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Archives for July 2011

Saving Advice?
A kick up the behind would be helpful right now. I will need a newer second hand car by the winter time and so far I've only saved £500. I 'could' have saved £1000 by now. I know all the rules, I know how and where to make the cuts - I'm just not flipping doing it. I drew £300 out of my savings this month instead of…
Home Insurance Saving
Received an auto renewal from Direct Line for home/contents insurance for £496 :eek: and my payment last year was about £338. Thats a really nice 50% increase! :p Thats with no claims and no changes. "Your home insurance will be renewed automatically..." I dont think so not at that price. Phoned them up and they said "oh…
Impressed by how much I have saved
I've been sorting my finances out in the last few days and already saved hundreds. I've swapped gas & electricity suppliers from British Gas to Eon and according to uswitch will save around £500. Even if they follows suit and hike prices up it will still be much cheaper than BG. I had my car insurance renewal through in…
Gas and Electricity
Been "off the boards" for a while, but I heard Martin having a good rant on the radio the other day about energy prices. I realised it had been a while (years) since we switched, so went via the site to Uswitch and put in our details. RESULT:beer::j Switched provider to save a STAGGERING £350 a year and it appears that as…
good saver
I have been saving for the past few years ,although I have not kept track of it. I save about £80 - £120 a month on movies ,tv shows and music by getting unlimited movies,music and tv shows for just 9 euros a month from rapidsahre which is a great saving. They have lots of good movies and tv shows and so on ,even software.…
Phil's Journey
Hi all I have created this thread with the primary purpose of saving some money for some key things which I will go into further. I also need to loose weight and stop spending money on food which I hope this thread and your comments and inspiration will help me do. I created this thread…
Insider Card at Showcase Cinemas
I went to the cinema last night to see the new Harry Potter film in 3D. Myself and two friends each had an Insider Card which is free to apply for and gets you into a film for half price on a Tuesday, so what would have cost us £30 (3 x 3D tickets) cost just £15 - so a massive 50% saving!! I would encourage all savers like…
Happy Saver! :)))
Well yesterday my mum gave me her Tesco's coupons...she is an ardent Sainsbury's shopper so Tesco's are always sending her coupons to entice her in... She had £5 one which finished yesterday and a new set with a £6 one to start of...started a few days ago. Had to spend £50 for the £5 one and £40 for the 6 one but thought I…
MSE News: MoneySaving at its most extreme
This is the discussion thread for the following MSE News Story: "Turning pants into hankies and raiding bins. These are some of the lengths people go to save cash. Find out the rest..." Read the full story: MoneySaving at its most extreme
Are you Britain's most extreme MoneySaver?
Hi folks, The Times is looking for serious MoneySavers to feature in the paper to tell all how they do it and to inspire others. If you're interested in telling your story, here's what the paper is looking for (in its words) and how to get in touch: The Times is looking for Britain’s most EXTREME money savers We want to…
"Just keep saving, saving saving...."
Having read Domino's saving thread, I feel like starting my own. I have been posting on the House Deposit Thread but its not necessarily the sort of thread where you can really post a blow by blow account of what you're doing to save money.......I don't really know how this diary will work, how much I'll use it or the sort…
Losing Money Saving?
I've just read the bit on savings stating if my interest rate is lower than that of inflation, my savings are losing me money. So what should I do? Take my money out of my savings account and stick it under the mattress? Surely then I'll be even worse off as I'm not receiving any interest at all!! Decrease inflation?…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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