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First time renter = How do I know if I can afford the bills for a rental property?
Hi everyone, I’m in the middle of major life changes and as this is something I’ve never done before, I’m a little confused on whether or not this is affordable or if I’ll struggle (which I massively want to avoid, obviously). My boyfriend and I are looking to rent a 1/2 bedroom property in the South East. I have just…
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How are mortgage valuations done?
Hi all… can anyone advise me on how mortgage valuations are done? We have had a mortgage approved subject the valuation. Will the valuer gain a view of the price we are offering (70,000) and will they simple ‘agree’ with this price or do they give a figure (or figure bracket such as 65-70k)? How often do they disagree with…
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Property Sale History
Hi, i have viewed property yesterday and i have been told by landlord that property was brought in 2006 @240,000. When i checked in Zoopla or Rightmove, i was not able to find sale history for that property. Finally, i have paid and downloaded title register from land registry. There, it was mentioned that price stated as…
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Land registry - removal of charge
@Land_Registry Hi looking for some advice. We have been involved in the most protracted house purchase imaginable - it’s been a year so far, and still going. It has involved a complicated probate and now application to the land registry (all not on the hosue we’re buying may I add - it’s the house at the end of the chain)…
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How much should we ask for?
Buying a property for £1.1M and last year there was a claim put in for subsidence valued at £30k. There was an earlier claim for similar about 20 years ago. Its on high risk clay soil but movement strongly correlates to nearby trees since removed. The survey indicated possible further movement to be monitored for 12…
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Airbnb council tax single person discount
What is the situation regarding council tax where single person discount currently applies when the property is offered for short term Airbnb type lets ? If the number of days is less than 140 and the property continues to be the main residence of the owner . The owner would not be occupying the property at the same time…
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Ownership of property
Our main residence is currently in my sole name. Mortgage has just been paid off. Is there any benefit in putting my husband on the deeds? (I'm thinking for inheritance tax purposes).
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Capital gains on downsize house sale
If i lived in and owned a house outright that is worth £600k and wanted to move to a smaller property, due to age and that i can buy for £300k. What happens to the surplus £300kafter purchase, do i just pocket it after fees or is there any tax to pay?
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Neighbour keeps his refuse bins on my property
What should I do? My question
concerns a property in England. Please excuse the length of my
question, it’s a complex issue and I don’t know who else to ask. I own a small terrace house that is
of the ‘coach-house’ style. A
coach-house is a property where the residence is on the 1st floor,
above the entrance and garage.…
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Changing Status of Flat
I have 3 flats in one house all currently under the freehold. Looking to create leaseholds and sell two and keep one. Does anyone know if Stamp Duty would be applied to the flat I keep if I create a new lease?
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4 bedrooms vs 2 receptions 3 bedrooms, which one value more?
I saw 2 properties available on sale at the same price. They are both new built. The plots are so close to each other. The total area of both houses inside are equal in sqm/sqf. Only difference is the layout. Property1: It has only one open plan (kitchen, dining hall, and living area are in one room), 4 bedrooms upstair…
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Advice on what to do with my buyer.
I got an offer on my house in November and since then I have arranged everything for my property I am buying, contract signed and good to go. My buyer however seems to have done very little in the past 10 weeks. The searches have just been ordered and we are waiting on thier return and we are waiting on thier mortgage…
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Second home stamp duty due to partial council house ownership
Hi 20 years back my mum bought a percentage of the council flat we live in and put my name on it. I enquire that it is a joint tenancy and it is not a saleable flat as we don't own 100%. Now I am married and want to buy my own property. My lawyer told me I might have to pay second home stamp duty even the council have…
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Land Registry build date wrong
Hello, we are currently selling our home, we have since realised that our house on land registry has a build date and purchase date of 2018, when in fact it was 2017. 1. Is this going to cause major problems down the line with our buyer? 2. If so, how do we change it and how long does it take? thanks!
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Advice on officially splitting house into 2 to enable selling of one.
Good evening, please bear with me on the following as this is quite a long post and a little complex... We originally bought my parents house in 2010 as they initially took out an equity release on it, which after reflection and a couple of years, none of us liked the sound of where it would leave things in the future.…
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Thoughts on new-build townhouses in general?
As the title says really. Been looking at a few options and houses down in London and found a townhouse that fits the budget. Not sure if the consensus on townhouses are that they are good homes or not? Background info: It will me my first house and will be my home to live in. Any advise will help :smile:
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First Time Buyer - is it meant to be this hard!?
Hi all, I really hope someone may be able to give me some advice. I am totally at my wits end with buying a house 😞 My question is a very long winded one but I’m really heartbroken after 2 house purchases falling through and I would really appreciate some advice. Some context: my partner and I are first time buyers. We…
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Expericne with Premier Property Lawyers
My vendor is using premier property lawyers and it just seems like they're not that great? The vendor has constantly been saying my solicitor isn't reponding back during the enquiries, when in fact they have but PPL kept giving the wrong information. So, my solicitor bascially has to spoon fed them on the enquiries. Now,…
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Neighbour’s Deeds Don’t Show my Right of Way
On my title plan and title register, it clearly shows/states that I have a right of way across the neighbour’s land to access the field behind my house. I bought the plan and register for my neighbour and this access is not shown on either. My neighbours are now parking 3 cars over the area and are blocking the access.…
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Posting Offer Letters Through Specific Houses Doors...
Hi Everyone, I'm curious to know if anybody has posted an offer letter through the door of a specific home they wished to buy? If so, How did you word the letter? What was the result? Would you recommend targeting an area I'm interested in? Thanks for reading!
