-
HSBC Save Together - double payment?
As per the changes to the Save Together conditions, has anyone yet received BOTH £10 payments that were/are due in November? I've only received one so far (on the same date that my previous monthly payments were received) and assume the second payment will be paid before the 30th.
-
First Direct cutting ISA rate again
Apologies if this has already been covered, but I couldn't find it, so I thought I'd pass it on. From 12th January 2016, First Direct is cutting the interest rate on its ISA to 1.29% for all balances, a drop of 0.2% for those currently on the highest rate. It's on their website, but I found out when they wrote to me today…
-
FSCS restriction
Put my accumulated old ISA funds into a Yorkshire Bank 40 day notice ISA and have had a letter advising me that it now exceeds the new compensation limit. Looking to move some of it to another provider but can't overcome this 40 day notice problem. New provider will only keep their new account open 30 days and the…
-
Best place to save £2500 per month
Hi, I now have £2500 p.m. coming in from a commercial property rental that I don't have any immediate need for and I don't know where is best to save it? I've already got a Santander 123 account with £20K in it and they don't pay interest after that amount? I may need to access the funds once or twice a year (tax bill or…
-
Where is the Tesco ISA transfer form?
Hi I want to transfer in an ISA to a Tesco ISA. There are references to downloading the transfer form when in online banking....but I just can't find it. One option in support says to find the form "by clicking on your Tesco Bank Cash ISA account and clicking the “Find out more” button next to “Cash ISA transfer". There is…
-
Cash Isa Account Question
Hello everyone, I would really appreciate some advice from the knowledgeable people here in this forum. I have cash savings that I'd like to deposit into my Cash ISA but unfortunately I've used up the full allowance for this tax year. My mother kindly offered to open a cash ISA for me where she can keep my money for…
-
No idea what to do with 150k
Myself and my wife both have 75k in cash is a,s that mature next week with the Halifax and they have offered us a poor rate to stay with them. We don't need the money but I just don't know where to put it,we have substantial investments in S&S is a,s but wanted a less risky home for the 150K. Please guys help required.
-
Help to Buy ISA
The help to buy ISA qualifies for houses up to £450,000 in London and £250,000 outside of London. I live just outside London in Weybridge, Surrey and would like to set up a help to buy ISA. I need to live in this area for work and it is not London but there is literally no houses or apartments under £250,000. So I'm unsure…
-
Nationwide ISA + Save to buy ISA
Hi All, Just got a letter from first direct saying they are reducing ISA rates so naturally I am leaving them asap. I have seen that Nationwide do a linked ISA @ 1.6%, so was planning on opening one of those to transfer my FD one too. Also spotted that they have a "Save to Buy" ISA (believe this is different to "Help to…
-
Halifax=BoS for JISA?
Hi I have seen the 4% rate for the JISA at Halifax if the parent already has an ISA. Does anyone know if having a BoS ISA (live is scotland) will count towards this? No sign of this on the BoS website... Confused about the best JISA to set up. Thanks!
-
Child Trust Fund and Junior ISA contributions
Bear with me... If a child's birthday is on, say, 25 November, is it possible to pay £4080 into their CTF before their birthday, another £4080 into it after their birthday, then open a Junior ISA, transfer the CTF into the JISA and then pay a further £4080 into the JISA this tax year?
-
Can I close a Junior ISA with no balance in it?
Hi I opened a Junior ISA with Nationwide about a year ago now but didn't get round to putting any funds in there (they are currently in another account). I want to setup a Stocks and Shares ISA with Charles Stanley Direct - no I need to transfer it over from CSD even though I haven't got any funds in it...or can I close it…
-
Closing a Halifax Fixed Isa Early
Hello, I'm hoping that someone will be able to offer me some advice on this... I'm (hopefully) buying a house within the next few month. I wasn't really planning on buying a property this year, but an opportunity came up which I did not want to miss out on. However, in order to make the deposit, I'm going to have to shut…
-
Help to buy ISA
Official MSE Insert: You may also find our fully researched Help to buy ISA guide helpful. Back to the original post... Why aren't "help to buy ISAs" being advertised?
-
Do all Stocks ISA's accept SAYE shares?
I can see Halifax does but do all providers? And if I were to sell the shares once they'd been put in the ISA, and used the money to buy new shares, would the new shares still be CGT free? It's all very confusing so any help would be greatly appreciated x
-
Confused on ISA transfer
I'm a bit confused on transferring an ISA to AJBell. Every other transfer I've ever done, I've filled the form in, and the account has been created on transferring the ISA from the previous provider. However, AJ Bell/ Youinvest have told me that I have to open a new ISA account with them before transferring my existing…
-
Advice needed: how to compare CTF with Junior ISA
Hello All. I have a Child Trust Fund for my 8 year old, and a Junior ISA for my 4 year old. Both are managed by the Children's Mutual. I am pretty sure I can get a better deal for the £100 a month I invested by going to somewhere like the Halifax that gives a 4% return on Junior ISAs, but I want to know how I can compare…
-
ISA Withdrawals
Is the following statement correct? I was under the impression that if I had £1k in a Cash ISA & £1k in S&S ISA (both were opened in last tax year 14-15) and I withdrew the full £2k total this year (15-16), would this mean I have £13240 remaining allowance?
-
ISA/Savings account
Hi everyone, Does anybody know of a savings account that provides you with a cash card and you can withdraw from all year round? Also, is there one out there which you don't have to declare having to you current account providers? Cheers
-
Cocked up? Or not?
I had a cash ISA with Nationwide for 3 years, which was paying dreadful interest rates. So, this year I decided to transfer my existing e-ISA into a 'Save to Buy ISA' instead and have been paying in the minimum of £50 savings per month for the last 3 months. Does the fact that I transferred one ISA into another mean I…