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How much have you saved?
Archives for January 2013
Discussion List
gofundme.com/ANEWLIFE
The past few years have been long and hard. I have moved around a lot from house to house, from living with my dad in Winstone, to loving with my mom in Birmingham and renting in Nottingham. My Girlfriend has stuck by through thick and thin, and we are finally talking about moving in together. That's where all you lovely…
Saving by Stopping Smoking after 33 years
I am new to this but decided to start a post about probably the best decision I have made in a very long time. I smoked around 15 cigerettes a day and more at the weekend - cost around £50.00 per week, = £200 a month and yes £2400 per year. I have tried so many times but failed after only a few days so time to sort myself…
How much have you saved?
I was a spendthrift.Saving money in my mind will only make more money devaluation!The best way is to spend out.Buy a house, stocks, funds, gold, silver.Money begets money is not the best it?
Starting at the VERY Beginning!
Hi everyone, I'm a 25yo female with NO savings to speak of, and currently around £1600 of debt on various credit cards and store cards. Oh, and a big student loan to pay off, too. I've been lucky enough to have my parents' financial support over the years, although I've slowly but surely been breaking away and testing the…
New to saving!
I need as much advice as possible! I'm 22, my hours have just been cut down to less than 10 a week with one job and 10 in the other, oh, and I'm currently lodging (So I only have one cupboard and one freezer draw, and live in one room!) I smoke and have cut to tobacco thus saving me around 20quid a week but I need to start…
Gourmet Society card offer
Did anyone get the annual card in the race last week? I got the one month one in the first hour so thought I was probably in the first 2013 to get through, but haven't heard anything yet? Anyone else lucky? :rotfl:
Intro.
Hi, I'm newbie here.I'm 25 years old and student of MBA(Finance).One of my friend tell me about this site.I seen some interesting threads and posts so I thought I would sign up. I would be happy after entering this wonderful forum which might be nice and interesting ideas from lovely people here about money saving.
New year, new resolution...a savings journey
So here I am on the savings board at the beginning of a new year and my resolution is to save. Yes, I am in debt, but this is on a 0% credit card which I am paying off at £100 a month. It should be paid off by the end of the current offer in Sept this year. I know that it is generally not a good idea to save whilst in debt…
My savings diary
I have always had a job since being 13 years old, but always spent it too! Have been very lucky to have a supportive family who have never let me go without anything (not too sure this helped on the spending side) Moved in with my boyfriend when I was 17 and have always been self employed since then and found it hard to…
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MSE News
Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
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