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Transfering a Cash ISA
Hi guys, just needed a bit of advice on something.I currently have £14K in my mini cash isa with halifax and I only get something like 3.2% interest - I havent yet put any money in for the 08/09 isa - I normally fill up my isa by paying in monthly.I wanted to transfer all this money into the barclay isa which is offering…
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Is It Worth The Effort
Hi, I currently hold an Yorkshire Building Society ISA at 5.55% of which I have £100 in. I am thinking of transfering it over to Alliance and Leicester Direct ISA Issue 4. I currently have an A & L Direct ISA issue 2 with very little in it. I am just wondering if it is worth all the effort for 6.25% I kind of like YBS.…
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Anybody plunging in yet for this year's equity ISA?
Or are you holding off for a while to see what happens to the stock market?
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Kent Reliance ISA - Moving Funds
Hi, My brother has an ISA with the Kent Reliance, currently paying 5.76% per annum. He has just today topped it up with the full 2008 - 2009 allowance against my advice, as i feel there are better products around, but he wants to keep all of his funds in the same product. Anyway, i am wondering, if he moved it, where would…
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Northern Rock Fixed Rate ISA?
I'm looking for an ISA that: Allows transfers in Allows withdrawals with no penalty or notice Offers a decent fixed rate So far the Northern Rock Fixed Rate seems about the best option as everything else seems to be variable rate, or locks you in or doesn't accept transfers. Just after a sanity check on whether I've…
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LLoyds Isa deal ENDING EARLY
Just incase anyone is waiting to open a Lloyds Isa or transfer in. I have been in my local branch today to transfer my 3 old Isas and been told that the offer is now ending THIS saturday 12th April.:confused: It was supposed to last until 31st May but it has now changed. So hurry up and don't think you have another month…
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Icesave and ISA Limits
Howdy and Heeeelp :mad: I tried to pay into my Icesave ISA on the 7th of April 08 but they rejected it saying the maximum cash ISA allowance is GBP3000 I thought it was GBP3600 this year. Anyone understand why they are imposing this limit? Here is the transaction record: " Payment Date: 07/04/08 Frequency: Once Status:…
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ISA Advice.....little shy of £5k
Hello, I'm currently with Halifax and have been for years, but was shocked when I finally started using internet banking and saw my rate was 3.51%. My current account is with Lloyds and saw they offered 4.6% or so for lumps over 4k, can anyone reccommend anything else? Will there be any charges by halifax for transferring…
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ING Direct - 6.5% VAriable Until Oct 08
Just got an email from ING saying that they are offering me a deal of 6.5% (with bonus of 1.61%) variable until October ... my answer to them - no thank you!! :)
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Getting my first ever ISA tomorrow!
Hi people, I'm new here and to the world of ISAs. I've done some research on the net but was wondering if anybody here can help me out aswell? 1. I have decided to invest £3,600 in a Barclays Tax Haven ISA. Is this the best option for me at the moment? I was thinking about Abbey's Super ISA but have read some negative…
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Old and new isa
yesterday I opened a new egg isa for 08/09 with £10 Today I got a letter from ing saying I will get a good rate for 5 months if I add to my ing 07/08 isa I do not want to cancel the egg isa as the rate may be better than the ing in october. My question Providing I do not exceed £3600 total Can i still put upto £3590 into…
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Last year's ISA
Please can someone explain what happens to last year's ISA should I decide to pay into a new one with another provider? The new provider does not accept transfers in and I undersatnd that I wouldn't be able to put any new money into the old one but am I allowed to withdraw money from last year's provider or does it have to…
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ISA deposit 07/08
dear all, stupid Q really: I have an Abbey Direct ISA 2 account (opened last year). Can I deposit £3.6K into it or do I need to open a new ISA account for 07/08, deposit £3.6K and then transfer all my balance from existing account into it? Help is much appreciated.
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A&L Old ISA
Someone I know took out a cash ISA as a new customer incentive at a good rate a couple of years back. It appears that they are still paying that incentive rate and allowing new contributions to it at that rate. Pretty good deal, if it's all as they say? Has anyone else any experience of this?
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New ISAs for old
I've read this thread and HMRC guidelines on opening cash ISAs and I'm still confused. I know you can only open one per tax year to contribute new money to it. However, I can't find much about opening cash ISAs strictly for moving funds from existing cash ISAs, in order to get a better return. If so, do you have to close…
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ISA Transfer
My previous ISA (07/08) is held with HSBC, can I transfer this to another provider and open the new e-ISA with HSBC for the current years allowance? Are there Banks which accept transfer of only previous years ISA monies? or do I have to transfer the old one and along with it deposit the new money ? Many Thanks for your…
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Scared of shares: where do I put my other 3.6k?
Does anybody here invest in bonds within a S&S ISA? I already have a cash ISA and wondering what to do with the remaining 3.6k of my allowance. I don't want to lose my allowance and I don't want to touch anything that has a smell of the stock market. I was wondering if I can open a S&S ISA account to keep the remaining…
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Northern Rock Fixed Access ISA - transfer in q
I'm intending to open a Northern Rock Fixed rate access ISA. Good rate, fixed but with adavantage that can withdraw without losing interest if money needed means for me it ticks all the boxes. I have one question though. As well as using up this year's allowance, I intend to transfer my previous years' ISA in. Thing is it…
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Problem transferring shares ISA
I applied to transfer a shares isa from M & G to RBS Direct Trader. Received a letter from RBS stating M& G can't transfer holdings as they are and that I would need to liquidate the holdings and then transfer the cash to themselves. What I'm trying to find out, is: Are there any disadvantages to liquidating the shares?…
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New cash ISA for 08/09 and transfer existing ISAs?
I'm looking to open an ISA for the new tax year (full 3.6k). I have two existing ISAs (both 3k), one at 6.05% and one at 5.50%. What is the best option? I don't want to be tied in, and ideally want a rate fixed for a year. Am I best getting an excellent rate for a new ISA that doesn't allow transfers in, or getting a good…
