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Excel - student loans?
Hi, I'd like to put my student loans in Excel so that it calculates what the total amount I owe is, including interest, as time goes on. It's slightly complicated because I get my loan in 3 installments over the year (9 installments in total) and obviously each installment only starts accumulating interest once it's been…
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loan protection
Hi... I have just taken out a car finance loan only afterwards reading the smallprint about the cost of the loan protection.(silly me) Is it possible to cancel the PPI part of the loan as there are much better deals out there. Thanks for reading this and helping me stop banging my head against the wall for being so…
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releasing equity?
My parents are talking about releasing equity on their house to bring in extra money.They have just both retired.And are finding things a bit tight. Is this a good thing. can anyone advise.
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Car Finance Please Help
I am moving jobs from one with a company car to one without. I need to get a cheap ish car, but which is the best option to finance it 1. By second hand and use 0% Credit card (limit is 3.5k) or use a loan for a 2nd hand car 2 By New use a pcp (looking to pay max £120.00) per month and hand it back after three years. I…
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Loan advise
Hi there i have a loan of £9306 and have had this for sometime now and would have been much lower or possibly paid? But since i was travelling around oz for 12 months and was not earning that much and at times not earning i used this loan to pay for other things i needed to pay while away as its a flexabile loan. And as i…
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Am I eligible for a student loan
I am currently working full-time (37 hour week) but also studying part time towards a professional qualification (combination of distance learning and block release visits to a university). I'm 24 (finished standard degree about 2 years ago) Am I eligible for one of these low interest rate student loans? My salary barely…
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Short term loan - until we sell car?
Hi guys n gals We currently have a car worth 6k and in a week or so we plan on selling it. On Saturday we are going to see a car for 3.5k... (this car wont be there long) What I want to know is how do I get hold of 3.5k before we sell the car for 6k...? It may only take 2 week sto sell the car and then I could pay it back?…
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Car Loan
Hiya all, Just wanna know if I am doing the right thing I have had my car for two years now but it has depreciated in value to less than I owe, I have just crossed the half way border where I can hand it back. Am I right to decide to hand it back and just go get another? I can get a loan from my bank at 7.9% APR for a used…
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M&S PAYMENT PROTECTION INSURANCE
Hi I took a loan out with M&S five years ago in July. Unfortunately due to health probs (unstable angina) I have been off work sick since July 03. In May 04 my employer decided to terminate my contract as I couldn't say when I was going to be fit again for work. I have been claiming under the sickness benefit with no probs…
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career development loans
My wife has just started an Open University degree course - (she is aiming eventually to become a teacher). For the OU degree she is looking at 5years or more study. I read matins article on CDL's and he says the term is for 2 years. Can someone tell me how this could then apply to my wife's degree course? Any tips on…
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Loan with no income?
Hi all, are there any loan companies which will allow me to take out an unsecured loan of 3000 pounds although I am currently not working?
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They Wont Respond!!!
Several years ago I took out a loan with someone who I now know I should never have touched with a bargepole!!! I have been a good payer throughout the SEVEN years it has taken me to pay the £7000 I borrowed (plus the £15000 in payment protection and insurance!!!!). I am moving abroad and closing my bank account so phoned…
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New Bike
Guys Ive just sold my motorbike and will be buying somthing new very soon. I got 4000 when i sold my bike which i have used to pay of my car loan. I now have a small credit card bill which is on 0% till august and will be cleared off in equal amounts. This leaves me with my question - i want to take out a loan of around…
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Can they take the house?
I posted a question previously about problems with a car finance company but I think it sounded too complex to attract any more suggestions. Basically I would like to know if a creditor can make us lose our house (the debt itself is in dispute at the moment) even though the loan was not secured on the house? Secondly do…
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how much would i save ?
I have an egg loan at 6.7% interest, if i got an alliance and leicester loan at 5.9% how much would i save if i payed off my egg loan and also mint card ? egg loan £3369 £180.55 month end date 26 September 2006 mint credit card £1195 £28 month (minimum) alliance and leicester loan for £5000 over 2 years thanks
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applying for credit whilst on benefits
Does anyone have any experience of applying for a credit card/loan when you are not in employment? I do not work due to a disability but a have a regular income of £79.35 Income Support per week. I need to borrow a sum of around £2,000-£2,500, in order to pay off a debt to an ex-partner so that we can get financial matters…
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Student Loans
Hello everybody, I hadn't had a statement for my Student Loan since 2003, so I wrote to request one. They wrote back (eventually) and told me my balance as at April 2003 - very helpful (I have worked and paid constantly since then). They suggested I sent copies of my P60 for the 03/04 tax year, and payslips for the current…
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Declined by Tesco - NEED HELP!!
Hiya folks, Just when I thought things were starting to go well, tesco have gone and bit me on the !!!!!!! Have over 3k on BOS credit card, 18.9% APR (I know I know!! God I feel so stupid) Just under 3k on my Tesco credit card, think its 16% APR, but a lot of this has been recent purchases for new house. Just bought a…
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Can I get to 0%
I am a financial idiot and would like some advice please. I have a Tesco loan for 7 grand at 7.1% and would like to know if there is a lower % card that I could apply for that would allow me to pay this off and do the card tart thing? If there is, how would I carry it out? Thanks
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Help - Car finance company threats & breach of data protection
I would be grateful for some advice on this one as it is getting way out of hand. My partner took out a conditional sale agreement for a car two years ago. He also purchased payment protection insurance. Unfortunately within a year he was made redundant when the company he worked for went into receivership. He put in his…
