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Insurance & life assurance
Archives for November 2017
Discussion List
Refusal to give full details after car crash
Hello everyone, I was in a car crash where someone ran into the back of me. I took pictures of his Reg and he gave me his first name and number then literally drove off. I was typing his number into my phone and I look up and he's getting in his car and leaving. Initially I thought this is fine, I have his reg. Contacted…
House buildings/contents cancellation/ refund
We have just cancelled our house insurance (annual payment) which had just over 5 months still to run with Policy Expert and never received a refund. Is this normally the case ?
VAT claim - home buildings insurance
I've recently made a claim with Churchill and to be fair they have been very quick with giving me a cash settlement. The settlement that they have provided has a reduction of £350 excess as it water damage related which is fair enough but they are going to pay for the VAT element although quotes that I have had from…
I'm a leaseholder buying insurance for the freeholder (advice needed!)
Hi everyone We live in a converted terraced house that consists of a 2 bed maisonette (we own as leaseholder) and a 1 bed flat (currently rented out by freeholder). We have recently challenged the freeholder that the £650+ per year buildings insurance is too high for such a property (right!?). They have responded that if…
Tesco messed up on accident cover
When I asked to be covered for accidental damage, specifically on items such as electronics, the person dealing with it sold me the wrong cover. Now my laptop has sustained water damage and when I initially called up to make a claim they told me that my policy didnt cover the issue. After arguing about it for a while they…
Car insurance question
I'm looking to renew my car insurance and I'm using the comparison websites (in the recommended order). One thing I'm never sure about is how to fill out the previous claims bit. I was in an accident in 2015, found to be not at fault and it's all been settled but do I put that accident under my husband (who is always the…
Privilege Home Insurance
Just wondered if anyone has any experience of what they are like. Have just got a very competitive quote through confused.com for their Platinum house insurance policy and they are even including Home Emergency at no extra cost. However, I don't know anything about them as a company and always like to have a personal…
Multiple Insurances for same Risk
Hi, Can someone help me understand what the deal is with having multiple insurances that cover the same risk? Here is my situation: My sunglasses were stolen on business trip, they cost £200, and I went to make a claim against my employer's travel insurance policy. They processed the claim and came back asking for details…
Expat car insurance for car in the UK
Hi everyone I have a slightly complicated situation, nothing dramatic, but advice would be much appreciated. I am working abroad for a couple of years on a temporary contract. My mum, who lives in the UK, is unable to drive for a while due to cataracts. She doesn't want to sell or mothball her car, so she was thinking of…
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