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Car insurance - how long to report incident
I have a dent in the front of my car that I did about a year ago but never got around to getting fixed or claiming for on my insurance for. Today I managed to scrape the side of my car and it looks terrible and really does need fixing. My question is, as I am claiming for and getting the scrape repaired, I may as well get…
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Non-Payment of Car Insurance
Hi all - I have been with my current insurance provider for a few years now and have had no problems with my multi-car policy which expires in January. I changed one of the cars earlier this month and called to amend the vehicle details only to be told that they had not requested any of the monthly premiums since April…
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Accident Exhange - other party refusing accept claim
Hi All, Looking for some feedback on a car insurance claim I am currently involved in. A few months ago a large delivery lorry reversed into my parked car whilst I was in a local pharmacy. When I returned to the vehicle a taxi driver who was parked behind me said he saw it hit the car, and continued along the lane and was…
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Advice please xxx
Hi people I need some advice my brother in law has learning difficulties and had an appointment with the bank yesterday at 2.30pm he left at 5pm, he came home with paper work for life assurance for £65 a month for £10,000 I kid you not, can he get out of it? I pay £10 a month for 250,000 so I know the bank have seen him…
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Car Insurance. Parking at an alternative address
hi guys i wonder if someone can help with a query? my daughter has her car insured at our home address but does temporary work some 100 miles away. when she is away she stays with friends. the difference is quite substantial due to the change of postcode plus the car is parked on the road instead of our drive i am aware…
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Someone drove into me and now it puts £300 on my policy
Hi all first post so sorry if im doing anything wrong :) At the start of the year i went to tesco just to pick up a bag of yorkshire puds for the sunday roast, but it turned into an absolute nightmare, as i was driving out of the car park a woman decided to not look INFRONT of her before pulling out of her space and…
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Tenants insurance including landlord's fixtures and fittings
Hi I'm moving in to a studio apartment, self contained next month. My valuables would come in at around £5000 if that, and the company that carry out the 'reference check' (for my estate agents) called me up to see if I wanted tenants insurance. They said unlike normal contents insurance, this tenants insurance includes…
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Building and contents insurance, in joint names or not?
I am going to get quotes for building and contents insurance. Is there any advantage to getting quotes in joint names as against just having me as the policy holder? There is only the 2 of us living in the house and are married to each other.
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Contents Insurance
Please could anyone offer me so good advise. It is the first time I have had to look at getting insurance and well I am getting confused with which company to go for and what to look for. I live a private rented house and the landlord has buildings insurance so I only have to look for contents to cover my items. I have had…
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Insurance Policies when buying a house
I'm not sure if i'm posting this in the right place. I''m in the middle of buying a house and want to know how much all my insurance will be. Such as life, critical illness, Building, Contents I'm an 24 years male, in Scotland and my house is worth around £70,000 I was hoping all in i'd be no more than £75 a month
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Life insurance as funeral payment
If you have an elderly relative or friend who have a policy with the Royal Liver Assurance/Royal London Plus (Industrial Branch Policy) who have a life policy which they have taken out to help cover funeral costs please get them to check this. The Royal Liver Assurance/Royal London Plus have STOPPED paying the…
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Motor Legal Expenses Insurance - for "free"
If you are a motorist and don't currently have Legal Expenses cover, or if you buy it as an "add on" to your current Motor Insurance you can save yourself some money buy taking advantage of the free Motor Legal Cover offered by clicking this link. www.legalcompare.com/avail-offer.php The offer is open till 1st July 2012
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Can you still claim benefits if you receive income insurance?
I'm thinking to take out an income protection insurance to cover my monthly mortgage payments. Because I have a fairly large mortgage payment to make per month, income protection insurance is ideal but it also means it can only cover that element of expenditure. I'm thinking if I'm ever in a situation of no income, I will…
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Travel Insurance for a child
Hi, I'm looking to take out an annual travel policy for a child and I'm looking for suggestions. When I've gone through comparator sites via the links on MSE.com I'm asked to enter an adult's DoB. The child's parents have existing insurance so looking for an individual policy. Also the parents are separated so again…
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Public Liability Insurance for Allotments
On 20 September 2011 I applied for membership to Royal Horticultural Society (RHS) on behalf of my allotment society. I was aware that far cheaper options were available but the application to RHS was not my choice. Joining RHS was predominantly to acquire public liability insurance (PLI) and involved paying £44 for…
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Not owner but registered keeper looking for insurance
Looking for advice re companies who will insure me as registered keeper on a car which my dad will be the owner of/ finance. Direct Line have told as I am over 25 they see me as having no financial gain for the car so won't insure it. Does anyone know if this is the case with all companies? My dad does not live at same…
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car insurance question
i was involved in an accident in summer 2010 and my then insurance company had to pay third party damages but i did not claim for the damage on my car. does this mean i have lost my no claims bonus????
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Home Insurance- Leak
Hi, Sorry if this is not the right place to ask (I'm new to the site) but... Last week when I tried to switch on my central heating & it didn't work, then my hot water also decided to stop- I called a plumber out who tested the boiler and decided that there must be a leak as the pressure kept dropping rapidly when he…
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RBS Income Insurance
Interested to hear the view of the experts on this new policy being quoted in branches. Funny, I've gone to find a link from the website and there's seemingly no mention of it. Are the bank trying to keep quiet about this one then?
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Advice (3rd party, F & T vs Full Comprehensive) (young male)
My car is worth approx £1500 and I have been driving for 3 years. My current renewal quote was £340 with £500 excess, fully comp, 2 years NCB. For Third Party, Fire And Theft, the cost is £260, which I find incredibly cheap for a 21 year old male. Obviously I would rather save the £80, but can anyone warn me against third…
