IVA & DRO

Discussion List

• Iva paperwork: problems!

  Hi everyone, I'm starting an IVA with Payplan and getting the evidential paperwork ready for the proposal to be drawn up. I have a problem with some of this, here goes: Full Legal name confirmation: I have no passport or driving liscense Loan agreements: is this loan agreements other than those already discussed? If so…

• IVA Completed. Where now?

  Hi all, I (and my Wife) have completed our IVA in Sept last year (and for those embarking on theirs, stick with, the end is a happy occassion!) and now we're looking at getting on with life. As part of this my Wife has begun work as a childminder and to enable this fully we need a new car. Clearly having just come out of…

• IVA done, any chance of a mortgage?!

  Hi, I am just wondering if anyone has an insight into the chances of me being able to obtain a mortgage this year. I took out an IVA in April 2006 for approx £36k. I made a final settlement in August 2008. All my creditors are up to date with Experian and all defaults come off my report by the end of April 2012(6 years…

• DRO and security clearance (to join police)

  My DRO was granted in August 2011. Just beforehand I had applied to join the police and was successful and given a training date until I received a letter from them last week saying I hadn't been granted security clearance and they wouldn't be able to offer me a position at this point in time. I spoke to the vetting…

• DRO question

  Hi all & a Happy NY to you all, I have a DRO- obtained in Aug :j. My question is if I get a new job with a significant wage increase what happens next? (I know I would need to contact the IS) -do I then need to repay my whole debt or is it a partial amount? ~Thanks in advance~