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welcome finance help
i had a car loan from welocme finance well over 2 years ago. iwas fine with my loan payments of around 185 va month and payed every month on the dot no problem , untill i lost my job and really started to struggle i kept paying thou maybe some months a bit late and they always got the re money .i was reading my contract…
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Bad Credit Loan
Hi, Can any one help. I have bad credit history and looking for a loan of aprox £4000 which company should i look at. preferably someone who isnt gonna charge an up front fee. Thanks
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Loan or overdraft?
Basically i need £3000 to go away. Its a last minute decision to go thats why i need the cash. Ive done a bit of research, the full 3000 from a loan is about 85 quid per month over four years, with an apr of 9.4%. Heres the catch.... Im only 21 and only have 12 hours per week contracted work in a supermarket. In saying…
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Best PayDay Loan Company for me?
I am moving and need to borrow around 150 pounds to cover moving costs and a shortfall on a deposit. my current deposit on my flat won't get paid until 10 days after I move, hence the shortfall. I don't want to mess about with sending faxes of all my ID etc (I have good credit rating happy to undergo check) I will be…
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Loan with ppi turned into new loan
I took out a loan some time ago with PPI (no ppi no loan). I failed to keep up the payments and arranged a payment plan. After a while I was given the opportunity to pay off the loan in the shape of another fixed term five year agreement. Although it meant paying a little more each month it did mean that the debt would be…
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Why is Keith Wilmot Chorlton allowed to still operate?
I want the FSA/Ombudsman/OFT whichever regulatory body to stop this man and Yes Loans from further defrauding people - who can advise the swiftest path ?
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Credit Score Confusion
So checked my credit scores tonight according to credit expert Experian is 953 According to check my file Experian is 575, Equifax is 844 and call crededit is 833. Now very confused to the huge differnce in the Experian Scores checked within 3 mins of each other ???????
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Got a car on finance but should I get a loan for a new one??
Hi, just after some advice. I have never got a car on finance before but stupidly thought it would be a good idea as I could change it every 2 years (have some friends who do this). However I feel it was a bad move. Got the car through Ford and the fianance company is Royal Bank of Scotland. Not sure of the exact hp…
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Student Loans Company - help!
Hello everyone First time posting on here. Have lurked for quite a while though! I am a teacher. Some time ago (I recall the day with glee!) I finished paying off my Student Loans. I graduated from Uni in 99 and from my PGCE in 2001. This month I have received two letters from the Student Loans Company - the first with my…
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Been approved for santander loan, what APR?
We have spent the last three years sorting ourselves out, paying down a lot of debt (granted we do still have some) and having constant rejections when I have previously tried to tart, always due to committments rather than anything else on our credit reports. We desperately need a new car. We want a VW passat estate, I…
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Is a Loan or Credit Card the safest?!
I'm 18 years old and i live by myself. Im going to university in september and have taken out a student loan. I would like to have my own car before i go so that i can travel back home at the weekend to see my friends. I need around £3000 to cover the cost of the car and the insurance. Will a loan be more suitable or a…
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Advice needed, short term 20k needed
Hello there, Looking for some info from all you experts on this part of the boards. Without going into it, my parents are selling my deceased grandfathers house at the moment which currently hasn't sold and if it doesn't they will be going to auction with it before the end of the year. they have also found a holiday…
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Small loan for graduate with poor credit history?
:hello: Hey, this is my first post here so bare with me. I have a graduate account with HSBC which will come to an end and be converted to a normal account later this month. I have an overdraft on this account of £1000, and whilst the overdraft wont be removed, I have to start paying interest on any overdrawn balance of…
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Money in my account
Hello, I took out a £20K loan to buy a car, then bought the car but the money is still in my account 3 months later. I don't want to move the money into a different account incase they try and take the money and i get charged.... How long should i leave it before moving the money into a savings account? or should i point…
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Moneyessentials
Has anyone had dealings with the above broker ? Are they above board or shysters like many others ?
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Wonga Trouble
I apoligise if I have put this in the wrong area but am first time user so bit unsure. I took a loan out with wonga sometime ago and due to job loss was unable to pay back the loan, I have received several letters from various places and companies when after a little research on this website realise it was really wonga…
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Financial Plus Premium Loan
Everyone appears to be pretty sure that Financial Plus are dodgy from the comments on this forum. I have a loan with them and have had no problems whatsoever, haven't missed a payment or anything. i rang them today to enquire about the possibility of a top up loan. They offered me a "Premium Loan" because I am a "valued…
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Lloyds TSB loan question.
I have a loan with Lloyds TSB that I took out in 2006 for £16,000. It was an 8 year loan and obviously I'm around half way paying it back (minus a few optional payment holidays they allow). Also, I have a large overdraft with Lloyds TSB of £5600 which I want to get rid of and I wondered whether Lloyds would allow me to…
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Loan settlement PPI shock.
Just when I thought I was understanding credit cards/loans, I realised last night that I probably still don't. Had an Egg loan as in my signature, was £936 last month, this month paid off my usual £350, thought great now down to £586. Looking at it, the amount outstanding was just over £600. Then looked at my settlement…
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payday loans advice
just found out my other half has an outstanding payday loan which she has just been extending for months. needless to say im furious about it all but want to address the problem. she tells me she has £400 outstanding and will have to pay £500 at the end of the month. my question is if i pay this off this week will she…
