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£10000 loan

android_2
android_2 Posts: 105 Forumite
what is the best loan deal i can get 1 can pay the debt off in 12 months i have seen a thread on here saying 0% loan is this true? thanks in advance

Comments

  • The 0% loan you are thinking of maybe the cahoot flexible loan which is interest free until March 1st 05, but you need to pay it off over 12 months I would read martins loan article:

    http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1099314935,42333
  • sorry couldnt get the link to work :-/, the article can be accessed from the menu on the left.
  • MarkyMarkD
    MarkyMarkD Posts: 9,912 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    If you need to borrow the money over 12 months, the Cahoot flexible loan isn't a bad place to start - especially if you arrange a 0% credit card to take over once the introductory 0% period on the flexible loan ends.

    Even if you end up paying the Cahoot interest rate (isn't it 5.8% APR) for the rest of the year, that is a very cheap annualised rate.
  • Some people may have been offered 5.8%, but my husband got 6.9% after 1st March, and I got a paultry 11.9%. Needless to say mine will be paid back on 28th February!! Will keep husbands as a back stop when 0% isn't available.
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