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repossessed neighbours house
Our house was recently flooded by our neighbours house which has been repossessed by the mortgage company. The water tank burst in the cold weather and managed to come through our house in to the hallway,kitchen and front room. I have had to pay out the excess on our insurance and getting the work done. Can we claim back…
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Will I have to pay a cancellation fee for not renewing?
My car insurance is up for renewal in a few weeks and I’ve already got an email giving me a renewal price, also saying it will automatically be renewed and payment will automatically be taken. I pay annually and therefore didn’t expect them to just roll over into the renewal automatically, I don’t remember being informed…
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Home Insurance renewal fee
Just received my house and contents and legal protection renewal quote from RIAS, not risen much from last year, about £8 more, but now the price breakdown shows a £20 set-up fee for arranging the renewal, which has never appeared before, and comprises a cost of 15.6% of the 'before fee' quote! I will be 'phoning to have…
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Jewellery insurance
Do ALL jewellery insurance companies require valuations to be carried out by members of National Association of Goldsmiths in order to insure bank safe deposit box jewellery?
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Contract phone stolen in carjacking- how to claim on insurance
Hi MSE, I recently had my smartphone stolen in a carjacking whilst abroad. I am covered by my employers travel insurance and wish to make a claim for the phone, but the phone was on a 24 month pay-monthly contract which included data/calls/texts, and I didn't pay anything upfront for it. I'm 75% of the way through the…
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Air BnB contents insurance
Hi all Staying away from home for a little while, likely at an Air BnB style place for 1-2 months. Will be taking some technology which I'd rather not have to pay to replace if there is a break in, is there some sort of contents insurance I could get for this sort of thing? I assume my home insurance would never cover…
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Neighbour Dispute DIY building damage
Hi there, I live in an end terrace house. Recently my brother in law , whos a trained joiner, and I have been doing some work in my hallway. All we have done is remove the stair banister and newel posts and replaced them with new ones. My hallway is next to my neighbours on the adjoining party wall. Please note no-one has…
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Multicar insurance
So strange one...my car insurance was up for renewal I went through the usual routine got a better price called the company I'm with and asked for the better price. I was taken through the usual steps and told I would get a 10% discount because of my multicar discount but I don't have any other car. When I pressed it more…
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Travel insurance for self arranged US trip
I'm arranging a family trip to Florida next April, We have already found and booked a villa, paying a deposit of half the cost and will be booking flights ourselves this week direct from the airline. Can anyone let me know the best travel insurance to cover us? There will be four adults and a teenager travelling for 15…
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Privilege car insurance
Hi folks Wife crashed her car last April. Long story short. Found liable for crash although due to a communication breakdown (on their part) this wasn't agreed till December 2017. We get told they will have to pay out to other party and accept liability. FINE. We don't hear anything else about it. Think that's it resolved.…
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Health Insurance - your experience of pre-existing conditions
Hope someone can help! I went to the GP in August last year with a few weird symptoms in my arm. It got a bit worse so I went to the GP again a few weeks later who referred me to Neurology but there was a 12 month waiting list. As such, no diagnosis was provided. The symptoms went away a few months later and I've not…
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Question re Specialist Home Insurance
Does anyone know about the technicalities of the home insurance industry and products? I bought a house that the surveyor deemed showed some signs of subsidence and recommended the line across the wall be dealt with, which was duly done; the surveyor also noted that the property was on land that is at risk of subsidence.…
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Insurance claim advice
Hi, I've accidentally dropped my laptop just before my old policy expired. Can I still make a claim from my old insurers? I am insured with a different company now. Also this happened about a month before the insurance policy expired.
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Critical illness claim; consultant won't send in paperwork
As I've touched on in other threads, we currently have an outstanding critical illness claim in progress, submitted towards the end of January. We are confident that every aspect of it should be in order and there should be no reason not to settle in full. The underwriters already passed my husband's medical condition as…
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Learner Driver - Best Insurer To Go With
Hi all, I'm a learner Driver and my test is in a few weeks. A family member has offered to let me get insured on their car. I need to get my own insurance policy. I was wondering what experiences people have had with different insurers? Thanks in advance :)
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More Than Auto Renewal Nightmare
Evening all, I'm looking for your advice and experience with regards car insurance auto renewal. In January last year I switched car insurance providers to Esure after two years with More Than, saving £200pa in the process. My More Than online portal shows no policies beyond 30th January 2017. Likewise, I have no paper or…
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Can the registered keeper of a vehicle have insurance that names someone else as the main driver?
Hi. Grateful for advice please. I have a car that my son has been using since passing his test last year. I commute into London so only rarely drive it so it’s got to the stage where he uses it more than me. My insurance is up for renewal in a month or so and I want my insurance to be watertight and not leave myself open…
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Have you been refused house insurance?
I've just been through process of reviewing my household insurance (I have combined building and contents). I did gain some quotes by phone. One question which some companies asked was whether in the past any insurer had refused to insure. I was able to answer "no". However one company refused point blank to insure the…
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House Buying - Every Insurance Needed?
Morning, I (edited from we) have received a mortgage offer alongside a document talking about the various insurances the broker can arrange . I know I need Buildings & contents - no help needed there, I also know I need Mortgage protection But.... they have also thrown Life assurance into the mix. Is this a necessity? I am…
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Simple insurance for a laptop?
My boyfriend is planning to buy a laptop soon. A really expensive high end gaming laptop. It'll be the biggest purchase we've ever made, and we're worried about something happening to it. Accidental breakage by dropping it is probably the most likely scenario, he has a disability that can cause occasional muscle spasms -…
