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Firstplus Court hearing set
Hi, Just wondered if anyone had any advice or had gone through the same thing. The situation is that a court hearing is set for Monday 7th December, by Eversheds on behalf of Firstplus to repossess our house. At the moment my husband is not working, due to being laid off from his work. The monthly payments to Firstplus are…
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Compass vehicle services
Has anyone had any dealings with this company? All they have asked for is 3x months bank statements and a driving license Oh and 4x monthly payment deposit Its a non status lease I have applied for 2-3 years not sure interest rate, but wanted to know which credit reference agency they use and how likely it is to be…
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Computeach
I started the MCSDT course with Computeach in March 2007 but with one thing after another deaths and moving and so many other problems I was unable to start the course. So finally I got an IT job without there help. I now sat down to do the course and finish it off. They sent me 2 little books that cost me £1800 which I am…
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uk finance world fast track to soluction
can anyone tell me if they have used this company and if they are a scam or not. it say in there about them this 'All our services are available for free. The interest rate charged on the various loans arranged in association with banks and financial institutions in the UK is low as compared to the competition. Apply…
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lied about job on loan form £27000 in debt
Hi, i know most of you will think i am scum, i don’t blame you. But please understand I never thought it would come to this.. I have been out of work for almost ten years with mantel health problems and about a year ago i thought my health was good and believed i could start work soon, i planed to start my own roofing…
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loans in 2 peoples names
Im a bit of a newbie but desperate for advice! My partner took out a loan with his ex partner a few years ago, they both signed for the loan, but hes the only 1 paying it back. Hes paid well over half the loan and shes not paid a penny. Can you tell me if he has to pay the other half or should the loan company chase his ex…
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Taking over car finance from another person
Hi, Well I was thinking of buying a car from a private seller, however the car has finance against it (not sure which one) but the guy goes I can take over his finance and pay him the difference, or pay him the asking price and he will pay off the finance. Is there anything I should ask/look out for. Is this common…
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Car Loan - A little help
Morning I am in desperate need of a car, my old banger actually expired itself this week, and will cost £2.5k to repair...Its NINE :mad: years old so just missed out on the 10 year scheme, and has had more than its fair share of money spent on it over the last 12/18 months, and I had been on the verge of trading it in…
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will they take my home?
hi, i have 3 credit cards a personal loan and a overdraft. total 24000. i have had notice that i am to lose my job and no way can i afford to pay this debt. i will get a redundency package but need to use this to re train. i also have a mortgaged house with little equity. what will happen if i dont pay this debt? thanks,…
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Paragon Finance
I wonder if anyone could point me in the right direction. 22 years ago my parents took out a personal loan for £5000. they paid the full payments for two and half years and were then informed that the debt had been sold to another company and it was then sold to a third company - Paragon. At about that time my younger…
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Natwest Bank Mortgage Rates
Does anyone know where I can get confirmation of NatWest Bank Home Loans Limited Base Rates from Jan 2006 to date. These are NOT the NatWest Bank base rates but their LENDING rates that I need to verify.
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Fooled into taking a huge loan
Hi all. This is my first post on this site so please forgive me if my post should be included in another thread rather than a new one. I really wanted to know what you think about my situation because I'm not sure what to make of it. I took a loan with Lloyds TSB in 2005. It was a substantial amount but it was my decision…
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secured loan on property and relationship split--advice needed!
A few years back wen i was with my Ex, we took out a secured loan against the property we jointly own, in feb 2007 we spilt up and i left the property...he still lives there...he has got behind with the mortgage and the secured loan and refuses to talk to either people about it so they are hassling me, i spoke to the loan…
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Intelligent Finance Personal Loan - Charges
I have a personal loan with Intelligent Finance. I took it out 4½ years ago and will pay it off next April. Three years ago I fell ill and I am now disabled and unable to work. The insurance I took out for the loan only paid it for 1 year and I now pay it myself out of my benefits. I am, not in arrears; that is to say that…
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Personal loan 'affordability/budgeting'
I am wondering if the teams responsible for approving or declining loan applications are likely to take any notice of the fact that I don't live in UK and therefore have no additional outgoings eg council tax/utilities/FOOD etc? eg: My UK income GBP796 pcm (from rental of property) My UK outgoings Mortgage 168 Life Policy…
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CCA agreement without my signature - is it enforcable?
Hello, a couple of things needed on advice PPI mis-selling through Alliance and Leicester and A Loan agreement with two signatures that aren't mine! 1) on the loan agreement the PPI box as been ticked and signed by someone without my knowledge. The signature is not mine. The signature to seal the agreement is also not…
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my car
hi there was wondering if anyone can help me , i recently took voluntary redundancy from my work i claimed my ppi on my car but they wouldnt pay out as i took voluntary redundancy , i only have 5 monthly payments on my car up till march when it is then paid off , the only problem is im struggling to afford to pay it with…
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Secured loan against car?
Hey everyone, I'm not a newbie but I haven't used this website for a while and couldn't remember my username/password combo so created a new one instead. I have a good credit score of 999 according to Experian and I've been trying to get a personal loan for £9,000, which combined with some savings will help me consolidate…
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Overpaid loan advice!
When recently applying for mis sold Ppi on Rbs loan i wondered upon another loan ( interest free loan) agreement from the same bank i also had taken out. To my horror when i calculated the payments, i had overpaid over £500. When i wrote to rbs demanding my money back they offered their full apology and wrote a grovelling…
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And final qu re: credit report - T Mobile
I know this isn't a loan, but it seems the best section of the forum to put this. I left T-Mobile four months ago but they still haven't updated my credit report to show this, despite me chasing them 10 times. They say they've done everything they can at their end. The account entry for T-Mobile just has four months of 'U'…
