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Northern Rock - Fixed Rate Warning
So after transferring my cash ISA to NR, I now find 2 months later that I cannot add to it. Since it is a fixed rate one, no further deposits are allowed after it is closed. It is also likely that it is too late to transfer to another provider (thats even if I could find a decent one to take £35k + a top up) given that…
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isa help for new year..
Ok, i currently have an isa which already has the £3600 maximum the new Isa i plan to open from April will allow me £5100 ideally i want a new one as i need a new better interest rate as my old isa will have a poor rate now my question is what to do? SHall i just open a brand new ISa and start to put money in and let the…
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Confused
I have a First Direct regular saver ISA which I opened last June and have paid approx £300 per month into. It pays a good interest rate at the moment but in June it becomes a standard ISA with a very low interest rate. I have to continue paying in monthly until June or the ISA becomes this standard ISA with the low…
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Does anyone have a valid A and L phone number
Gawd knows what these people are playing at. They send me a letter saying they are unable to verify my details for an ISA application and then give me a phone number to ring - 08703 330 213 - which is not valid. I cant find another valid number anywhere. If it were not a national name Id have serious doubts about this…
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isa
Hi im thinking of opening an isa and have 5000 to put into one and leave it in for 3 years can you tell me if this is wise and if so the best rates i can get with which company thank you
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Santander ISA @3% anyone get it??
I applied for the Santander ISA when they were offering 3% (over 9k), heard nothing for 1st week so emailed, they said high demand blah blah they would get to me eventually. Have now received in post a card, a pin, security codes for internet/ telephone banking but nothing else. I was going to transfer previous ISA Just…
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Clarification: ISAs in one year
I can find a few references so I think I am right in thinking this but can someone confirm that I can 'open' as many ISAs as I wish, in one year, as long as only one of them is funded with 'new' money. So in other words, I have an ISA which doesnt accept transfers in. So I want to open a second ISA which does accept…
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Investment ISA advice
Hi folks, I have an investment ISA and looking for some wise words to help me through the next month or two... I plan to cash it in within the next month or two anyway so it could be any easy answer. Do i wait for the end of the financial year or election before cashing it in. Or play it safe and cash it in now?
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L&G (Barclays) Growth Portfolio Trust (Dis) (A)
Hi all, I bought an L&G (Barclays) Growth Portfolio Trust (Dis) (A) isa 10 years ago, it should have put on 50% by now but it is worth pretty much what it started at after I paid £100 to set it up. Barclays sold it to me and then it moved to L&G! I can't get an answer as to why it hasn't made a bean so far. If I phone…
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Are you limited to open one Cash ISA in a year?
I would like to open a new Cash ISA that offers a high interest rate (e.g. A&L) but since this does not allow transfer in of funds, I wonder can I open another Cash ISA account that allows transfer ins? My current ISA will stop giving a favourable interest rate by the end of March so I would like to tranfer it to another…
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Opening more than 1 ISA in same year - zero funds
Wonder if anyone can offer any advice with this please. I have old ISA with Coventry and interest rate is awful, so I applied for an A&L Direct ISA with the intention of transferring all of my old ISA in (including allowance for 2009/10 which was paid in April 09). Now, I find that there is a better rate ISA with A&L - can…
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A&L/ Santander ISA
Hi I am currently utilising my A&L overdraft limit of $9k to stooze. If i open an ISA with them - will they use the money in there to offset my overdraft? Thanks
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savings for children
What is the best place for childrens' savings. Approx £5k per child to invest long-term?
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Can I transfer previous years into First Direct 2.75%?
I have opened the A&L one for 09/10. I currently have previous years sat with Abbey earning only 2%, can I transfer to the First Direct, even though I don't pay anything in for this year?
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cash isa
got one having tranferred it for a good rate: course now don't got one!! or negligeable% any suggestions. rgrds:( sorry don't seem to be able to spell neglig********?
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Can someone please explain the bonus scheme using N'wide as an example?
Next tax year i'll have £5,100 cash to deposit. Right now i'm not sure what is best to do. I can compare interest rates somewhat, but get confused by the bonuses if i'm honest, and the jargon doesn't help either Basically i'm hoping one of you can explain (jargon free - so by all means put it to me in dummy terms, i wont…
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ISA Noobs
Hi my girlfriend and i are looking to put away about 50 quid each per month away into some savings, we are not worried about instant access as we are looking to save for approximately 5 years before we touch any. Is an isa our best option for this ? does anyone have any decent reccomendations of an isa that matches our…
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Ok, stupid question....
I want to transfer my existing ISA to the First Direct deal. This will seem like a really dumb question, but as my existing ISA provider only pays interest once a year in April, I'm not going to miss out by transferring it now am I? Thanks!
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Alliance & Leicester - Easy ISA Question
Hi everyone :j Just a quick question about the above.... I opened the account this time last year and put in £500. I then put in £2000 in at the end of last November and £1250 and £350 during December.... This took me to £3600 for the year. On the 1st January i got £13.55 in interest. Can i expect anymore interest between…
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ISA timing alert
Don't forget that the last banking day in the current tax year is :- THURSDAY 1st APRIL 2nd April is Good Friday bank holiday, 3rd & 4th are a weekend, and 5th April is Easter Monday bank holiday. Don't get caught out. .
