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mixed isa?
Hi, I have just put £3,000 into the BMW mini cash ISA. Am I correct in saying I still have £4,000 to invest in another? If so does anyone have any recommendations for a maxi ISA?
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Advice on ISA maturing
I've got an ISA maturing end of October 2007. Its the first one ive ever had so not sure what to do now. Its with Halifax and i put in the full £3000. They are offering me a rate at least 6.20% for the next year. So what i don't know is... 1) if I leave my money in with the Halifax will the amount of interest i get be…
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Old pep or new isa
Hello i have a old woolwich Pep and wanted to know wether its worth putting money into or take the cash out and putting into a isa or other tax free investment. whats your advise cheers in advance
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Security of Online shares ISA
Hi, I currently have a shares ISA with E-Trade online. I've done it for a few years now so have built up a little portfolio - now worth close to £35K. This has got me worried. With the Northern Rock wobble I have heard a figure of around £35K for protected amounts of cash. This has got me thinking about how well my…
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market value research reduction
Hi, Not sure if I am in the right place but my sister had a portfolio bond with Norwich and Peterborough and invested 20,000 pounds in to it, she then surrendered the policy which had a penalty clause of £906, which she was fully aware of. However she had £2608.00 in total due to Market Value Research. To be honest I dont…
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portman former isa account transfer out Incompetence
nationwide BS bournemouth wrote enclosing ISA transfer out authorisation forms and asking for ISA passbook, they said that despite isa being transferred to another provider in same name with same national insurance no, on receipt they would have to phone me to verify id :confused: or it said my id could be verified via a…
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ING Direct ISA - this look ok?
Hi guys Just looking on the ING Direct website and the ISA looks good. Info here: http://www.ingdirect.co.uk/savings/faqs/cash_isa.html Is this a reputable company, and does this look worthwhile going for?
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Transfer or cash in mini cash ISA
Hi it's my first time on this board so treat me gently!! I have a question relating to a scottish widows mini cash isa. Both my father in law and mother in law had one of these each and my father in law has recently passed away. Our understanding is that ma has one of two options: Cash his in or transfer his isa into hers.…
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A couple of mini cash ISA Q's
Hi, just a few questions from you good people to help me decide on what I should do, here goes. I currently have have the following mini cash ISA's A&L Direct Issue 2 (05-07) with £6,236.18 @ ~5.5% (plus any interest oustanding) Egg Cash ISA (07-08) with £3,000 @ 5.75% (plus any interest outstanding) Now I have a few…
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BMW Cash Mini Isa
This is really annoying or is it just me? Last week I opened a new BMW Cash Mini ISA (operated by NEWCASTLE BS) - it's offering the top APR, is web based and is quite fiddly to operate but... on the website it says: "Please note that funds are limited so the offer may be withdrawn at any time." To me that suggests, that…
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ISA transfer to Kent Reliance BS 2006/07 year
i can only see isa application form for tax year 2007/08 on KRBS website, has anyone transferred an isa in to KRBS from an earlier tax year i.e 2006/07 i can see the transfer form. cant see an isa application form that can be used for an earlier tax year. :confused: http://www.krbs.co.uk/downloadsmain.aspx#taxfree
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Nationwide ISA Interest Tier
Both the Members ISA and Instant Access ISA have different rates of interest depending on the amount deposited. For example it says interest is 6% for over £25,000. But does that mean only amounts in excess of £25,000 get 6% or does the whole amount get 6% if the total is over £25,000 ?
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Interest payment on cash ISA
Hi this is my first ever post! I have a naive question so please bear with me. So the tax year runs from April to April. If lets say I put in my 3000GBP in the ISA account only mid March does that mean I will only get interest for the length of time the money was in the account or the full interest as if the money has been…
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Transferring Mini-cash ISA
I've used up the 3000 for 07-08 in a cash mini-ISA but can I transfer to another provider in this tax year? Or can I only transfer after April 6th 2008?
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Transfers to Nationwide ISA
There were posts earlier this years about big delays to transfer to Nationwide ISAs. Have they speeded up these days ?
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Opening and transferring isas in the same year?
Are you allowed to do an isa transfer to a bank/bs while opening an isa in a different bank/bs in the same financial year?
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ING Isa
hi all I put money into a 6 month ING Isa in April, it is about to mature. How do i go about taking out some of the money when it matures and putting the rest back into another ISA? Thanks in advance for any advice (am new to ISA's).
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07/08 mini cash ISA with NorthernRock - stay or transfer?
we've got just over £6,000 in this ISA with NR, fixed rate for a year of 6.01% AER. i really don't want to jump on the band-wagon & flee NR as i do believe savings with them will be safe, but higher rates are available at the moment for a/c's that allow transfers in & i'm wondering if now would be a good time to…
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HSBC wont accept cash mini ISA transfer in?
Not the best rate around but wanted my ISA under same umbrella as my other accounts. But customer rep said I can transfer in ONLY if I have NOT added to my ISA in THIS year, which I already have (full £3k)? (will be transfering in all current and previous years ISA - closing current cash mini ISA) He said its a ISA rule,…