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Ctf into junior isa
Hi ALL New to this website/forum and I am after some help/guidance I am a higher rate tax payer and my wife is a normal tax payer. We have had a CTF for a number of years and have aprox £8k saved that we need to transfer to a J ISA. we also have about £2.5k saved in a bank account for our 9 yr old Son. We save £50 into the…
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Removing money from a Stocks & Shares ISA
I need to withdraw money from my Fidelity Stocks & Shares ISA in order to contribute to the deposit for a flat I'm buying. The instructions on the Fidelity website for doing this appear fairly straightforward. But I just want to know whether there's anything to be careful about when withdrawing money from a Stocks & Shares…
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Coventry BS Easy ISA (5)
Received letter today advising rate reduction from 1.3% to 1.05% from 2nd July. Apparently because mortgage rates are so low. Ah well, looks like it's time to move again.
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2018/2019 LISA Bonus Timing?
My daughter and son in law took out LISAs last year and have received their 2017/2018 bonus. They each paid in a further £4K on 31st May - on what date are they likely to receive their 2018/2019 bonus? (They have just made an offer on a house so need to know the likely timing so that they can plan the completion date)
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HelpToBuy ISA --> Other ISA
Hi, if I had a full help to buy ISA and was buying a house using only money saved in a lifetime ISA (and none of the money in the HelpToBuy ISA), could the money in the HelpToBuy ISA be transferred into another ISA (such as cash/s&s/ifisa without counting as a contribution? I know it cannot be transferred into a LISA.…
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100k
Apologies for the simpleness of the question. I'm sure it's somewhere on here already - so forgive me as newbie. But where's the best place to save 100K (best interest rate & secure)..... Any advice links very welcome. Thanks PFR.
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Help to Save ISA
Hi everyone When i completed my tax return online last month, i was offered a help to save ISA where i set up a direct debit for £50 a month. But i have tried to research a bit more about it and cannot really find any information and seems like nobody's heard of it. Could this be a scam?!
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Halifax help-to-buy ISA transfer options
As many are probably aware, Halfiax help to buy ISA interest rate is going down from 3.5% to 2.25% from the 7th of August. They give an option to transfer by the date, but I'm not sure what better options there are at the moment. I remember Halifax as being one of the top ones when I started saving. Any ideas/successful…
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First time buyer
Hello, I’m after some advice. I’m due to come into some money early next year and want to put it towards buying my first home. Should I put it into a LISA or HTB ISA? I know I have to have the LISA open for 12 month before I can gain the govement £1000 bouns. Which I don’t think will be a problem as I want to open the…
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Help to buy ISA and giving my husband money
I hope someone out there can advise.... I am a homeowner, hubby is not and never has been - he's not on my mortgage or title deeds. So I reckon he is eligible to get a help to buy ISA. (we are both over 40, so not considering a LISA). Hubby doesn't have an income at the moment, but I reckon i have enough to pay into some…
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Help to buy ISA- property bought with cash
Hello, Me and my partner are Help To Buy ISA subscribers. We meet conditions to obtain 25% allowance, however we may be in position where no mortgage is required to buy a house. We live in council house and we are entitled to buy with Help To Buy. Our discount along with Help To Buy ISA savings may be enough to cover…
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Uranium exposure in my ISA?
somewhat of a newbie here... so i like the look of the $URA chart (Global x Uranium ETF) and would to add a small amount of exposure thing is, my ISA is with AJ BELL and apparently i cant make an allocation to that ETF as they haven't issued a 'Key Information Document' ive clocked the GCL trust, but the fees+premium are…
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Isa
Hi, can anyone confirm that London Capital and finance are offering 8% interest over 3 years paying it out quarterly, to good to be true!!!!!
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Charter Savings Bank
Hi, I am interested in opening a new Cash ISA with Charter Savings Bank but when I have tried to transfer the funds to their account and entered their bank sort code the message appeared advising that it is a Barclays bank account. Is it a scam?
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Halifax Help to Buy ISA going down from 3.5% to 2.25%...
...for existing customers from 7th August. Was bound to happen.
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Transfer to and pay into new S&S ISA
Hi, Probably a question that has been answered already somewhere, but :p I had opened a S&S ISA earlier in April, but I am looking to transfer it to a new provider. I understand that I can only pay into one S&S ISA per year - does this mean once I've transferred I can no longer pay into the new provider? Or can I pay into…
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Partial transfer from JISA to kids S&S Isa?
Is this possible or is it transfer all or nothing from a kids cash ISA (Halifax) to open a kids s&s isa with vanguard please?
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LISA S&S while still under 40?
I hope to get some advice on here if anyone can help please? I turn 40 next year so am considering opening LISA S&S while I still can. Very little to invest right now - but hoping in my 40s I might be able to save more as the kids grow up (I am working part time at the moment and paying nursery fees). I am thinking an…
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Cancel S&S ISA to open another
Hey folks, I have what must be a pretty easy question. I have a s&s ISA that i opened last year really only to get a quidco offer payment. The return is tiny as not much goes in. So i thought i'd just do the same again. Cancel the current one then go through quidco to get another offer payout again this year. I am aware…
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help to buy ISA and opening a new isa?
Hi there I started up a help to buy ISA account last tax year and I went into the branch today to ask if I could now open a normal ISA this tax year and they said yes , but i can not put any money into it so how am I supposed to use it? is this all banks like this, or just barclays ?
