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House (buildings) insurance - deceased owner
Hi, I'm new to MSE and wonder if someone could kindly point me in the right direction to obtain house buildings insurance. The house in question is my parents house. It is owned outright, having been purchased long before me & my sister were born. My mum & dad have always lived there until my dad passed away suddenly a few…
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PLease Help My accident
hi. I was involve in an accident with a lorry last Feb, i made the claim through my insurance company. and the other party is blaming me for liability and clearly it wasnt my fault. Accident : We were waiting at the traffic light. Due to space restriction, the lorry was unable to fit in his lane without crossing onto my…
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safe distance passing parked car
Does anyone know if there is a legal distance where cars overtaking parked cars should keep to. My O/H has just had an accident. His passenger was getting out into the road and an oncoming driver has dented his passenger door...should he admit liability?
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Cancelling a policy - bad move?
Hi guys, I took out life insurance with L&G earlier this year. I decided I didn't need it anymore(circumstances changed), and cancelled the DD and informed them I no longer needed it. I've just got a letter saying that I owe them three months or they'll cancel my insurance. I'm happy for them to cancel as I notified them…
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subsidence caused by tree on our property
hi, if someone could assist me, i bought a flat with a rear garden in Aug 07, at the bottom of that garden stands a lime tree. In May 2008 i received a letter from the neighbour's insurance coy solicitor that referred to correspondence sent on 31st Jul 07 (a month before my purchase) asking for removal of the tree as it…
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Synergie Financial products - Any Good?
Our Term assurance and critical illness cover with Legal and General ends on 18th October and we are looking to take out fresh cover. I've used the link to Moneyworld.com that Martin provided and the cheapest quote is from Synergie which I've never heard of before. L&G run a close second pricewise and we've never had a…
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norwich union car insurance paid in arrears???
hello there, i wrote this somewhere else then realised i was in the totally wrong place!!. wonder if anyone can advise?? my son had car insurance with norwich union which he paid monthly. when the time came to renew we got it a lot cheaper thanks to this site, so, on the day the insurance expired, 2nd may, a DD was due to…
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ppi on loan brokered thro ocean finance
hi can any body help i have ppi on a mortgage i got through ocean finance it is with first national now ge finance or money i believe. the thing is on looking at the paperwork further i have noticed it only lasts for 3 years and not the 20 years that we thought also i am now self employed and dont think it covers me for…
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No word from insurer
My insurance company advised me that they sent a letter to a third party involved in a road accident to persue liability and that they have 21 days to respond. That was 5 weeks ago, am I to just wait for the insurer to let me know whats happening or do they expect me to chase them up?
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mis sold mortgage payment protection
Can anyone advise me in 1989 my husband and I were advised by our mortgage supplier Alliance and Leicester that it would we would have better protection for the family if my husband cancelled his life assurance policy and took out a much more expensive payment protection insurance. It wouldnt only be his life that was…
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unstatisfactory car repair- where do I stand?
My car was run into whilst parked in a carpark. The car that hit it was also empty as the driver of he car left his hand brake off. The other driver admitted fault and all correspondence went through the 3rd parties insurance. A week ago I phoned the garage for status on progress of the fix. They said the car had been…
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Income protection plans?
Hi I have been looking into Income Protection plans, I am 33, single and earning £50k year. I work as a project manager in the media industry, and at the moment its all stable. I dont have any credit, got into problems a long time ago and so stayed clear of it since. I lost my parents this year, and as a single child and…
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Help! Two car insurance policies at the same time time
Hi. Made a bit of a technical error last month when I thought my car insurance had expired so I shopped about and got a new (another it turns out) policy. My fault for being useless with important paperwork but in the back of mind I think I remember being told that you can't have two policies at the same time. Is this…
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car insurance cancellation, money?????
HI All I bought car insurance 2 weeks ago and was told I had to pay £50 for first month on visa and then 10 monthly payments, I have found it cheaper elsewhere and canceled today but was told I have to pay £95????? I was told of the £45 cancellation fee but what is the rest for, the lady was very rude and I couldnt…
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No Claims bogus
I have just done a few quotes for car insurance with full NCD and with zero and the maths just don't add up? I also rang Direct line and was first given a price of £1327.20 with 0 NCD and then £761.25 for full NCD (63%) is my maths wrong
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underwriter not responding
Hi I've recently broke my LCD screen accidentally. I've contents insurance and informed them. It's been 10 days ,everytime I ring them they say they are informing to underwriter and he will be in contact with me. But underwiter never called me so far. What should i do in this case. Thanks
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holiday insurance for groups
We are going on holiday in february to tunisia, there are 9 of us and i am having dificulty getting insurance. Some sites only cover up to 8 people and others only familys of 2 kids and 2 adults. Can anyone holp me please? We are 2 familys and my daughters boyfriend makes up the 9th person.
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Claiming for carpet on insurance?....
Hi all, My wife had an accident today with the hoover on our lounge carpet, whilst hoovering she caught a loose thread at the edge of the carpet (at the point that it meets a metal edging before the kitchen) and the hoover then managed to suck the thread up a pull it out so we now have a missing line of carpet/thread about…
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Payment Protection Plans
I have a mortgage payment protection plan that I took out 2 years ago. I now realise that the conditions say I would not be able to claim for unemployment if I was in receipt of State Pension when I took the policy out, I was and the provider was aware of this. When I rang the company 2 weeks ago I was told that I would be…
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Mortgage Payment protection
Hi All, Due to the current economy my company may be facing liquidation, I understand on my payment protection insurance with cardiff pinnacle that i can claim. However if i was to face bankruptcy too would this invalidate my policy? Thanks for your help, David
