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Here's a new idea for car insurance
Insurers think that by charging large premiums that less people will drive. I think that insurance companies should charge an amount, say £3000 and pledge that if you are claim free after the year they will refund £2000. Surely more people would have insurance and drive more carefully to ensure their refund.:j
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Unwanted car insurance cancellation and unwanted cost!
ackground info:! Young male driver 19 years of ago Held licence since 01/04/10 22 months! Own a BMW e36 318is 1.9 petrol! Insurance policy held with Allen & Allen which I think are a smaller company within mymotorqoute.com :S! cost of policy 2360 Or 236 a month for ten months with the a deposit of 300! Policy held since…
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Dumb Car Insurance people!
Just needed to have a moan about this as it's been annoying me for years and it's just got worse! I had my first car before I passed my test and began building up no claims discount. I had already built up 2 years no claims by the time I passed my test, only learned half heartedly so it took a long time. I have now built…
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Swinton Insurance
Hi - this may seem like a silly question but can you have a policy covering tools with 2 different underwriters ???? we have just done a claim with Swinton Insurance and we have now just found out that our mowers are covered by one company and hand tools are covered by another. The major problem we have is that they are…
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Boiler Cover
I've been trawling the web recently looking for insurance cover for my boiler and could not find any site that actually compared bolier cover products. Does anyone know one? Thanks, Matt
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Car insurance
Had my car stolen ..insurance will only give hire car if its found and needs work...most people expect that when they have taken out a policy that states courtesy car given ...dont be fooled like me shame on you Sheilas Wheels
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No claim bonus
just looking for quotes because my admiral multicar policy expires next week. i phoned admiral to ask a question about ncb and whether the ncb belongs to the car or to a person. turns out it belongs to the car and not any particular driver. is that right? however more importantly... my renewal document says car1 has 1 year…
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Car Insurance - Gulf In Prices?
This year has made me wonder even more as to why there's a gulf in prices between most of the car insurance providers. I'm 26 now, have been driving since 2009 and have had my car for the same length of time. Having never made a claim, I have 3 years NCB and I have zero points on my licence. Last year, I was quoted £550 by…
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Car Insurance, Home address or parents address!!
I'm really not sure what to do! My car insurance is due and my premium where i live (manchester) is going to cost £850.00. My car is registered at my home address in manchester also. Is it possible to insure my car at my parents house up north as the Cost to insure is £290.00. Its ridiculous how different it is. £560.00…
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Backpackers Insurance for 6 months
Daughter spending 4 months at Uni in Chile and possible 6 weeks travelling in South America. Looking at BackPackers insurance, and going around in circles:rotfl:. Just want to find one that will offer excellent medical and offer a good service. Any one out there had any good/bad experiences?
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Pet Insurance - Labrador or Labrador Retriever????
Hello Had a quick search of forums and couldn't find this topic raised. I am trying to insure my Labrador Retriever, which should be simple enough! However, the drop-down menu of pedigree breeds on the insurance site gives 2 options: Labradors, and Labrador Retriever. Well I thought they were the same thing! Searches on…
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Pet Insurance
I'm sorry if there is already a thread about this, I did have a quick look but couldn't see one. We've had our 4 year old rescue dog for a year and haven't got round to insuring her yet, I am determined to do this ASAP as have realised how important this is. Does anyone have any recommendations of which company to use? I…
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Shares statement confusion
We've just received our annual Statement of amounts paid to Non-residents of Canada for the free shares we received when Sun Life of Canada demutualised years ago. It contains a form entitled Declaration of eligibility for Benefits under a tax treaty for a non-resident taxpayer. Does this form mean that we can claim back…
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Life Assurance for Asthmatic
My husband and I would like to arrange level term life assurance but I'm worried that because of my history of asthma which has required quite a few admissions to hospital, that I will be either declined cover or have a real penalty in terms of premium. Does anyone have any advice on how best to tackle this? are there…
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Car Insurance through Top Cash Back
Hi, We're in the process of looking for the cheapest car insurance for my husbands car. The cheapest quote we are getting right now is from Aviva. The question I have is - will the TCB cashback track if the account with TCB is in my name (not my husbands) and the insurance itself is in his name (I'm just the named driver)…
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Car insurance cancellation - please help!
hi all Wonder if anybody can help....i had an accident and claimed from the insurer and thus cancelled my car policy. Now the insurer is saying they still want the rest of the 12 months policy paid in full (I was paying in installments.) £550!!! Is this common practice? I didn't read the tcs and cs (silly me) and it does…
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Solicitor in Derby - Will required
Hi.. Need a will drawing up and was wondering whether anybody had any experience of a reliable and reputable solicitor in the Derby area that they could recommend at all ? Assistance appreciated Robbie
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Accident - other driver not insured
Hi, Any ideas what the position is regarding minor accidents where the other driver is not insured? The driver supplied their name/address but refuses to supply their insurance details. I've contacted the police who say they are not interested unless the insurance company tell them about it. The insurance company says they…
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Insuring Children's Lives
I became a single parent of 3 young children last year and am also self employed. My business has been affected by a severe reduction in the hours I can devote to it. My main income now is Tax Credits and Child Benefit. If anything happened to any of my children the benefits would be reduced and it is unlikely I would be…
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Car insurance does not cover commuting
I have just changed my car as the old one died and I changed the insurance policy through the local insurance broker I usually use, I transferred the insurance from the old car to the new one and said I wanted all other details of drivers etc. to stay the same.The new certificate arrived this a.m.and it specifically does…
