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Paying off Mortgage and Credit Card
Hello In January I will owe about "1900 on my Barclaycard (0%) and also between 3,500 - 4,500 on my mortgage. Anyone know of a good deal (o% ideally) so I can consolidate both. David
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pay off a loan?
I have a loan I would like to pay off as I don't wish to pay any more interest on it. Is there any way to pay this off by using a O% interest credit card - or any other method???
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no credit rateing, advice needed
Hi, I am not sure if anyone can help with this problem, but I would appreciate any advice. My son – in –law has never had any credit, he has always just dealt with cash; he is working full time and is a tenant. He has had some problems with debt in the past, but these debts in themselves have always been resolved; but as…
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Car Finance - Illegal repossesion attempt - HELP ?
Back in august 2001 a friend of mine signed a finance agreement for a 4 year old car for £4000 with interest @ approx 30% apr i advised against my friend realy needed the car and quick :-[ anyway the company seem to be legalised loan sharks >:( many problems but i will cut to the chase august 2003 - a problem (major) with…
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A&L car purchase plan
Is there a catch in the A&L Car purchase plan loan? Seems a good offer at a sensible rate? A low monthly payment is my main concern, but it's it's a few quid either way for a better overall deal then I'll look. Anyone used the A&L plan?
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Debt, oh the joy!
Hey people, After seeing Mr Lewis on TM I finally made the move and signed up..... now im in the mood to save myself a few quid! Looking around here my debt seems like small fry compared to some people. I owe £4651.50 :o £2750 is with Citi on a 5.9% for the life of the balance type promo, thats ok I can live with it, the…
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Best way to apply for loan?
Hi, I'm currently looking for an unsecured loan of £4000 over 5 years to cover starting up self employed (£3250 actually for business - £750 to clear my credit card).The credit card monthly payment would cover the loan amount no problem. I am currently a house husband of 4 years :) previously employed, then self employed…
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Can we *please* ban this word 'stoozing'
[rant] It is a Motley Foolism and I deeply hate the Motley Fool. The correct term is "vengeance". TMF is a spammer site with a moronically reductive and corporate attitude to money management ("Everybody get a tracker, duh, cuz they're, like, really good") and the posters are all sheep. Why do they all end their posts…
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Almost $20k in debt.... NEED HELP (LONG)
hey guys. My wife and I have made our fair share of mistakes with credit cards. And we are finally ready to do something about it, just hope its not too late. We are only 24/25 years old and never filed bankruptcy or anything before. Until the past few months we were never even late... but its all been kinda hitting us…
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Early Settlement of Personal Loan
I want to take out a personal loan over around 84 months. However, it is my intention to pay this off some time next summer - the reason for the long period is to pay relatively low monthly payments until I am in a position to pay it off. I know most companies charge an early settlement penalty of a couple of months…
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In debt with the bank.
My first post, so be kind. I was made redundant this time last year and quickly got a job within 2 weeks. My current job is not paying anywhere near as much as my last job, infact its getting worse during the last 4 months, now im slowly getting in dept with my bank and credit card. Iam looking for alternative employment…
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Leaving the country...
Hi MoneySavers, My wife is South African and I am British: we have decided to leave the UK for a while (maybe forever?) to live in SA. Interest rates over there are around 10.5% and we want to buy a property. However, we are homeowners in the UK and don't want to relinquish our property here. In order to get a decent home…
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Need a loan to clear credit card debts ASAP!
Dear Money Saving Experts, Myself and my partner would like to get an £8000 loan to clear our credit card debts and increase our bank balance. We were originally planning on transfering the balances to other 0% interest cards, but when our Egg card's introductory offer was near to expiring, we tried and were declined.…
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Lost in Debt
Hi this is just a brief outline of my problems. My mother was taken into hospital in april this year and since then there has been 1 family disaster after another. The result of this is that i have come back to scotland after living in england for 12 years. The problem is that i was untill 2 years ago in regular employment…
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Fair or greedy bank?
Hi I have still go t a few debts with my old Lloyds Bank which developed through overdrafts me and husband had with them. we have 3 accounts in all Mine is £360 overdrawn and I pay off £10 per month Husbands is £1,225 which he is paying off £20 a month and we have a joint acount which is around £3,000 overdrawn and I am…
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Loan to pay off Credit Card Debt Advice
[glow=red,2,300]IS A LOAN THE ANSWER TO ALL MY PROBLEMS [/glow] ??? I have approximately in £6000 of debt with two credit card companies, paying interest of 12.9% and 17.8% respectively. I have further debt on another card of £2500, however this is on a long term 0% interest deal so it is not an immediate concern. I am…
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HIGH APR
HAS ANYONE GOT ANY ADVICE I CURRENTLY HAVE A HOUSEHOLD BANK FLEXIBLE LOAN, WHICH IS PAID ON A MONTHLY DD APR IS 23.9%. MY PREVIOUS BALANCE WAS £1104 I PAID £32.00,WHICH INCLUDED £8.63 PAYMENT PROTECTION AND £20.12 INTEREST. MY CURRENT BALANCE IS £1101 WHICH MEANS I AM ONLY PAYING £3.00 A MONTH OFF THE LOAN, WE HAVE A GOOD…
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advice on best loan please
Hi, i have already posted this message but realised i did it in the wrong section so will repeat it here. I would like some advice please on which would be the best loan for myself and my husband as we want to do some home improvements. We would like to borrow about £7000 over a period of 3-5 years with the option of early…
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advice on best loan please
Hi, I would like some advice on which would be the best loan for myself and my husband who want to borrow some money for home inprovements. We would like to borrow about £7000 over a period of between 3-5 years and would like to be pay it off early if we can without a penalty fee. We don't mind whether it is secured or not…
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£10000 loan
what is the best loan deal i can get 1 can pay the debt off in 12 months i have seen a thread on here saying 0% loan is this true? thanks in advance
