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Critical Illness Cover
I was sold critical illness cover many years ago, I actually have no idea what I am paying for costing £100 per month. Is this something covered in current days of claiming you have been wrongly sold to ?
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Travel Insurance
Hope this is the right board, if not apologies :) When I had my first child (30 yrs ago) I passed out once & was sent to be checked out and they said I'd a heart murmur caused by being pregnant. Since then the heart murmur has never been detected but I always had to take antibiotics before going to dentist or having…
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£19.99 Car ins. Personal acc. cover- Go my own way?
Hi, Im just about to renew my car insurance but they want to charge me £19.99 for personal accident cover, should i go with them or should i buy it myself independently?
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Can I claim on buildings insurance?
Hello, Hope I'm in the right place - apologies if not. My hardwood patio doors and frame have been badly damaged by a flood on my patio. I am having remedial work done to the patio to ensure this doesn't happen again (I think patio had been laid too high) but wondered if I could claim for the damage to the doors & frame?…
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Bond needed for insurance
Hi I am trying to find a insurance bond. A new opportunity has arisen for me to be a facilitator, to cut the cost to the consumer and also to grow said service in the UK. No one does it and this is an excellent opportunity in a niche market. A product will be sent to me in the UK, I will then package up said item along…
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Home insurance for people with criminal record/ buildings and contents
Hi First time on here so will be a bit allover the place so please excuse me. I am looking for some advice for covering my property which i own via a mortgage, i am having problems because so many companies do not insure people whom have a criminal record and if they do it costs a fortune. Can anyone please advise me as…
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car hit by cyclist while stationary...
While stationary at a red light on an A road my car was hit from the rear by a cyclist. shattering my rear windscreen and denting my tailgate. fortunately no one was injured. the cyclist told me repeatedly that his brakes hadn't worker and he just couldn't stop. i called the police at the scene and although they did not…
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Minor crash: am I doomed?
I was parking my car at home and misjudged it and hit the wall. A mechanic friend was with me at the time and had a look at the damage. He said it was just cosmetic. The number plate is cracked, there are a few scratches, and the bumper is now a few millimetres out of alignment on one side. If I tell my insurance company…
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Absurd renewal quote
I had my Admiral multicar renewal quote the other day...£704. Bit steep I thought so did some digging as I always do using your tips and individual quotes for the 2 cars and Aviva multicar quotes both came in at a total of about £500. I also did a Admiral quote as a new customer and, no surprise, that was cheaper too at…
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car insurance 17-25 so pushing the price up will it save lives or cost lives.
Do the top dogs the make the choice to make car insurance more expensive do they not think this is a bad thing and could have a really bad back lash in around 3 or 4 year time. The story well i am 22. I past my test on 22 dec 2011. and I have done the pas plus as well . I have been looking around car insurance and van…
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Car Insurance 'cooling off period'
Does anyone know if the Car insurance cooling off period applies to just the first year of insuring or does it apply to any year? The reason being is my car insurance has recently expired and I let it run over into the next year but would really like to cancel as I have found a better deal. I dont want to cancel though if…
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more than - mobile phone
I split a drink over my phone tonight in a cafe and it appears to be dead. I have outside cover on my insurance and just wondering will this cover it? Anyone have any experience off more>than
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Van and car insurance
Evening all, Currently I have a car that I pay £880 to insurance (98 1.6 Golf), I'm looking into getting a van as well (for part time work). Where is the best place for van and car insurance combined or is there any other option open to myself? I’m 24, 25 in a few weeks I've had my licence 4 years and 3 year NCD. My full…
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car insurance Do we have to declare this please help,
Right please help me i am dealing with my mum car insurance trying to get her a better deal online, thing is last year while her car was parked outside the house no one in it, some idiot driver scaped up the side of her car the whole length of it, the damage was not deep but was along the whole passenger side, she called…
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Tesco Breakdown Cover Pestering
Hi everyone, A bit of advice please. My car breakdown cover with Tesco has recently expired and I have since signed up with someone else. However Tesco's continually call me on a daily basis at least twice a day to try and get me to to renew (I've had about 30+ missed calls from them). I can very rarely take the calls as…
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Medical Insurance - Operation Code Dispute
Hi, I have PMI through my company. My wife has been diagnosed with a back problem for which her consultant has recommended an operation. He supplied my PMI company with two operation codes. They have rejected both of these and said that the operation is a different code. The code they state is less than 50% of the…
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Travel Insurance - hospital work experience in Tanzania
Hello My Son will be going off to Tanzania at Easter for 2 weeks with gapmedics.co.uk for a 6th form special aimed at potential medical students. While there he will be shadowing doctors while they go about their normal work in the hospital. Unfortunately, the cost of the trip which is already quite expensive does not…
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Help - Do I need to declare this on Car Insurance?
2 years ago I hit a pedestrian - no-one suffered any injury - the police came and said both parties were at fault. I informed my insurer in case the pedestrian made a claim - the pedestrian has never made a claim against me and I believe it is now too late for them to do so. My insurance is due for renewal next month - do…
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Churchill Pet Insurance
I have just had a call from them saying they cannot pay out on our claim for pet insurance :mad: We too our insurance out on the 1st November 2010 and it has continued over to the second year, so we are still insured with them. We are claiming because our dog had to have skin biopsies taken in November 2011, this was…
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Plumbing Insurance?
I need some help in deciding whether I need plumbing insurance and what level of cover I need. I live alone and dont know any decent contractors so am always at risk of getting ripped off / overcharged. I have boiler cover which has been an absolute god send, as I have had to use it a few times without worring about being…