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confused.com/ beware tesco offer
followings martin's tip this week i thought id try and cut the cost of my contents insurance(rented flat) currently paying £104 a year with More Than checked out Tesco's £125 (so much for half price) entered my details on confused.com cheapest for exactly the same cover as present Bradford and Bingley showing a Royal Sun…
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I was ripped off by its4me.co.uk!
I tried to buy car insurance online from its4me.co.uk. They accepted my payment and then the site asked for further details to be sent in the post. Their site almost immediately crashed and I lost confidence in buying online. Because the site was no longer working, I called them to cancel by telephone within minutes of the…
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Mortgage provider charging for insurance: options?
My mortgage provider (Notts BS) charge £25 if you take out buildings and contents with anyone other than them. I'm moving house but porting my mortgage and they won't insure my new home as it's coming up as being in an area prone to flooding. It is fairly near a river but on much higher ground and has never flooded to…
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Insurance - working from home ?
Hi Can anyone give any advice or recommend any company that will provide home insurance and also business insurance for homeworkers. My wife is a physio and we are about buy a new home with a small clinic (converted garage) in the garden. We've made some enquiries with few results. Thanks
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Block Buildings Insurance Help!
Hi everyone, While switching mortgages recently I had to get a copy of our buildings insurance policy to prove we have cover for the mortgage. We used to pay for our own buildings insurance seperately but a few years ago someone from the factors came round and talked everyone into agreeing to a block buildings policy…
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Help please..critical illness v PHI ??
Hi A little help please on what i should do? Me and my partner bought a new home last year and have a mortgage on the property over 30 years for around £235K. She has various insurances which she has held since around the age of 18 so her critical cover is only about £10 per month and worth keeping. The FSA on selling us…
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what type of life cover?
I've recently become a SAHM so I need to arrange life cover (previously I had cover via work so didnt take out any personal cover) I am 35 years old, married with soon to be 3 children under 3. We have a Mortgage with 17 years left to pay. What type of cover should I go for? I'm confused by life Insurance and Mortgage Life…
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Motor Insurance Claims Question
Having had many years claim free motoring, I've now had a bad few months. Christmas last year the car was broken into and goods stolen. Claimed on house insurance for goods, but car insurance for repairs to door. This was last year's policy. Have in the past 3 weeks had 2 minor bumps, both my fault. 1st wife reversing and…
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Barclays Travel Ins. Pay for 14 days get 12 months cover (plus £8 Quidco cash!)
Barclay’s Travel Insurance offers a 10% online discount along with a great consumer offer. Currently when travellers purchase a 14+ day single trip policy Barclay’s will upgrade them to an annual policy for the same price. Barclay’s Travel Insurance is also quick and easy, giving customers: · 24 hour Travel Assistant…
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Rented flat_Contents Insurance
My daughter is about to move in a rented flat. She just graduated as a teacher and will start her first job in September. She is going to share this flat with a student in her final year. I would like to insure their belongings, like pcs,stereos, etc. but I find on the first page of confused.com this question: For…
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Please Advise Me About Civil Claims Insurance!
Just wondered if someone could give me a bit of advice about this one. Does home and contents insurance cover me against civil claims. For example, if my roof blew off in a storm and killed somebody standing underneath would I then be liable to a claim from that person's family? I'm pretty sure that in the past I have been…
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Tesco - ½ Price Insurance - Beware!
I have just shopped around for home insurance and received about six quotes ranging in price from £119 from M&S to £179. Asda quoted £127 so when I saw Tesco's half price advert I was expecting a rock bottom premium of way below £100. It was £125!!! They also confirmed that this was indeed half the usual rate. I hope…
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Friends Provident & Liverpool Victoria
Hi guys. We are looking to get insurances against our mortgage for when we move house. I've looked around a bit, and have had some IFA advice, and have decided that we will go with Friends Provident for Life and Critical Illness cover, Friends Provident for my Income Protection if I were off sick, and Liverpool Victoria…
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Zurich House Insurance
Hi peeps. I'm due to move in to a new build soon, and am getting a mortgage with Alliance and Leicester. We got a letter with the mortgage agreement, that states that if we use insurance not arrange with A+L, then we will be charged an extra £25. I phoned A+L up to find out, and they said they use Zurich, so just get them…
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Warning - don't ever use swiftcover.co.uk
They're the one's that are online only - please don't use them. I got a policy last year and it's been one mistake after another. You can make all your changes online, i.e. address, car etc and put your card details in and they will "process" them. Unfortunately they don't actually process them and then 6 months later…
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Tesco home insurance & property type
Hi, I'm new to this posting lark, so hope it works okay! I got my weekly Money Saving email and noticed that the Tesco home & contents insurance deal was mentioned, so thought I'd let you know about something to look out for when considering their deal. I received an astronomical insurance renewal from the Halifax and was…
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Building insurance. Help please
About 10 years ago I had some work done on the house that was covered under subsidence. The problem was mainly caused by a tree near the house. since then I no similar problems. My question is: do I still need to declare it when I look for another insurance company? Is there a time limit for subsidence work?
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Mortgage and Insurance
Hi There, I am planning on buying my first property with my parents. The plan is that my parents will live in the property and make the mortgage payments and I will put down the deposit. I am also helping them get a bigger mortgage amount by applying for the mortgage with them, so it will be determined on our three…
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Pregnancy related conditions
Can anyone tell me whether you have to disclose pregnancy related conditions on the application form for life assurance? One of the questions is 'have you had any problem ... with bladder, kidney or prostate, e.g. blood or protein in the urine ....?'. I had this when I was pregnant but then the medical form you have to…
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Young Driver Insurance
My younger brother (17) who recently passed his test is planning to buy a car which has been slightly modified. Nothing excess its an 1.4 Astra with an Astra GSi bodykit, set of alloys, stainless steel exhaust just looks a bit nicer! (must be to do with street cred, i didn't care at that age i just wanted a car!) He was…
