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Conveyancing - Soli
Hi I am a first time buyer and made an offer. I have been advised to arrange solicitor. I am really confused here, when i search quotation in reallymoving their fee is quoted as 1949.80, where as EA's recommended solicitor quoted as 2862.52 (Including SDLT, LR). Why there is so much difference? Is there any additional work…
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Previous solicitors left, new one wanted £200 extra, can I defend myself in CCJ
I bought the house in September 2021. The whole purchase process was a nightmare as my 1st solicitor moved on during the purchase and there was very minimum handover, the 2nd solicitor did not know much what was done. The 2nd solicitor took the case near the completion date and we together spent signficant time to get…
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British Homebuyers - approached me to sell my house for me - anyone have experience of them?
My house is currently on the market with a local estate agent on a sole agency for 6 weeks and I've only had 1 viewing. British Homebuyers sent me a letter offering to sell my house for me. They claim to have buyers waiting, investors waiting, asked me what sort of prices local houses were up for rent, and seem very…
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My solicitor is closing their firm in the next 7 days...
Hey everyone, Long-time lurker, first-time poster. I am in the process of buying a house. Things were moving along nicely, we were waiting on searches to come back and our solicitor has already made initial enquiries with the seller's solicitor. Yesterday my solicitor informed me that "The firm is to close on the 31st of…
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Not sure how high to offer on this property?
Hi everyone, firstly, thanks for taking the time to read this and respond. My fiancé and I are in the very fortunate position to be able to buy a property in cash. The idea behind this is that hopefully by buying in cash we are more attractive to sellers. Also, for reference, we are first time buyers. We recently started…
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Stamp Duty on property rented out to be closer to my children and work
I moved out of the property I own in order to be closer to my children and my work, and as the house was in negative equity I rented it out and rented in the new area. As my children grew I had to move to a larger property as they were unable to continue to share a room. I put a deposit down on an option to purchase a…
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Stamp Duty Query - Friend helping me buy the remaining 30% on my shared ownership property
Hi everyone Not sure if this might be a bit of a complicated one, hence I am asking the MSE community for help. At the moment I own 70% of a shared ownership property which cost £119,000 so no SDLT to pay. I have a very good friend (not in a relationship) that has offered to help me buy the property outright for £215,000,…
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Estate Agent Responsibilities
Keen to hear thoughts and experiences of using EAs. We are selling our first house and have noticed a huge difference between EA quality and how involved they are. Not sure if our expectations are wrong but we are feeling miffed about having to pay thousands for basically nothing. In fact their lack of due diligence led to…
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Legal fees for Mortgage when porting mortgage and moving house
Hi all, I'm hoping for some peace of mind on our legal fees, background is that our solicitor has sent multiple incorrect invoices on legal fees/completion statement to me, so therefore I don't really trust what they are saying now! We are porting our mortgage with Santander - exactly the same figure and will go through on…
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2 properties on 1 set of deeds?!
Hello, First and foremost, thank you in advance for your advise and support. Myself and a friend are keen to pursue an auction lot which we have recently viewed. The lot includes, two, semi-detached properties, which if successful, would result in us owning one property each. Due to the properties being sold in one lot, we…
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Selling late fathers house tax implications
My father passed away in November leaving my Mum as joint tenant his house. mum and dad been divorced over 30 years and have not lived together in that time. dad wanted his 3 kids to have house and mum is happy to pass on proceeds of sale. would any capital gains tax be due as mum has her own house?
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What's the catch with no-move no-fee solicitors?
I went on ReallyMoving to get some quotes for a house purchase solicitor, and all are offering no-move no-fee basis. What're your experiences with this? Is it really as good as it seems on the tin, that if for any reason I or the vendor pulls out the solicitors won't demand a fee?
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Help required - purchasing house with no building work certification
We are nearing the closing stages of a home purchase. However an issue has emerged in that the house we are buying has been extended 15 years ago. We have received the planning permission as per request but the seller does not have certification for completion of the building work completed and adherence to building regs…
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Seller’s changing from chain free to being on a chain
We have put an offer on a house back in mid-Nov 2021 and there was no chain as the sellers were moving in with their parents. We have got our mortgage offer sorted and we have had the survey done as well as all the paperwork sent to the solicitor (I.e proof of ID and proof of deposit etc…). So we’ve pretty much done…
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Capital Gains Tax
A house that I have lived in for 28 years has now become my second home. If I were to sell now I would make a gain that would be subject to Capital Gains Tax. As it was my main home for 28 years are there any further tax concessions to be had? Thank you
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Year Built
Hi, I am new here, I wonder if there is anyway to find out when was actually property built? or any subsequent changes? I am unable to find this information from Zoopla or Rightmove.
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Should I keep the viewings going after offers received?
Hi - house went back on the market this week after sale fell through and have had 10 viewings in 3 days. I've already had four offers in excess of the price the sale fell through at (fell through at £765K - offers have been over £770K) I've still got viewings booked every day this week but the last time as soon as I…
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Yikes! House offer accepted.. next steps?
Haven't bought a house in like 20 years. Just had our offer accepted; EA has now asked us for a solicitor so I know I need to find one . Firstly, any tips on finding one, what to consider? Other steps - sorry, so many questions.. 1. We are going to have a very small mortgage - £20k.. when do we advise the mortgage broker?…
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Indemnity insurance
So I’m selling a home and today I received paperwork saying i need to take out Indemnity insurance for a missing deed. I’m puzzled I’ve never heard of this can anyone shine light on this. Thanks
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Chain fighting over completion date
We are 20 weeks into the process and it has been hell to say the least. Managed to get our buyers to agree to exchange this Friday and complete next Friday, but now our sellers are saying they don't want to complete on a Friday (apparently it's risky if funds going in are delayed?). Buyers saying they won't have funds to…
