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Loan Calculators
Hi Just wondering if any clever people out there had created or come across any loan calculators for people in my situation? (I'm sure there's not just me:o ) Basically a loan (secured or not) with an acceptance fee and / or PPI where payments haven't exactly been on time for all months. This obviously affects how much…
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Declined A Loan 2 Weeks Ago But Now Offered The Same One
About 2 week ago I received a letter from my building society (Halifax) offering me a top-up loan. I applied but was turned down. Now today I get a call from Halifax stating that as I am a good customer, only have £800 left to pay on my existing loan and has never missed a payment, would I like to apply for a…
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Denied for A&L Loan - what next??
Hi All, I have recently been denied a loan with A&L for £15k... I thought i'd get it because i earn a good salary and thought my credit rating was ok, plus A&L is the bank i have my Current account with. Obviously, this is not enough. Gutted. was just wondering - does being denied a loan mean you should not apply for…
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Im now Jobless..... CCCS + PPI Questions :(
Ok so i have today been made redundant :( So will be straight up the job centre in the morning looking for something else. but.... i have a loan and i have got PPI how does that work with me being jobless?? i am currently with CCCS on a DMP to :( I was told if i wanted i could work another 2 weeks (which i have legally…
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Refusing to pay
Hi, I have split with my ex and we have a bank loan in joint names and she refuses to pay me half, What can I do ?
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Halifax loan
Hi ive got a halifax loan that ive paid everymonth since 2005 every month on time last month we were really struggling and i missed a payment last month they have rang and said i must make the payment :eek: i can afford to pay the whole amount next month but it will always leave me a month behind they have said this is not…
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Loan or Credit Card
Me and my partner need to give my brother £25000 as we are buying him out of the house we jointly owned. We have got £15000 on 0% credit cards, and we are giving him that, and he says he is happy with that for 12 months, however Abbey have offered me a loan for £10000 over 7 years at a whopping 15.2%.. Now the only reason…
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help with daughters loan please
We have been going through my Daughers’ finances and we have come across this loan that my Daughter has taken out for her car. Below is the key financial information for her loan; Cash loan loan for loan protection Total loan Insurance (LPI) Loan amount £2,500.00 £480.63 £2,980.63 monthly repayment £92.08 £17.70 £109.78…
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Old Car Finance Question?
Hi, Hoping to get some help with a problem I have just been made aware of. I have received a letter at an old address recently about a finance agreement I had for a car that I bought over 5 years ago and paid off over 4 years ago. It says they have audited their accounts and I owe them £102. My question is, as this is from…
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Secured Loan Settlement Help
Hi Please can someone help me? I took out a secured loan in 2006, total borrowed £35,000 plus PPI of £7,000 amounting to £42,000 over 15 years. I am having to sell my house and obviously need to settle this before i can move, i have requested a settlement figure and been advised that this will be £41,000? I am really…
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Finance Anything???
Hi I received an email from a company called Finance Anything .net offering unsecured loans for any purpose blah blah blah :think: bad creditros accepted etc etc. I have tried to find information out the company but not had any luck. Has anyone else heard of them? or used them? Thanks in advance Fi
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Bank giving out my information
Yesterday I applied for a loan online (I have a fairly good credit rating) with Alliance and Leicester (who I bank with). I haven't heard anything back from them yet however I have been bombarded by calls from all kinds of different financial companies trying to get me a deal and one saying they could write the debts off…
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pause loan repayment
Hello all I'm currently repaying a £2000 loan to natwest but I'm finding it extremely difficult to keep up with my monthly payments. I'm currently working and living in Mexico and my salary is considerably lower than what I'd be earning doing the same job in the UK. I'm returning to the UK in November and will be working…
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Loans for single mother on benefits
Hi, I checked through the first ten pages for a thread on this but couldnt find anything so go easy on me I am a newbie on here. I get benefits for being a single mother but need a loan of about 1500GBP. Does anyone know any companies that accept people with no jobs for a reasonable rate? I do work in a pub but its cash in…
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Credit File Help
Hi Guys, Dont know if im posting this in the right place. But I need some advice. I have just got my credit file with "checkmyfile" and its so confusing. Does anyone know if there is a company that will help you with your credit file to advise you on how to improve it? Basically there are things on my credit file that i…
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Is this mis-selling?
About 8 weeks ago, I was approached by natwest to take on a loan to clear my overdrafts. I thought this may be a good idea so I enquired further and they provided me a quote whereby they would replace my current loan of £10k (most of it was still there) at 7.9% and replace it with one for £13,800 at around 9% APR. I didn't…
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get quick small loans?
How would you say would be the best way to get a quick small (maybe just a personal) loan of £400 and have it paid back within a month.
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reclaiming loans
I have just had a phonecall from a company who claim that I may be able to claim back all of the money from every loan I have had and still keep the goods. I have never heard of this before. does anyone know if this is genuine or just a con. they told me to look at this website http://www.loanslayer.co.uk/ please could you…
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Can I get HP on a car with my credit score?
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halifax personal loan
Hi i have a halifax personal loan of 10000 over 7 years and have been paying £176 a month for 2 years. I called to get settlement today and have been told figure of 9064, which means with interest and insurance works out 14874. so leading to my question i call today and got settlement of 9064 and to be told all i had paid…