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Interest Paid on ISA - reinvested
Hi A quick question as I have just filled my first cash-ISA... I get my interest paid monthly, however I already have £3,600 in the account. Does this mean that any interest has to be paid away, rather than added to the account, since I'm already at my £3,600 limit, or is interest-reinvestment exempt from the £3,600 cap?…
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NATWEST E-Isa last years interest rate
Does anyone know the interest rate for NATWEST E-ISA for an account opened in May 2009. I'm sure I would not have opened it for 1.98% so wonder if there is a bonus on it. Tried asking staff at the branch but they have no idea other than it is showing 1.98% on the account now. I must remember to write these things down as…
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Santander ISA - Cannot pay money in!
I recently set up a Santander Direct ISA account and successfully transferred my money in from my old provider. When it came to paying in some more money, I went to the "Pay Money In" section of their online banking system. Here I filled in the details of where the money was coming from (my HSBC C/A) and submitted it. I…
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Short term investment advice
Hi, I'm new to the forum so apologies if this question has been asked before. I will be 50 in June of this year and have recently been left some money. I plan to use about half of it (£50,000) to put myself through university, treat the family to a holiday etc, and intend to use the remaining £50,000 to invest in a…
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Been offered Halifax 3.5% two year Fixed Rate ISA
I currently have an ISA Direct Reward that's due to mature in May. I got a letter today from Halifax with a limited offer for a 3.5% two year fixed rate ISA. No further deposits, and no withdrawals except through account closure + 180 days loss of interest. If I take it up, then I don't have to wait for my ISA to mature -…
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Why do banks not allow isa transfers?
Hi, First post here, but thought someone might be able to give me a good answer to this question. Why do some ISAs not allow transfers from other ISAs. It makes no sense to me. They either want your money to invest for their own profit, or not. By limiting themselves to new savings only, it seems to me that banks are…
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Halifax ISA Problem
Last year my girlfriend and I both thought we opened ISA accounts with Halifax, transfering an existing ISA from RBS from tax year 07/08. We have just accessed our accounts online and it appears that although Halifax transfered my girlfriends RBS ISA over to a Halifax ISA they have botched up my transfer. For some reason…
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When Is ISA Interest Likely To Be Paid?
I currently have a couple of ISA's (RBS & Halifax) and am not sure when the interest is due to be paid on them. Both were opened mid to late April 09 and I obviously want to transfer them once the new tax year opens as they had a bonus offer for the first 12 months. Supposing the interest is due to be paid on the first…
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Stocks and Shares Isa
Help please for an investment newbie. Looking to dabble a little in a stocks and shares Isa. I allready have a cash isa fully loaded for the year. I would like to put in a small regular amount per month of around £50 , possibly up to £100. For the long term is okay and I would say I am medium risk to start, possibly higher…
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Nationwide Fixed Rate ISA 4.4%
Three years, 4.4% AER The highest rate available for a 3 year term is Nationwide's Fixed Rate ISA paying 4.4% AER. The minimum deposit is £1, although you can only make one lump sum payment - no additional deposits will be allowed. This is a branch based account and allows transfers in from previous years' ISAs. The above…
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ISA 2010 vs Index Link certs?
Hi I just realised how close we are to the new isa season. As rates are so low at the moment I'm considering putting the money I've saved in my Halifax monthly saver along with the money from my index linked certs (mature June) and ploughing the whole lot into index linked certs, I should have just under £5k to invest. I'm…
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First Direct ISA set up - paying in?
ok, I took the FD ISA to transfer my poor B&B ISA to and it has now been set up (and I have the transfer form ready to send off). However, when I rang up to do the security stuff they never asked me about the beneficiary account which the welcome letter mentions (I put one on the application form but it seems that hasnt…
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First Direct ISA (2.75%): Current account customers only from tomorrow
E-ISA restricted to existing current account (1st Account) customers w.e.f. 5.3.10. Source: Moneyfacts Make sure you get your application in quickly today if you are interested in this account.
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Halifax online banking ISA
Noticed a couple of days ago that the interest rate no longer appears at the top of the page when i click my ISA account. Same for my savings Anyone else the same?
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Fixed rate Alliance & Leicester ISA: extra contributions
Dear Friends. My 1 year fixed rate ISA with A & L matures in late April 2010. Last year I paid in the maximum then allowed, but the government changed the rules to allow those over 50 to pay in extra in that year and the following. A & L recetly sent me a letter to say that i had until 4 April to pay in the extra up to a…
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ISA with TD Waterhouse or Hargreaves Lansdowne?
Just following my moto; if in doubt ask the moneysavers (you can tell I have no friends!) Would really appreciate some advice on which company to go for if I want a stocks/shares/trading ISA. I've looked at both and can't really do a comparision as the info on sites is a bit confusing. Thanks in advance.
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2010 allowance advice
I currently have an IF isaver account (2.75%) and an IF ISA account (2.5%), each with about £8000 in. In April, I was planning to planning to move my full £5100 2010 ISA allowance immediately from my savings account to my ISA account. However, I have noticed the Santander Flexible ISA account (3.5%, 12 month, new money…
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Maturing West Bromwich Fixed Rate ISA
Had a letter from the WBBS as my fixed rate ISA is about to mature. They have offered the option to transfer into a new fixed term ISA. They have not offered the option to transfer into a non fixed term account. I want to transfer the amount to another ISA provider, but will lose 100 days interest if I transfer from the…
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NEW nationwide champion ISA
http://www.nationwide.co.uk/savings/cash_isa/championisa/default.htm reading it through .. prob best for those who dont read these kind of forums :)
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Regular monthly investments into 2 stocks/shares ISA's allowed?
Basic question as per the subject, is contributing into two stocks/shares ISA's allowed? (As long as I don't go over my total limit). I have read a number of bits of online material and get conflicting information. Thanks
