
