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Archives for November 2016
Discussion List
Lady K's savings diary
I wanted to get my saving thoughts and ideas down somewhere and thought this would be the great place to do it. I hope you all don't mind! I'm 27, I moved out to live with my partner just over a year ago. I started a degree with the OU and I also changed jobs from being a carer to working in an opticians. Although the wage…
I have saved nothing via MSE
Hi I got an email from you on 27th September saying that you (MSE) were going to sort an energy swop for me and from which I got good savings - but nothing has happened!! Can you please sort, as checking on your website today (and those of your rivals), if I arrange another swop at present rates I will get virtually no…
smoking no more
stopped smoking(30 a day between us) and drinking(twice a week) one month ago, i transferred the cash daily that i spent on ciggys/wine(bank statement is a mess lol) into an online saving account = £590!!! I also cancelled sky(£50pm) i sold my second motorbike(£4500) and only insure the one now(£30 pm saving)! I have saved…
My road to financial freedom
Hello! In this post I will keep track of my savings and investments, and I would love to receive your tips and feedback. I am from Barcelona, Spain, I'm 24 years old. I am studying social work, and I work as a waiter in a restaurant in Barcelona. I live with parents and save everything I can, but also help at home. If any…
Nikadi's Saving Log - trying to keep myself accountable!
I lurk more often than not but thought I'd set out somewhere where I could keep track of our savings as I'm rubbish at popping on regularly and keeping up with the We're Saving For A Deposit thread! I have apparently had a savings diary in the past, but that was 3 years ago and got abandoned and closed! I'm 27, DH is 28.…
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MSE News
Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
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