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Travel Insurance
Hello My partner paid for a holiday for us both as a surprise but had to cancel due to a family bereavement. She got the flights refunded but the hotel would not offer her a refund. Her travel insurance said that because it's only her on her policy she only gets half the hotel money. Is this correct? She paid for the hotel…
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Pet Plan Insurance
Morning All, My cat is currently insured with Pet Plan, her policy runs out on 23rd November and I haven't renewed simply because I found the same cover cheaper with Marks & Spencer. Now on Wednesday we had to take the cat the vets, to cut a long story short we think she has been bitten on her back end so they had to…
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Home Insurance no claims protection
Hi all, just wondering if anyone can advise. I have over 10 years no claims discount with Halifax home insurance and pay a premium within my insurance to protect the no claims i have built up. My renewal has came through at £36 per month, which would offer me the full cover i would be wanting, however i was advised when i…
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Accepting money against vouchers
Evening Good People, If your insurance company offer you vouchers to an amount but also offer you a money settlement for replacement of goods, albeit it lower will they expect you to provide receipts off the goods purchased or not? Many Thanks, Carol
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Critical Illness cover, options?
Hi all, My partner and I are in the process of buying our first home. Our mortgage will be £142,200. Our mortgage broker is pushing us to get life insurance (decreasing term to cover the mortgage) which includes critical illness cover. I'm sure he's pushing it as he wants his commission, fair enough BUT do we REALLY need…
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Rental Car Damage Insurance Claim
I rented a car in Canada late September. Day ONE of my trip it was damaged when coming out of a car park. I have insurance with Questor and the car is hired from Enterprise. The car had scratches and a dent on the roof. It came back at £3000! I submitted everything to the insurance company, but they are asking for my bank…
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Legal Protection?
Is it worth getting legal protection option when purchasing home insurance? I already pay for 'legal protection' through my car insurance although not sure if the two have any crossover. I would hazard a guess that it depends if there is a likelihood I ever end up in dispute with neighbours. Given I have other flats above,…
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What is a loss?
When applying for home insurance it asks along the lines of: Have you or any person to be insured suffered any loss, damage, injury or liability in the last five years (whether insured or not) from any of the events you wish to insure against? Do I have to declare any unsuccessful claims I have made? What constitutes a…
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Public Liability Insurance for a wedding DJ
Hello, looking for some advice on this: I'm getting married in a pub/barn next year and my fiance and I have asked a friend who DJs at other weddings to do our music. The venue asks that anyone we hire in has public liability insurance. We have wedding insurance but this doesn't cover anyone but ourselves. Does anyone know…
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Home Insurance to Cover New Ceiling
I recently had to replace my lounge ceiling at some cost (about £2000) due to the fact half of it collapsed after water ingress. I stay in a tenement flat with 7 other private owners. Costs are shared for communal areas such as the roof but internal fittings are each owner's responsibility and covered by home insurance.…
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Mobile Phone Insurance on Contract Phone
Hi - hope this is the right place for this question. I would like to get mobile phone insurance for my new iPhone that I have on contract from EE. I'm paying a monthly amount for the phone itself and the data I use - I haven't bought the phone outright. There's a large disclaimer on the documentation that says that I do…
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House insurance with no cancellation fee during cooling off period?
Following some useful advice I was given in the other thread could some one let me know if you know of a house insurance company that would not charge a cancelation fee if you cancel during the 14 days cooling off period?
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Life insurance cover with renewal options
Anybody experiencing difficulty getting a renewal option on their Life insurance with renewal options policy honoured??? Mine as lapsed due to Aviva not offering me a continuation on a policy I have held for 20+ years. I suspect they want me to take out an over 50s policy which costs same but cannot claim on for 12 months…
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Combined Insurance
Hi We have had our car insurance double in price this year and wondered if you can combine Car and Home Insurance? Or what companies offer the best price ? Thanks
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Can I get an extra year of NCD via cancelling?
My renewal date for a house insurance is about a week before 2 years from my last insurance claim turn. Would there be any obstacles in me taking out a house insurance with whichever insurer, and as soon as 2 years turn and I am still within 14 days cooling off period, cancel that insurance and arrange another one with 2…
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Paid for 2 lots of car insurance last year!!!
What an idiot! :mad::mad: My husband had a renewal by email from esure in Nov last year. I mustn't have been happy with it and shopped for another insurer, signing up with GoSkippy. I must've assumed that by signing up with another insurer that esure would be cancelled, but must've been on auto-renew. So, two lots of…
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Can they even do this?!
I really need some help/advice on this, Please! I'm 18 years old and I renewed my car insurance (£3,990) with the same company for a second year (Different underwriter). I declared everything (I unfortunately had a crash in my first year of driving) and accepted the new T&C's, signed the policy and got the certificate of…
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Does unemployment insurance exist anymore?
Just a quick question, does mortgage protection insurance exist anymore if you lose your job? I've seen it advertised on comparison sites but I heard it is no longer available as a thing, just critical illness insurance will cover you if you are unable to work and cover mortgage repayments. Can anyone clarify please?…
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NCB and insurers
This is supplementary question to my earlier thread 'Replacement vehicle' which was answered and that aspect settled. To recap, my husband was stationery in his company lease car when a lorry coming in the opposite direction took the side off. The lease car will be with the dealership for repair and we have got a…
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Alternative to British Gas Homecare
Hi,have fell out with BG and am looking for recommendations re boiler cover,I have a 2013 Worcester Bosch boiler,would prefer a deal with an annual inspection included, I also have a gas fire in my living room and would be willing to pay for insurance and a yearly inspection on this too. Thanks for any thoughts.
