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Loan to buy a classic car?
Hey there. I am shortly moving back to the country from London. I didn't have a car in London; there didn't seem any point with regular buses etc. but I'm out in the sticks now and particularly where I am moving you can't get around easily without a car. Although there are limited buses to the train station, I work long…
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Please help High interest on Bank Loan
Hi all, I took out a bank loan to help me through university 3 years ago when i was 18. I was very naive and willing to accept any loan that at the time would offer me money. However now i have a full toime job i have taken more interest in my finances and when i requested a loan update i discovered i am being ripped off.…
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Flexible loans?
Does anyone know of any unsecured flexible loan providers where there is no early repayment charge applicable? I had an Egg CC which I only recently paid off so they're out of the question. Thanks F
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Will I ever get a personal loan?
I was unemployed during the height of the old credit crunchorama. I've been employed now for approximately 6 months but I'm struggling to sort out my finances and the difficulties I got into when I wasn't working. Basically all I want is a personal loan of about £2000 to sort out my overdraft as I keep going into my…
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Is a personal loan the answer?
Hi All, I need some advice! Basically my partner and I both have debts (which are currently managable), however we are due to have a baby early next year so I'm looking at ways to reduce our out-goings. My partner currently has a loan with Welcome Finance :mad:(no comment!) which he has £1800 left to pay. He pays £195 per…
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unenforcable loan??
i bought several items on buy now pay later from shop direct group, littlewoods, kays etc. they are syaing i dind.t buy themon buy now pay later and demanding monthly payment at 26% apr. they have stated they will no longer deal with my complaints as they are adamant they are right, and have told trading standards this. i…
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First Choice Loans??
Hi, Another newbie here, although I've been reading some of the advice for a while now. I'm in need of a loan for about £3000 and have a really bad credit history. I came accross this company first choice loans who say they deal with people who have bad credit but so far haven't been able to turn up any information on them…
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Worried about non-payment of student loan
I took a student loan for my 4 year degree 1999 to 2003. Since the 06/07 tax year, I have been earning in excess of the £15k needed to start the repayments and I now earn well in excess of that. However, no repayment has ever come out my salary. I have tried getting this sorted out twice over the years - on both occasions…
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Credit check enquiry?- derogatory Information
Hi All, I applied for a personal Loan from Barclays and got declined today. It says derogatory information on my credit history. But I know I had a very good credit history and applied for the online credit reports from Experian and Equifax. The reports are absolutely fine and my credit scores are on Good category on both…
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Yes loans / blue sky
Think I have got myself into a right pickle. Applied for a loan through YESLOANS. Then read the reviews (including some on here). Got very scared and decided to ring them back and cancel (thinking one hour they should be fine). Spoke to a guy who said they'd found a lender and was sending out the agreement. Started to feel…
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Student Loan Credit Check?
I was just wondering if a credit check is carried out for a student loan? i'm thinking of going back to college but only working part time trying to see how i would manage to still be financially stable.... Thanks Stace
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interest on loans from the banks
You may be aware of this but banks are currently changing their apr rates depending on how long you have held accounts with them??? This is not a fair practice and do not always stick with the offer they give you, if you query it they will come down a bit (depending on credit status) past experience with lloyds who i have…
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Student loan - use or save?
My son is just off to Uni and has been given a student loan and maintenance grant. He probably won't need the latter (or all of the former as we may be able to help out) - where is the best place he should invest it?
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unsecure loans
I have a loan currently charging 7.6% interest - balance of £6000 - is there a cheaper interest rate out there? I have 2 years left to pay off the amount - shall I stick with it or look for something cheaper?
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T-Mobile & Natwest Fiasco
I recently applied for and was rejected for a t-mobile account (£20 a month), this kind of surprised me as i see myself as a reasonable credit risk and pretty good income. And there is no obvious issues in my credit report having recently got one from Experian and Equifax! With T-mobile i didnt put flat 'b' into the form…
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Loyds Tsb cancelled overdraft and gave us a loan?
We have a joint account with Loyds Tsb and until reciently we had a £1000 overdraft. We own our own home and my husband's salary is paid in monthly. Recently he was told that our overdraft had to be paid back and we would have to take out a loan with Loyds TSB to do this. Is this allowed? and secondly since we have little…
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Quotation search for a personal loan
Which financial institutions offer a quotation search for an Personal loan application before doing an actual search? Recently read an article regarding this, but forgot where it was.
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Welcome finance lost my settlement cheque for £175, now they want £2800!
Hi, Ive just been reading the forums about welcome finance. Similar experience myself & I was looking for advice or opinions. Will keep this short & to the point. In May 2008 I bought a house with my partner & we decided to get a loan to consolidate all of our debts. My main debt was with Welcome Finance! I got a…
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Where to start business or personal loan
Hi I am setting up a small preschool and am afraid to talk to the banks! I have been a childminder for the last 2 1/2 years and my income is very low. I do not know if I should approach banks for a £12,000 business loan. The alternative would be for my husband (as I presume I would not be a good candidate with low income)…
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Can you draw a loan against a future inheritance?
Situation is that i have about 25k of card debt and am in arrears on my mortgage. I am self employed but have been unable to draw money out of the company due to things being tight. If the company goes bust i will probably go bankrupt. My mothers house is worth 300K + and has been left to myself and two brothers in her…
