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ISAs & tax-free savings
Archives for August 2009
Discussion List
ISA Trend investing-Help required
Hello-Can anyone advise on ISA Trend investing. How does it work. Any advice appreciated. Thanks.
Can I move this years cash ISA allowance to another provider?
Hi all, I set up a cash ISA at the start of the 09/10 tax year and transferred all of my previous ISAs into that one ISA. Now I would like to move that account to another provider (i.e. set up a new ISA and transfer the entirety of the old ISAs balance into it). I would obviously not be paying any more into the new ISA…
Transferring ISAs - Notice Accounts
Just in the process of opening an ISA for the current tax year. Have noticed some ISAs with 90/120/etc days notice period for withdrawals (or loss of interest). I'm just wondering how this would work if you ever wanted to transfer. Is it possible to say set up an ISA transfer for 90/120/etc days time so you aren't…
Skandia preventing me from transfering MultiIsa
I have an old MultiIsa (100% funds) with Skandia which I have not contributed to for a few years. I recently received a letter from Skandia outlining their new charges of £51.58 each year!!!! The value of my isa is less than £2000. The letter outlined my options, one of them saying that I could transfer my account to…
Isa interest
I've just opened my first isa with Intelligent Finance. I understand that I can only put £3600 into it this year, so when the interest is added does that mean it's taken out of next years allowance or is it allowed to be added to this account?
Question re Shares Isa.
Question re Shares Isa. I want to invest in two different unit trusts in my half of my shares Isa. Is this possible? Having two different shares Isas with two differnt provider, or is it like the cash Isa, I have to have it just with one provider? Thanks Iain
alliance and leicester 1 year ISA fixed at 3.1%
Planning on tranferring ISAs to A&L as its only for 1 year and they allow transfer in's and as many as you want. Has anyone taken up this offer yet and had many problems?? Appointment made for Tuesday p.m. to do the switch.
Investing via discount brokers
I am currently researching various funds / bonds before I open a ISA with a discount stock broker. And I do have some questions:- 1. Could anyone please advise the definition of the "Distribution Yield" and provide a hypothetical worked example? 2. Could anyone please advise the definition of the "Underlying Yield" and…
Standard Life for an ISA?
Less than a year ago I transferred £15k of ISA money from what had dropped to a shocking rate with Smile to a then table-topping clean rate with Principality. The current rate is now down to 1.80%, where I could now get a rate of 2.65% with Standard Life. I know nothing's guaranteed but historically do Standard Life's ISA…
First Direct ISA
As the allowances go up next year, does any know if I can change my regular deposit to keep my 7% rate (Ive just opened this account btw so its fixed for a year)
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