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PLEASE help!!
Hi, im being ignored by my bank and i dont know what to do ? back in 2002 i went to hsbc for financial advice because me and my husband had got into a bit of a mess with credit cards - i was advised to take out a consolidation loan and that i would be £200 better off - as it happens the income n expenditure i did at the…
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managed loan
hiya new to this and would like to ask a question. Its about a managed loan with hsbc taken out in 2004 (i recently had to give up work and become a carer for my wife who is very ill and have gone from over £2k a month down to £1200 so am trying to sort out my finances).Now back to the loan; Pulled out the loan agreements…
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Please help! -should I get a loan?
Across 2 Lloyds bank overdrafts and 1 Lloyds credit card, I have £3,000 debt. Right now, I have literally 1p to my name (remaining available balance) I'm on HSG benefit. I spend very little- just essentials really. I'm right in the middle of finally getting my company off the ground, and we're getting a lot of interest…
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Secured Loan Charges
Last year i was off work sick for a couple of months and my secured loan repayments were late on a couple of occasions , the bank has charged me £35 four times for this , am i able to reclaim this money in anyway ?? any help would be appreciated
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I am looking to borrow £20,000 as an unsecured Loan
Hi, I am looking to borrow £20,000 as an unsecured loan with a joint (my girlfriend) for going travelling. Ideally i dont want to pay it back for the next year or so... so thats my question! Can i get a loan where you can have it now and pay later (in a year or more)?? If so where? Thanks.
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Welcome Finance Nightmare
Hi, newbie to the forum! In September 2007 I visited my local Carcraft showroom as i was looking to get a car on finance, to cut a long story short I left and hour or so later having left my old car as a deposit and drove home in an 02 Picasso. The finance was through Welcome Finance. After a couple of weeks all the…
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help - wonga.com has took money out of my account twice! what can i do?
hello all. regarding wonga, i really need some help at the moment as THEY HAVE TOOK £77.29 (in two payments) OUT OF MY ACCOUNT TWICE. i registered at the back end of may and have used them 4 times since - just for 2 x £20 loans and 2 x £40 loans. one thing i noticed when they took the repayment out of my bank account for…
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Advice on Santander (A&L) Loan
I have today recieved a credit agreement and direct debit form for a loan which I have taken out for my son as he is unable to get one. From the paperwork it is ok that it is going to be paid into his account as this is stated on the front letter. It is only a single application and I have signed the credit agreement.…
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Borrowing £20k - Loan or Credit Card?
I need to borrow £20k to do some home improvements, is it best to get a loan for this amount or should I use my credit cards ? Looking to pay it all off within 5 years (ideally). Cheers!
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Loan Advice Needed
Hi all.... A little background first... I have around £11000 worth of debt from an existing loan, credit card and also overdraft, and I also need money towards very expensive dental treatment (which I can't get on the NHS) but which I have to have, and also help towards my upcoming wedding. On the recommendation of MSE I…
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Loan application based on my credit score
Hi everyone, I just got a copy of my credit score from Experian and it is 803 which it says is fair. I had one CCJ in 2005 which I paid off not long after(althought i didn't get certificate of satisfaction until 2009 and so the CCJ is still on my file until next year) and the only thing i have on credit is my mobile phone…
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Need advice.
Hi all, I am having problems with sainburys loans for the second time within the space of a year when setting up a new direct debit when changing my bank details. I rang them a few weeks back, gave them my new bank details which they confirmed in a letter to me a few days later, but now they are chasing me for a late…
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Welcome Finance secured loan help
Hi, Apologies if this is in the wrong place, i'm new to the board. I've been reading with interest lots of updates about Welcome finance being in trouble, but nothing in the last couple of months, so was firstly wondering if anyone had an update? Secondly, I have a secured loan which I took out in Oct 2008, origincal…
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Scam loan company
city financial UK... Yes loans....unsecured loans.......Flm........get a loan fast these are all scam do not give details do not give money i was the sad one who did to two of these companys ... Avoid loan companies offering guaranteed personal loans and those that say you've been pre-approved for a loan – legitimate…
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missed secured loan payment
help - dont know what to do moneys been tight last few months resulting in bank fees as been using our reserved and have had to pay some nursery fees and get a proper food shop so bank didnt pay secured loan payment and paid other bills - now they payment has been missed and havent got the cash to pay it- dont know what to…
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£2000 which is best loan for me?
hi :-) i need £2000 cash and i am scared stiff of credit cards should i just go to my bank? i need it for 12 months. i have a good credit rating
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Address Blacklisted?
Basically over the past month my partner and i have been trying to arrange a debt consolidation loan via our bank (Natwest) we both credit check fine, bank dont have any issues with us at all but we keep getting declined, bank believe its due to an issue with our address We live in a rented property and the previous…
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loan / finance difference
Hi I have finance on my car and applied for a loan to pay it off , so i can sell the car private and buy a different car. I got refused for the loan ~(despite having an excellent rating/score etc) due to my outstanding debt....credit report shows I owe £8800 on the car (it is only £6500 due to interest etc)....I am a bit…
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bentley cooper loans
hello to all, i am new to the site, i applied for a loan through a company called bentley cooper, who offered me a loan at a good intrest rate and monthly payments, i agreed to it and then received a letter from them to say that i need to pay a one of fee for £99.99, which i did, i then recieved a phone call from a company…
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Looking to get a loan, but quick credit report question.
Makes a change me asking a question instead of replying :D :rotfl: Anyway, I'm thinking about getting a loan to fund a car purchase as my beloved w reg ka is costing me a fortune in repairs:mad: so I want to upgrade to something about 2-3 years old that'll be less hassle on the maintenance front! I've cleaned up my credit…
