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I need £120000!
.....to buy the lease on a pub.Now we`ve done all our groundwork and business planning so we just need the money!I`ve got about £60000 equity in my house but will need a business loan for the other £60k.The turnover on the business is really good and expandable ,so can anyone suggest where i should go for the rest of the…
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Default on Career Development Loan, advice please
Please could somebody give me some advice. My son is currently at university in the USA. A couple of years ago he took out a Career development loan with Barclays bank to help with his studies, amounting to £8000. When he signed up for it he stated on his application form that he would not be able to start paying the loan…
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deep pooh
oh dear! me and the man are taking out a loan for the wedding and a new car. yes loans are bad etc but we can pay it off absolutely no problem. checked my credit score a while ago and was in good rating. so happy enough thoguht we woudl be fine with loan did the moneysupermarket thing they said all was good. so set about…
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Default on Loan?
Hi There, Back in 2004 I took out a £6000 loan from my bank, Barclays, to go travelling. I returned in May 2005 & was out of work for a few months and was not making any repayments. They called me and I explained the situation and they agreed to freeze the interest on my loan for 12 months and I would pay back £50 a month.…
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Ge Home Finance
Hello All, This is a bit of a strange one so please bear with me. Whilst on holiday in Gran Canaria in 2002 me and my then boyfriend (now husband) were foolish enough to be persuaded to buy a timeshare (I know we were very silly). We paid £5000 for it; at the time I paid £3000 on my credit card and when we got home we…
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Is this a good idea?
I've just had a phone call from my bank regarding my current loan with them. At the moment I have a loan with an interest rate of 14.9%. There is about 8400 left on the loan and 4 more years of paying it off. The woman at the bank said she think she can re-jig it so that I can re-finance that loan along with my credit card…
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RBS, Bank of Scotland, HBOS
Please tell me - Does anyone know if RBS and the Bank of Scotland are the same? Or are they two different banks? Specific reason for asking is that I believe AA are Bank of Scotland and OH applied for loan with them couple of weeks ago. But got offered 7.8% rate, not advertised 5.9%. He wants to try Lombard Direct, who are…
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Rescheduling a Morgan Stanley loan
Hello, The wife and I are trying to reschedule a loan with Morgan Stanley (which is in her name) to make our monthly payments more affordable. We recently tried to increase the value of the loan (which they unfortunately refused), and now they are telling us that they cannot reschedule the existing loan because we have…
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Loan - Property Abroad
Can anyone advise me what is the best way of getting a loan for buying a property in a EU country? I don't own a property in England.
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Equity Release for homeowner
Hello all - I hope I haven't posted this in the wrong place. My mother is having problems with her house. The roof basically needs replacing and there's a lot of penetrating damp all over the place (i.e. crumbling, damp plaster on walls). My question revolves around equity release, which in my eyes is a loan in another…
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Homeowner loan?
Can i get a homeowner loan if I recently bought a house with a 90% mortgage remaining?
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Natwest response times
Hi all Sent in my final forms to Natwest after having got an agreement in principle over the phone. They should have got them yesterday. Anyone know how quickly they turn things around? Cheers
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Unwanted Protection
I took out a loan with the RAC. After answering all their questions and deciding that I could have the loan I wanted they then tried to sell me Payment Protection Insurance. I told them that I didn't want it. Then a courier came out, and as he would only wait a limited time (15 minutes) I ticked and signed all the boxes…
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Advantage Loans..
I have just recently been successful in obtaining a refund from a fee to get a loan from a company called tenant loans thanks to the help from this forum... my mother has done the same mistake in paying an upfront fee of £50 to a company called advantage loans PO BOX 4002 poole, dorset. I would like to know of any success…
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What is it best to do?
We are looking at getting a secured laon to do some improvement work. We can get a good deal with our mortgage provider but a slightly better deal with First plus - is it safer to go with our mortage lender or does it not matter
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Borrowing dilema
Hello Money Savers, I'm hoping someone might be able to offer me some advice about the best way to go about consolidating some debt. I have just completed a full time postgrad degree, so have not been working for the last year. During this time my wife and I have been living off her salary, and off money borrowed through a…
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Does Black Horse have a Freepost address?
Does anyone know if Black Horse, that offshoot of Lloyds TSB, has a freepost address? I never see one in all the junk they send to my house. Thanks! I believe their usual address is 25 Gresham Street, London
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return of goods to finance company
I have a van which is 2years into a 4year hp agreement. Because of the mileage I do (40000 per year) I know Im at a point of negative equity, probably to the tune of about £2000. My intention was to keep it for the full term, but Ive been offered a realy good contract hire deal on a new van. My intial though was that I…
