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house insurance & poor credit score.
My house insurance is up for renewal and I am shopping around, however I have a CCJ which I am paying for via a DMP. Most insurers are now asking if I have a CCJ and the premium just increases ridiculously even the annual payment!! To make it worse, I made a claim in 2011 & 2012 for thefts that my son occurred while out of…
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Morethan Insurance
Hi All, I was looking for buildings and contents insurance recently.Used Go Compare for quotes.The two cheapest after a lot of comparing,were Halifax and Morethan.Noted these,but decided to keep looking.Following day,I received a phone call from Morethan asking would I consider a quote direct from them.Why not I said.They…
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Morethan Insurance
Hi All, I was looking for buildings and contents insurance recently.Used Go Compare for quotes.The two cheapest after a lot of comparing,were Halifax and Morethan.Noted these,but decided to keep looking.Following day,I received a phone call from Morethan asking would I consider a quote direct from them.Why not I said.They…
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Car Insurance witness statement void.
Hi, A car reversed into our stationary car, the other driver verbally admitted responsibility at the time and was recorded in a witness statement. The witness is known to both my girlfriend (who was driving our car at the time) and the other driver. My insurance company now inform me the witness statement is void as my…
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Cancel Car Insurance Mid Term
Mid term through my policy I've changed my car... I phoned my current insurer (Halifax) to get the insurance changed onto the car I'm buying and they have told me that the inderwriter wont insure the new car.... they then gave me a new price to insure the car (Im assuming with another underwriter)...the new price was over…
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Halifax Ultimate Reward Mobile Insurance - multiple claims?
Hi I have claimed on my Halifax Ultimate Reward Mobile Insurance last year. Now my new phone is giving me problems with the screen. Am I allowed to claim again, or is there some small print preventing it? Regards MR
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Home Insurance - New quote v auto renewal?
Hi, Searched on the forum to no avail. Just had my Auto Renewal through from Direct Line for Buildings and Contents Insurance and the price has gone up to £140. 2013's price was £115. When I take account of the cashback I got 2013 actually cost £75.54. So I did all the searches and Direct Line as a NEW customer is cheapest…
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Car insurance after death
My dad died 3 weeks ago and I am executor of his estate. I have notified his car insurance company of his death but they are refusing to cancel his policy until we sell the car. The policy was paid in full, in advance, and has another 7 months to go. My dad's girlfriend was a named driver on his policy but is in the trade…
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Would you cancel and re do policy
Been sorting out pet and car insurance this week I cancelled my pet insurance with direct line and took out another policy so take advantage of the cashback through topcashback. Really struggled to get cheep insurance for my dog this year (Staffie age 5) Gone from £14 to £21 a month However I have just noticed that…
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Critical illness v income protection
Hi Just looking for an impartial opinion really... I saw a broker a couple of days ago to quote for sufficient life cover, critical illness and income protection cover for myself and my husband. As background, I am the main-earner and am about to have our second child. My husband will take a career break to look after the…
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Life Insurance, do i really need it?
I'm 20 year old soon to be FT student, No debts, no savings, and will be relying on student loans/PT work. I was sold a life policy whilst going in for a current account at barclays, £7.50 for £18000 cover upon death / 40 year term with aviva. Do i really need this? honest advice please.
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Medical negligence,Are Hospital Payouts £, Similar to Insurance claims?(Reject offer?
Question about medical negligence, involving the adult hospital patient to die, due to negligence from the hospital. An upsetting situation...so to be vague, one area of the patient was not given enough attention (that is to be vague as this is upsetting ) :sad: and this question is about the payment of the hospital, if…
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mobile phone insurance ?
Which best 5 insurance comparison sites are there, for mobile phone insurance ?
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Nationwide Flexi Plus Travel Insurance
Be aware that this travel policy EXCLUDES previous conditions. Not unusual but you have to look in the small print to find tis, not clear in the publicity.
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Anti-competition, obstructive - illegal?
My wife’s car was insured thru John Lewis (as agent for Ageas Insurance) and her policy expired 12 noon 21 February. Prior to expiration it was advised to and acknowledged by John Lewis (JL) that she would not be renewing and the policy would lapse on expiration. Prior to expiry, she had also tried, via the Quidco site for…
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Stolen scooter insurance claim
I wonder if someone could give me some advise. My scooter was stolen last friday. I've called police, got crime reference number and called my insurance (broker is Just Motorcycle, Aviva is the insurance company) to let them know but didn't proceed to start the claim process (there was a chance to recover it quickly cause…
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Bike Insurance claim rejected
Hello, I've had a bike insurance claim rejected for my stolen bike (outside of the home) as the bike was not in a locked building or locked to an immovable object. However, I think that this is unfair as the bike was in a locked garden, in an outbuilding, and the person who stole it would have had to break into the garden…
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declined roof claim-nail sickness?
Hi, just had the surveyor from the insurance company out..i lost a couple of tiles in the big winds 12/2 (as my roof is high up a builder said it would require scaffold and be pricey so go through insurance) My claim was rejected as the guy said i had "nail sickness" he said he could tell this as a few other slates had…
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Contents Insurance Claim
Unfortunately I was burgled last Friday, they got away with a laptop a PlayStation and some games. I have put in a claim with my insurance company who today have e-mailed saying that it has been passed along to iVal. It says that they will deal with collecting the excess. My question is, at what point should I be paying…
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Bank mobile insurance claim.
Last year whilst with my old bank I made a claim on my insurance and was told it was successful. Being a little peppered at the time for money I asked how long I had to pay the first £50 for the new phone. They said there was no time limit to call and pay it by the same number with claim reference. I am not longer with the…