We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. Thank you for your patience.
📨
Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
How much have you saved?
Archives for February 2013
Discussion List
Flutteringby Getting Sorted in 2013
2013 is a really important year for us, financially and in terms of getting organised so I'm hoping a diary here will help! Bit of background.... Hubby and I have been together for 12 years, married for 4. We have a 2 year old daughter and are ttc for number 2 (we have just suffered a miscarriage but looking positively to…
change energy supplier
I am trying to change energy supplier through the club but it is still telling me that a change is going through. I cancelled that application but it isnt yet registered on the club site. So how do I start up another application?
House Deposit Here We Come....
I've been a long time lurker on the MSE Forums but for some reason have only just discovered this savings section! Observant or what?! This makes me happy as my quest to save a house deposit didn't really fit in anywhere else on the Forums and I've been desperate to start a diary about our journey to keep me on the…
How to beat your insurer!!! More than 50% Saved
This is what everyone should do to beat the insurers at their own game! My Home Insurance Renewal Annual was quoted at £460. So I phoned up my insurer (A famous High Street Bank) and asked if they can do something to reduce my quote. I was quoted £365. A saving of £95 but I thought I will be loyal and give them a chance to…
Do Loyalty Schemes Work?
Hi Everyone. A bit of a geek alert but here goes... Im doing an assigment on Loyalty cards and found a theory developed about 20 years ago... There are 4 types of loyalty: 1. Monopoly loyalty, where there are no available choices. 2. Inertia loyalty, where customers do not actively seek substitutes. 3. Convenience loyalty,…
alton towers clubcard reward vouchers
Hi, can anyone help me figure this out?! I've saved up enough tesco clubcard vouchers (£46) to exchange for the days out reward tokens at alton towers. I'd like to buy 4 tickets - 2 days for 2 adults. what I need to know is will my partner be able to use the tickets because they all get printed in my name? or is the…
First Time Saver
Hey Guys, Ive been browsing the forum for a while now and love the motivation you all give each other. I thought I would make a thread purely for that reason. And atleast this way I can keep track of where my money is going. Wish me luck I am 19, living in the depressed area known as Merthyr Tydfil, and recently got a job…
Confirm your email address to Create Threads and Reply
MSE News
Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
Is this how you want to be seen?
We see you are using a default avatar. It takes only a few seconds to pick a picture.
