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Obtaining ins quotes after DR10 ban...
Hi all, I'm trying to help someone get online insurance quotes. They were banned for 20 months, reduced to 15 after completion of the driving awareness course. My questions are: When asked how long the ban was, should this be the original 20 months or the reduced 15 months? Also, when asked about length of time licence…
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Personal injury following an RTA
Hi all, I'm finally coming to the end of my case from a car accident I had over 2 years ago. I've still not been told what figure I am looking at and wondering if anyone can give an idea of ballpark figure - I don't think it's going to be that high, but I have; permanent damage/scarring to my leg, muscle damage that causes…
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Change car before renewal
My car insurance is due for renewal on 23rd June but I’m changing my car on Tuesday. What’s the best thing to do with the insurance as obviously I’ve paid up to the 23rd. Will I be able to use my no claims discount printed on my renewal paperwork on my new car or will I lose the last years no claims? I’ll have 13 years NCD…
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Is my vehicle still insured?
Hello, I took out a policy July last year with CoverBox. I paid £300 my first month and then I would pay £136 each month after that for 10 months. My insurance usually gets taken out on the 26th each month, except for this month, it still hasn’t been taken out. I checked the documents and it says my last payment would be…
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Get Your Estimated Mileage Right
Just had my renewal through and realised I was now, Covid aside, not doing anything near my estimated annual mileage - last time I reached that figure was in 2006 - so I reduced it by 2K and the premium was reduced by 6%. Not bad for a relatively minor change. (And yes, I did look around and the renewal premium was…
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Insurance over the phone - what constitutes the contract
Short version When I buy insurance via a phone or website, which takes precedence - the details from the call (lets stick with the case of a call for now) or the details in the policy documents that I subsequently receive? Long version So, today I received an insurance renewal for my motorbike. This policy was set up on…
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Churchill, Direct Line, Privilege – do not pay to guarantee your no claims discount, it’s a con.
I strongly suggest you do NOT pay Churchill Insurance the
additional premium to guarantee your no claim discount. I expect the same applies to Direct Line and
Privilege who are also owned by the same underwriters, UK Insurance Ltd. My stepdaughter did and was involved in a minor accident
where both parties were at fault…
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Are Electric Garage Doors Covered?
Hi All,I'm hoping that someone would be able to help me with regards to my mother's garage electric roller door that she had fitted approx 4.5 years ago?It decided to throw a right tantrum by knocking itself out of alignment & broke a number of components, also nearly falling on my mother in the process. This all occurred…
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Alternative accommodation insurance expiring due to delays in building repairs next door
My neighbour had a major house fire last June. It was attributed to their negligence.( They are very old with dementia) Our house which is halls adjoining nearly went too. It was saved by gallons of water pumped in by fire brigade. As it result it suffered considerable water damage and has been uninhabitable since. We have…
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Business Insurance & Covid-19
My Business insurance have agreed to a payout, cateragised as loss of earnings do to drop in footfall not Government closure but have said that I am only entitled to 35% of the amount, I have queried this and waiting for a reply, has anybody else had this problem and do you think I should accept this?
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Refund of Health Insurance Premiums if Not Eligible
Hi. I took out health insurance with Avivia around 6 years ago. At the time they asked specific questions about the circumstances of my children - age etc. Since then the policy has auto-renewed each year. I'm now thinking that my kids are no longer eligible for cover due to their ages and employment. For example my…
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Changing car mid way through policy
I am changing my car with less than 3 months left on my existing policy. I'm changing the car from an 06 sport to a 56 titanium, when doing a brand new quote the difference is £2. I've contacted my insurance company and they want £30 for the remainder of my policy which is quite excessive, considering a new quote diffence…
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Admiral Multicar Advert
I've just seen the Admiral advert where a fella (presumably the insured) opens his garage door using a remote control, the door hits one car on the drive, which hits another car on the drive, which knocks over the garden wall. It's a while since I worked in insurance so maybe it's obvious but my head is spinning. Assuming…
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Gap Insurance?
So I had an accident last week and my car has been deemed as a total loss, luckily no one else was involved! My car was on finance and I have roughly £630 left to pay on the car, I also purchased gap insurance when I bought the car. Thing is I don’t actually really understand what it means. My car is an 11 plate Corsa and…
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Old policy help
my grandad passed away a month ago, and in his papers we found additional life assurances that we were not aware of previously. My grandad and my Nan moved in with my mother 20 years ago. My Nan died in 2005, both my mom and aunt helped him with the insurances he remembered and with funeral arrangements ( he had…
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Travel insurance company: PU GT DUNMOW
Hello, With everything going on I was hoping to go through my travel insurance document but currently can't find it, however on my bank statement it says TRAVEL INSURANCEPU GT DUNMOW, I was wondering if anyone knew which company this is? Thanks.
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Outbuildings Insurance
I have a cabin in my garden which I use as a home office/Hobby workshop. It has power but no plumbing. Are there any companies who could provide separate insurance just for the cabin? My home insurance only covers up to £1500 but the value of the cabin contents is about £8000
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Tesco Bank - Pet INsurance
Hi, I used the link on this website to purchase pet insurance for my two cats. All appears to have gone through correctly however with the bonus of getting lots pof points of Tesco Clubcard how does this work because at no point in the signing up process was I asked for my clubcard details? Thanks
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Tesco car insurance cancellation fee?
Does anyone know what the tesco car insurance cancellation fee is if cancelling within 14 days, I can’t find anything online about their fees.
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Spilt paint on our sofa, insurance want to use same sofa company...Advice needed :)
Decorating to fill time in whilst I’m shielding. Anyway I’ve spilt paint on our 20mth old sofa but the insurance want to replace from the same company, the problem being we had issues with the sofa being broken on arrival and the frame had to be repaired so we’re not keen to use them again and they do have atrocious…
