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Car Insurance Help Needed - 'Pool' Car
Hi Folks, I need some help with getting some car insurance ? Luckily, because of some other circumstances, both my wife and father-in-law have managed to purchase (new to them) cars. This leave us with my father-in-law's trusty old family car still available and perfectly useable. Given that there are four of us who all…
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MORE TH<N Renewal v Online Quote
Can someone explain this. My car insurance renewal came through yesterday for £392, however, a quote online for exactly the same details and cover is £248!. Ok so the first was based on monthly payments and the online quote was for a single payment but that doesn't explain the full £144 difference:confused: . Needless to…
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How to suss if an IFA is good before using
One of my offspring and OH have an IFA who has done vert well by them with the advice and service given. However another one and her OH have used two and have been very disatisfied. Both offspring have somehat non routien circumstances due to work, redundancy and substantial compensations for involvement in an RTA. ISTM…
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Excess fees
Whats all that about I've just made a claim (for teh very first time) on my house ins for 2 electrical items that got damaged in one week. On contacting the company I was told that there would be 2x £50 excess to pay Surely this is like bank chgs - disporportionate to the cost of adminstrating the claim Any views
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No "No Claims" for Car Insurance
I wonder if anyone can help? After working for in the private sector for over 7 years, where I've had a company car, I've got myself a new job in local government. So, I need to get myself a car, but does anyone know if any car insurance companies will acknowledge the fact that I've not had any accidents in the last 7…
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Ecclesiastical Insurance - too good to be true?
hiya people, as we are buying a house, I have been shopping around for house insurance. As FTB, we dont own that much in terms of contents. I have found one insurance called Ecclesiastical Insurance, it is run by a charity called Allchurches ltd, every profit made goes to preserving churches. they used to ensure churches…
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Don't want to pay for the same insurance twice!
Hi, I'm hoping someone can give me some advice on insurance/assurance related to mortgages. I have had a quote for Life Assurance which covers Critical Illness & Death. My problem is this, which type of Mortgage Payment Protection Insurance should I get to cover my monthly payments? and should this cover unemployment only?…
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what to say to insurance companies when haggling
hello, What should i say to a insurance company if i wanted to haggle with the price of my car insurance, i mean what exactly should i mention to them?:confused:
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buildings insurance - must be index-linked?
hi, could somebody kindly help me with a query. i have a mortgage offer from bristol and west mortgages. on the offer of loan form it stipulates that whoever i get my buildings insurance policy from, it must be index-linked and they [bristol and west] must be named as a joint insured party. pardon my ignorance, what does…
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How do I complain?
I made a claim with my travel insurance company called Direct Backpacker which is a subsidary of AXA Insurance about two months ago and have not been paid for my claim yet. After about half a dozen polite telephone calls enquiring about my claim and promises of returned phone calls that didn't materialise I'm starting to…
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Life Insurance with a known illness
Hi all, Can anyone recommend a competitive insurer for life insurance? I have recently purchased a property with my girlfriend who was diagnosed with Crohn's Disease & as expected her life insurance is quite exspensive now, quotes are ranging above £50 per month. Many thanks.
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Travel insurance - renewed without permission.
On a recent credit card bill I was surprised to see an annual travel insurance policy renewed without my knowledge or permission. I didn't think you could do that? The policy is with Travel-insurance-web.com is the company. In fact I took out a single trip policy with them because I didn't need an annual one! They got my…
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Critical illness cover
Hi folks My husband and I have been paying into a critical illness cover policy for about eight years but we've been a bit strapped for cash recently and are yet again reviewing our outgoings. We've been wondering if the critical illness cover is really worth the money and whether we should just cash in the policy and hope…
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Life Insurance at 70?
Help! my mum wants me to look into life insurance/assurance for her. But i don't know the first thing about any of it!!! :confused: Shes seen all the adds on TV!! :rotfl: She wants to leave a lump sum paying out to me when the worst should happen. She's in her early 70s with no estate, no savings and her health could be…
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Car Hire and Damage Waiver Crisis!
Hi I have been using MSE for some months with great success but this is my first post. It is a long and miserable story so bear with me. In June my family and I travelled from the West Country to Durham to see our son graduate. However what should have been a lovely day was completely ruined. We had flow up as my elderly…
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Royal Sunalliance Home Insurance
Hi Everyone, We have home contents insurance with Royal Sunalliance and have had it with them for 15 years. I think we've only ever claimed for one thing in that time. Anyway from looking at the schedule with our renewal paperwork it seems we're only covered for about £18,000 of contents cover! This is very low yet the…
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car insurance - 3 years history
Does anyone know of any car insurance companies that only ask for 3 years history for endorsements?
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Help needed please - how can I keep my no claims bonus?
We have just sold our second car so we are now a one car household. Does anyone know of any way I can keep my 5 year no claims bonus? Someone said before that we could just keep swapping insurance for the one car over each year or two and we wont lose our no claims, does anyone know if this is the case? Any help would be…
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Quidco lloydtsb car insurance enquiry
Hi I've got a question? I've got a car taht I need to MOT and sale in the near fututre and I'm thinking of taking out lloydstsb car insurance, though lloydstsb I can get £110 cashback. I intend to really need insurance for approx 10 - 20 day's whist I sor the car out. My question is if I only insure the car for 10 -20…
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Advice on car crash re:liability.
I just need a bit of advice... My husband was involved in a car crash this week (luckily he is ok) - Another driver crashed into the back of him. He was on a two laned carriage way, the diver in front of my husband stepped on his breaks, my husband stopped however the car behind did not. The problem is the other driver is…
