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Health Insurance Quesh inv. Family History
Could anyone please advise if Health Insurance premiums are increased if no Family History information is available due to the applicant being adopted?
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what life insurance for buying house
Further to a previous question! Me and my fiance will very soon have two IO mortgages. We want to ensure that both are paid off if either of us dies. We both have quite good death in service benefits so only really need the cover to clear the mortgages. As far as i can tell we both just need life insurance. Please advise…
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PLease help really need advice.
Hi i apologise first if I am in the wrong forum but im not to sure if this is what I need. I have decreasing morgage cover with a firm I dont know if I am able to disclose. I have a joint morgage and have been seprated from my partner for 3 years through domestic violence and have several courts orders against him. We have…
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Quinn Direct
My car insurance is with Quinn Direct, they are an Irish company. My insurance is up for renewal soon but I was not going to renew it with Quinn because they are UNDER ADMINISTRATION. I phoned to let them know and they asked why I wasn't renewing with them and I said I was concerned that they were under administration.They…
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Is our family health insurance worth having?
Blah blah blah
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Insurance for working in the US recommendations please
My DD is off to Work in Florida for the Summer and is at the moment looking for Travel Insurance. Just looking for recommendations please.
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MPPI (query with existing health conditions)
afternoon, So I applied for a mortgage 3 days ago (referred to underwriters - no big deal, right? - find out in 2 days the result). Of course they (HSBC, my bank) tried to sell me their brand of Mortgage/Life/critical illness cover. I'm quite willing to get the insurance (it's particularly important as my fiance has a CCJ…
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Cancelling Insurance
Hi, Can I cancel an insurance policy i.e. income protection if the term is 36 years? This is after the 30 day grace period. Reading the welcome letter, it seems to suggest it's NOT possible? Only to defer for 13 weeks. This is something my IFA got me into signing up for 2 years ago. Well actually, 2 policies. 1 with…
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Car Insurance Advice please?
Hi, My mother bought a car in 2009. Shortly after, her health deteriorated and she no longer feels confident to drive (she's 84). She has however now said that I can use the car and teach my daughters to drive in it. Can I insure the car in my Mother's name (full NCD) with me named as the main driver and add my 3 daughters…
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Travel Insurance including Cruises?
Hi, My wife and I are going on our first cruise in september and I wondered if I can get family annual travel ins. which would include us cruising and my daughter on her own foreign holiday and would this be cost effective?
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Insurance
Hi, I'm looking at getting some home insurance to cover Accidental damage, Now I need to cover an iPhone 3G, iPad & MacBook away from the home as well, NatWest who is my bank said they will beate and pay the switching fee if I find a cheap provider, What options do I have? I currently have advantage Blue on my account for…
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Driver refusing to admit blame
Hi, Im hoping someone will be able to advise me on this? Sorry about the long story. On the 22nd November, I was involved in an accident with another vehicle. I was stationary at a set of traffic lights. A transit van came out of the road behind me at a very tight angle and scraped the side of his van across the back of my…
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Stung by old claim - not sure where I stand
Right, let me explain. I've had my car insurance with Direct Line for the last three or four years - it's not been particularly cheap but I've been a little bit blas! about finding a better deal. Back in 2009, my car was vandalised whilst in a car park. Direct Line actively push the fact that, with them, you don't lose…
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Is Part 36 offer fair?
Hi all, Can someone please advise whether a Part 36 offer of £3000 is fair settlement for a car accident my gf was involved in? She was the passenger in a car involved in a RTA on the motorway. It was a hit and run and the other vehicle or driver was never identified. The vehicle she was travelling in was also hit by a…
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Advice on life insurance
Hi I want to take out some life insurance as I am on benefits don't have a lot to spare , I do not have health problems but am aged 59 any advice as to which is better .
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esure car insurance !!!!!!!!
My current car insurance is with esure...I rang them today to tell them that I am moving on Monday...they want an a whopping additional £1095 to insure me at the new address!!!!!!!!???????? It is a perfectly reasonable area with low crime so I cannot possibly imagine why there should be this completely unreasonable price…
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NFU Buildings and Contents
A couple of years ago I switched to NFU for my buildings and contents because they have good cover and, more importantly, they have a reputation for paying up. The first years premium was £471, the next year it rose by 18% to £557 and this year it has risen by another 35% to £754 - an increase of 60% in two years. I…
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tesco home insurance .. cracking quote ..is it ok ?
looking at house insurance renewal ... went through go compare & moneysupermarket ... they both came up with bank of scotland £195 halifax £199 (no cashback from tcb etc on these ) best offer with cashback would be kwikfit at £235 less £42 tcb = £193 Then checked confused.com ..... and best 2 offers were tesco value at…
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Insurance Blacklisted for cover I never asked for, never took up, never even wanted ?
Can Anyone Please Help???? I attended what I took to be an informal interview with the Halifax in October, at a review of our bank accounts & from which I got a "Protection Analysis report" via Scottish Widows. I fully & truthfully answered innocent answers to questions put to me at an informal branch interview when faced…
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Will writing
My husband and I both have wills but want to change a couple of things but the solicitor wants to charge us a small fortune of £45 each to do this. You can buy a 'will' kit and do it yourself, so could we not just re-write the whole thing ourselves and re-sign it with with two witnesses or do we have to do it through a…